Sentences with phrase «rise during your term»

The biggest disadvantage of buying a Treasury bond is that the interest rate could rise during its term, which means your money might be tied up in an investment that pays 2.75 percent interest when you could be getting 4 percent or 5 percent — or more.

ARM products are less risky for mortgage lenders, because if interest rates rise during the term of the loan, the lender gets more interest income.

A bump - up CD or bump - rate CD is one in which you have the option to «bump up» to a newer, higher interest rate if rates rise during the term of your CD.

Payments are fixed and do not rise during your term period.

Not exact matches

The simplified explanation for this aberrant investing disaster was a dramatic rise in interest rates during the period: Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in 1981.

Elsewhere, Gov. Scott Walker, a rising Republican star, campaigned in 2010 on a promise to create 250,000 jobs in Wisconsin during his first term.

Mortgage rates, which track the movements of long - term Treasury yields, rose by about a percentage point during the summer.

Many funds companies, including Vanguard and Fidelity, offer short - term bond funds that will likely outperform during a rising interest - rate period.

The figure shows clearly that the cash cost of a residential property in terms of weeks of labour time remained roughly constant all the way from 1970 to 1986, at which point housing prices in Canada (and in particular in the Toronto area) rose drastically during the next three years.

During her term, McDonald launched a federal debt clock that travelled across Canada while constantly calculating the rising federal debt, and was later featured nightly on BCTV news hour.

If interest rates rise during your CD's term, you can request to use your bump.

In the event you are taking withdrawals from your four year cash reserve due to being in a severe, long - term falling market, when the market turns up again, continue taking your withdrawals from the cash reserve for an additional 18 months to two years to allow the market to rise significantly (the market almost always rises fast during the first two years of an up market period) before switching back to taking withdrawals from your stock mutual funds.

In contrast, during the 2005 — 11 boom, inflationary pressures were relatively contained as the terms of trade rose.

The rise in dollar terms is lower because the greenback has strengthened against the Chinese currency during the period.

Long - term interest rates tend to rise during periods of significant economic improvement (i.e., when things are going really well).

The Australian dollar was steadier in trade - weighted terms and, indeed, it rose against some currencies, including the euro, during this period.

Business surveys continue to indicate that firms are planning only moderate price rises in the near term, although surveys conducted during the September quarter confirm that the downward trend in business price expectations, evident for some years, has now halted.

You won't see a rise in the value of your holdings with cash during a recession and if you're keeping it in fixed term accounts then it will be adversely affected by rate rises, same as bonds.

Equally important, even during extended speculative periods as we observed in the late - 1990's, those advances have tended to suffer deep and abrupt intermediate - term corrections once elevated valuations are joined by overbought conditions, overbullish sentiment, and rising interest rates, as we observe today.

During the past few years, we have seen a rise in the use of the term buyer personas.

Rising export prices boosted Australia's terms of trade by around 10 per cent during 2004, and a similar increase is likely to be recorded during 2005 as the recent round of increases in bulk commodity contract prices takes effect.

Consider a partial list of developments since just World War II: a broad national decline in denominational loyalty, changes in ethnic identity as hyphenated Americans enter the third and subsequent generations after immigration, the great explosion in the number of competing secular colleges and universities, the professionalization of academic disciplines with concomitant professional formation of faculty members during graduate education, the dramatic rise in the percentage of the population who seek higher education, the sharp trend toward seeing education largely in vocational and economic terms, the rise in government regulation and financing, the great increase in the complexity and cost of higher education, the development of a more litigious society, the legal end of in loco parentis, an exponential and accelerating growth in human knowledge, and so on.

The Debt rose $ 4.899 trillion during the two terms of the Bush presidency.

Spurs were linked with the player during the summer, and while Boufal's performances this season have only seen his stock rise, it remains to be seen whether Tottenham — who have impressed offensively this term — are still looking to recruit.

Normally, the employment terms and conditions are protected and employees are entitled to any pay rises and improvements in terms and conditions given during the leave.

