Sentences with phrase «rider options if»
At Insurance & Estates we definitely recommend looking into the LTC rider options if you are already a permanent insurance policy owner.
https://www.insuranceandestates.com/ Not exact matches
Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.
A critical illness rider is similar, but offers the option of taking an early payout if you are diagnosed with a chronic illness that requires intense care over an extended period of time.
Given there's no obligation to take the early payout, if this rider is offered at no cost it's a good option to have available.
If a rider keeps their head up and still, a long tailed helmet can work well but, if they tend to dip or move their head, a stub tailed helmet could be the better optioIf a rider keeps their head up and still, a long tailed helmet can work well but, if they tend to dip or move their head, a stub tailed helmet could be the better optioif they tend to dip or move their head, a stub tailed helmet could be the better option.
If you're looking for a safe option that looks like the real deal and runs on power for your little rider, look no further!
A long - term care rider — another option which can be added on to your term life policy — protects your family from financial loss if you don't pass away, but require full - time care or need to stay at a nursing home.
Critical illness riders are also an option, covering you if you are diagnosed with certain cancers or other sicknesses defined in the policy.
An accelerated death benefit rider simply gives you the option to receive a portion of the death benefit early if you're diagnosed with a qualifying illness.
Given there's no obligation to take the early payout, if this rider is offered at no cost it's a good option to have available.
A critical illness rider is similar, but offers the option of taking an early payout if you are diagnosed with a chronic illness that requires intense care over an extended period of time.
One rider you may want to consider if you are looking at Protective Life's Custom UL is the income provider option.
However, if your spouse would still need life insurance if you passed away, you should confirm that their additional insured rider has the option to convert to permanent coverage.
On the other hand, if you choose to buy their online term policy, MetProtect, it would have cost you less, however, the critical illness cover or for that matter any rider option would not be available with this plan.
Taking the case of Metlife Insurance, if you decide to buy their offline term insurance product, Met Suraksha Plus, it will give you an option to add riders like critical illness cover and additional accidental death cover which are available to you at a nominal rate.
If your term policy allows you to convert you can choose to option your rider and convert all or a portion of your death benefit to permanent life insurance.
A New York Life agent can help you sort through the options and decide which, if any, life insurance policy and riders best fit your situation.
The Trendsetter Super Series includes the option for an accelerated death benefit if you have over $ 50,000 in coverage, but you can add this feature as a rider for smaller policies.
Whether an applicant decides to go with whole life or guaranteed universal life, a couple of options worth exploring with an agent include possibly setting up a lifetime of guaranteed monthly income for beneficiaries or including a rider that gives a policy holder the ability to waive premiums if they become disabled and can't work.
Guaranteed Insurability Option: The GIO rider is a must if you are considering life insurance for children or young adults.
If you determine that funds with volatility control strategies are not consistent with your investment objectives, there continues to be other designated investment options available under the Retirement Income Max Riders that do not invest in funds that use volatility control strategies.
If you are an advanced rider looking for opportunities to horseback ride at faster speeds, this is one tour option for you!
The pedals may only be included on the vehicle to keep it classified as a «human - powered vehicle» so as to not have to comply with regulations that cover either full - size cars or small electric vehicles, and even if the rider isn't really charging the battery very efficiently while driving it, having 37 miles per charge could be a useful, and cleaner, option all on its own.
If you need a specific rider or would like to talk with a professional about your options, please give us a call today or check out our life insurance quotes page.
MetLife's GLT coverage comes with a rider option called a Non-Convertible Disability Waiver of Premium, which waives all base premiums of the policy if the policyholder were to become disabled for at least six months.
You also have the option of adding the Chronic Illness Plus rider, which allows 100 % of the death benefit to be accessed if you qualify.
This life insurance plan provides a death benefit if you should die, as well as tax - deferred growth of your account value, growth linked to a formula based on changes in an equity - index, flexible premium options, a variety of riders and waivers, and two death benefit options.
Simply put, if you live to the end of your selected term and you have a return of premium rider option in your policy, 100 % of your premiums will be returned to you.
The Chronic Illness rider gives you the option to accelerate a portion of your death benefit early if you are certified by a physician as being unable to perform at least two ADLs or activities of daily living (bathing, continence, dressing, eating, toileting, transferring) or if you require substantial supervision due to severe cognitive impairment.
The Terminal Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed as terminally ill with a life expectancy of one year or less.
The Critical Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed with a heart attack, stroke, cancer, renal failure, major organ transplant or ALS.
With this product option, not only are your loved ones protected financially from your death, but with the critical illness rider add - on you would be eligible to receive a portion of the death benefit if you were to be diagnosed with a critical illness, such as Alzheimer's.
If you want to explore some sweet rider options, take a look at American Amicable.
This rider gives you the option to get paid a portion of your policy's death benefit while you are still alive if you are diagnosed with a terminal illness.
If you have are considering covering your spouse, you may want to see if there are options to add this rider and compare the cost versus simply applying for another separate policy for your spousIf you have are considering covering your spouse, you may want to see if there are options to add this rider and compare the cost versus simply applying for another separate policy for your spousif there are options to add this rider and compare the cost versus simply applying for another separate policy for your spouse.
An ideal option for you if you're aiming at ensuring that your families and loved ones have enough financial resources in case of your unforeseen accidental demise is the accidental death rider.
With a children's life insurance rider, you can provide coverage for every child in your family for the same price (if your policy offers this option).
A permanent and partial disability rider is the best - suited option for you as it offers staggered payments to you if you have met with an accident because of which you are unable to work.
If you're concerned about accidental death or you work in a potentially hazardous occupation and can't afford to buy sufficient life insurance coverage, adding this rider may be a more affordable option.
Make sure you know all of the costs and options available to you when you're deciding which, if any, life insurance riders are important for your pregnancy.
If you go with a simplified issue plan, you may find that your rider options are more limited than with other plans.
Check with your agent or company to see if your policy has an accelerated benefit option or if you can add it as a rider.
A New York Life agent can help you sort through the options and decide which, if any, life insurance policy and riders best fit your situation.
If the Regular payment option is chosen, the policyholder may opt for additional protection in the form of various riders, which are as follows:
If added to the purchase of your insurance policy, the guaranteed insurability rider (also called an additional purchase option) guarantees your policy's renewability at the end of its term.
If you are unable to afford the amount of life insurance that you need today, the guaranteed insurability rider is a life insurance option that'll allow you to purchase additional life insurance at a later date - without a medical exam to prove your insurability.
If you want to learn more about life insurance options and life insurance policy riders, visit the Protective Learning Center.
An accelerated death benefit rider simply gives you the option to receive a portion of the death benefit early if you're diagnosed with a qualifying illness.
Given there's no obligation to take the early payout, if this rider is offered at no cost it's a good option to have available.
A waiver of premium rider offers the option for you to waive premiums until such time as you're able to work again if you become permanently disabled, or are unable to work due to a covered illness or injury such as: