Choosing
the right home insurance deductible can...
Not exact matches
Choosing the
right homeowners
insurance deductible can be tricky; you need to balance a short - term cost you can afford (the
deductible) and the long - term cost of a policy (the premium) to get the most out of your
home insurance.
To determine what
deductibles are best for you (and what discounts you may qualify for), it's a good idea to talk to an independent
insurance agent who can help you compare policies from a variety of
insurance companies, find the
right limits of coverage for the value of your
home, choose whether to choose replacement cost or actual cash value and other decisions specific to your
home and your financial situation.
For more details on how to choose the
right deductible for your particular situation, read our guide to selecting
home insurance deductibles.
You'll find that our friendly agents know
insurance inside and out, and they can help you compare benefits and
deductibles and find a plan that is
right for your
home.
Without a new construction
home inspection, you could spend lots of money repairing items the builder should have done
right in the first place, or pay
insurance deductibles down the line for repairs caused by poor, improperly finished construction.