During the next term our members will really see the effects of a protracted pay freeze, a rise in pension contributions, see their pay fall, look at the prospect of a pay freeze and draconian curbs on pay for 3 further years, the scrapping of national pay rates on top of the mounting assaults on our professionalism you witness every day.

He rose to the position after Smith, in his partial term as majority leader, lost power during a time of a Republican - led coup.

However despite apparently successful surgery, approximately 30 % of patients experience biochemical recurrence (shown by a rising level of Prostate Specific Antigen, PSA) during long - term follow - up.

In terms of safe sexual relations, 77 % of women and 73 % of men claimed to have used contraception habitually with a stable partner during the last year, whereas in the case of sexual relations with a casual partner these percentages rose to 92 % for women and 86 % for men.

This can rise to # 17,000 with experience, but TAs are often only paid for the weeks they work during term time.

During Clinton's first term, from 1993 to 1997, spending rose from $ 23.8 billion to $ 26.6 billion, or by 11.7 %.

Additionally, the finding that the skills of today's young people are no better than those of young people in 1996 should be seen in the context of the massive real - terms rise in school spending during the time they attended school and a large number of educational interventions aimed at raising standards.

Searches for the term «free ebooks» during the last five holiday seasons What got me interested in looking at the trend of searching for free eBooks was the Pew Research Internet Project report released January 16, 2014: E-Reading Rises as Device Ownership Jumps.

Long - term interest rates tend to rise during periods of significant economic improvement (i.e., when things are going really well).

During this period, in terms of inflation - adjusted dollars, the median annual salary for a full - time worker rose all of $ 53 — that's right, $ 53 a year — to $ 41,401, according to Statistics Canada.

Bump Up Option: If rates rise, you may bump up your rate once during your 3 year term.

An examination of the historical performance of fixed income in the periods during and immediately following a rate rise has revealed a potentially more favorable outlook for investors who were committed to the long - term role that bonds typically play in a portfolio.

While stocks have been a fine long - term inflation hedge, they tend to perform miserably (particularly in inflation - adjusted terms) during periods where inflation is rising - particularly if the rising inflation is unanticipated.

Essentially no net gains, on average, have occurred during periods of strong international agreement in the form of either rising long - term interest rates or rising central bank rates.

You can look at these numbers in two ways: You can say that the cash value of real estate has risen during the past decade and you can also say that today's existing home prices are actually cheaper than 10 years ago in terms of buying power.

Most adjustable rate mortgages (ARMs) are great during the initial fixed - rate period, but then the rate can rise substantially for the rest of the term.

Try making that 18 years, and you get an idea of how painful it can be to hold long - term bonds during a period of rising interest rates when new bonds are being issued with higher coupon rates.

What this means for term insurance is that renewal premium also rises exponentially, such that they become unaffordable during retirement.

Gathering a large percentage of the market's gains during rising markets while avoiding even a portion of its losses during falling markets is a recipe for superior long - term returns — plus it provides the type of emotional stability so important to sustained investing success.

Because the funds invest in short - term interest bearing securities on a constant basis, during rising interest rate environments they are able to achieve higher interest rates much more quickly than more conservative savings instruments, like savings accounts or certificates of deposit.

The prices would fall hard during periods where long term interest rates are rising, but where GDP is not expected to be growing as rapidly.

Although we've only looked at one 12 - month period here, the pattern is typical: during any period when interest rates rise, short - term bonds will be much less affected.

We are confident in our capacity to rise to the short - term challenges posed by the transition phase, thanks to the very high quality of our games, which, combined with the upcoming arrival of the next - generation consoles and the traditional ramp - up of sales during the Christmas season will trigger positive momentum towards the end of the year.»

In Britain, the rise to prominence of the Young British Artists (YBAs) after the 1988 Freeze show, curated by Damien Hirst, and subsequent promotion of the group by the Saatchi Gallery during the 1990s, generated a media backlash, where the phrase «conceptual art» came to be a term of derision applied to much contemporary art.

The conclusion that the Greenland ice sheet melting was significantly enhanced by the increased N. Hemispheric insolation during the Eemian affects projections of future (near term) sea level rise insofar as Greenland melt contributed to the Eemian sea level rise.