This benefit is payable if
the rider policy is in force as on the date of the death of the life assured.
Bharti AXA Life Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to
the rider policy being in force.
Bharti AXA Life Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to
the rider policy being in force.
Not exact matches
Bharti AXA Life Accidental Death Benefit
Rider (UIN: 130B008V01): This
is a non-linked and regular pay
rider that provides 100 % Sum Assured
in case of death of the Life Insured due to an accident subject to the
rider policy being in -
force.
This non-linked and regular pay insurance
rider provides 100 % Sum Assured
in case of death of the Life Insured due to an accident, subject to the
rider policy being in -
force.
This
rider allows the
policy owner to change the insured on the
policy while it
's in force.
The length of time (usually 31 days) after a premium
is due and unpaid during which the
policy, including all
riders, remains
in force.
Provides level - term insurance to age 25 on the insured's children who
are listed on the original application and children born to or adopted by the insured while the
policy and this
rider are in force.
You should
be aware of the different
riders available to you before you choose your
policy since most companies require the
rider prior to your
policy going
in force.
The
rider will offer all eligible children protection until the child's 25th birthday or the insured's 65th birthday — whichever comes first — as long as the
policy is still
in force.
If you
're diagnosed with a terminal illness while your life insurance
policy is in force, this
rider enables you to collect all or part of the death benefit while you
're still alive.
Available
riders include Disability Waiver of Premium, Children's Term, Living Benefits Rider, and an automatic premium loan option which can take a small loan from the
policy to keep it
in force when payments
are missed.
The conversion
rider should allow you to convert the term coverage to any permanent
policy the insurance company offers with no restrictions (i.e., having to convert by a certain age during the first five to 10 years that the term
policy is in force, or limiting partial or multiple conversions).
This
is a term life
policy which includes a conversion
rider: The
rider guarantees you the right to convert an
in -
force term
policy (or one about to expire) to a permanent
policy without going through underwriting or proving insurability.
A No Lapse Guarantee benefit
is effective at issue and guarantees the
policy, including any level term
riders, will remain
in -
force for five years, provided the minimum premium, underwriting and insurance requirements
are met.
In order to be eligible to exercise this rider, the insured must be at least 75 years old, the policy must have been in - force for at least 15 years, the Death Benefit Option must be Option A Level, the policy must be in corridor, and the outstanding loan balance must be the smaller of 93 % of the policy value after monthly deductions or (100 % minus the OLPR charge percentage) of the policy value after monthly deduction
In order to
be eligible to exercise this
rider, the insured must
be at least 75 years old, the
policy must have
been in - force for at least 15 years, the Death Benefit Option must be Option A Level, the policy must be in corridor, and the outstanding loan balance must be the smaller of 93 % of the policy value after monthly deductions or (100 % minus the OLPR charge percentage) of the policy value after monthly deduction
in -
force for at least 15 years, the Death Benefit Option must
be Option A Level, the
policy must
be in corridor, and the outstanding loan balance must be the smaller of 93 % of the policy value after monthly deductions or (100 % minus the OLPR charge percentage) of the policy value after monthly deduction
in corridor, and the outstanding loan balance must
be the smaller of 93 % of the
policy value after monthly deductions or (100 % minus the OLPR charge percentage) of the
policy value after monthly deductions.
Even after claiming critical illness
rider proceeds on a heart ailment, the
policy as also the
rider continues to
be in force.
This return of premiums paid does not include any substandard charges (extra charges for health problems) and
rider charges (extra benefits such as disability coverage), if any, which will
be paid to the
policy owner at the end of the life insurance
policy period, if the life insurance
policy is still
in force at that time.
Some term life
policies are available with a «Return of Premium» (ROP)
rider that states if you keep the
policy in force to the last day of the 20 year
policy term, the insurance company will send you a check for the value of the premiums you paid
in all those years.
The waiver of premium
rider keeps the insurance
policy in force by waiving the periodic premiums if the insured becomes disabled and
is unable to pay the premium.
The waiver of premium
rider is a type of disability insurance that provides that your insurance
policy will remain
in force if you become disabled and unable to pay your periodic premium.
The waiver of premium
rider will keep the insurance
policy in force without any premium payments for as long as the owner remains disabled, or until age 60 or 65, whichever
is first.
Rider Sum Assured will
be paid to the policyholder
in 10 equal half - yearly installments wherein each installment amount will
be equal to
Rider Sum Assured multiplied by 10 %, provided the
policy is in force (as on the date of occurrence of event) and the
rider contract ceases after payment of the last installment.
This
rider waives off all future premiums to keep the
policy in force when you
are incapacitated to pay the premium owing to physical disability.
The critical illness
rider is only paid once during the term of the
policy while the
policy is in force.
The company will only return 80 % of the premiums paid excluding any taxes, extra premium and
rider premium other than Term Assurance
Rider, only if the
policy is in force.
Disclaimer - * provided the base
policy is In -
force and all due premiums under the base
policy are paid, subject to the satisfaction of age,
policy term and other
rider limitations.
Generally, the
rider is available on
policies that have
been in force for 15 years or more.
This return does not include any substandard charges (extra charges for health) and
rider charges (extra benefits such as disability coverage), if any, which will
be paid to the
policy owner at the end of the
policy period, if the life insurance
policy is still
in force at that time.
Under this
rider, all future premiums
are waived - off and the
policy continues to remain
in force.
A total disability
is the incapacity of the insured that
is caused by sickness or injury and begins while both the
policy and disability benefit
rider are in force.
The length of time after a premium
is due and unpaid during which the
policy, including
riders or add - on benefits, remains
in force.
It will provide that if both the
policy and the
rider are in force until the maturity date of the
policy (usually at age 100), the
policy proceeds will
be paid at the death of the younger insured.
Unlike regular term
policies, return of premium term life insurance rewards you for keeping the
policy by giving a guaranteed return of your total cumulative premium paid on the
policy during the level term period, not including substandard (extra charges for health) and
rider charges (extra benefits such as disability coverage), if any, which will
be paid to the
policy owner at the end of the level term period if the
policy is then
in force.
If you
are unable to pay your life insurance premiums due to total disability then with the help of this
rider, you can stop paying your premiums until you
are healthy enough to work full - time again.Your
policy will still
be in -
force just as if you
were still paying premiums.