And the river seems as vast as an ocean when
it rises over its banks.
For instance, if your property is damaged from a bad storm or a burst pipe, you would typically be covered; but you would be vulnerable if that same storm caused a creek nearby to
rise over its banks, flooding your basement.
Not exact matches
The
banks are apparently spooked by reports of a
rise in fraud activity
over the system and are looking to add a secondary verification measure, such as requiring users to input a PIN code.
The common currency
rose to a two - and - half year high against the dollar on doubts
over the U.S. currency but also after European Central
Bank President Mario Draghi gave two speeches last week with no indications about the bank's next steps for monetary pol
Bank President Mario Draghi gave two speeches last week with no indications about the
bank's next steps for monetary pol
bank's next steps for monetary policy.
Revenue for consumer
banking rose 6 percent in the fourth quarter, to $ 8.4 billion, and revenue in investment and corporate
banking fell 1 percent, to just
over $ 8 billion.
The dark days of the financial crisis seem to be
over for North American
banks with one analyst telling CNBC that
rising interest rates will boost margins and increase optimism after a period a readjustment for Wall Street lenders.
The
Bank won't sit still for inflation
over 2 %, so a rate
rise is now more likely than ever.
Dan Nixon, a senior analyst at the
Bank of England, says persistently weak growth in productivity
over the past decade has coincided with a ten-fold
rise in global shipments in smartphones:
Interest rates will inevitably
rise, as the
Bank of Canada keeps pointing out, and the federal government has instituted numerous changes
over the past few years that will make a home purchase more difficult for first - time buyers.
In addition, both variable and fixed - rate mortgage rates have
risen over the past year as a result of moves by the
Bank of Canada and fluctuations in the bond markets.
The central
bank has concerns about the ability of households to keep paying down their high levels of debt when interest rates continue their
rise, as is widely expected
over the coming months.
Charles Evans, the dovish president of the Chicago Fed, said it would be a major mistake by the U.S. central
bank not to convince markets that rates will
rise slowly
over the next year.
On Wednesday a board member of the
Bank of Japan said that the central bank should stick with its ultra-easy monetary policy, despite recent signs of economic recovery, because uncertainty remains over how fast inflation will r
Bank of Japan said that the central
bank should stick with its ultra-easy monetary policy, despite recent signs of economic recovery, because uncertainty remains over how fast inflation will r
bank should stick with its ultra-easy monetary policy, despite recent signs of economic recovery, because uncertainty remains
over how fast inflation will
rise.
The interplay between these dynamics will play out
over 2018, but as rates eventually
rise, financial stocks could be poised to benefit given the long term relationship between interest rates and
banks» net interest margins (NIMs).2
The turnaround is in part due to policy initiatives such as debt - for - equity swaps that helped the largest
banks deal with
rising debt loads, and a widespread crackdown by the government on shadow
banking that has given them an edge
over smaller peers.
The shadow
banking industry plays a critical role in meeting
rising credit demand in the United States, and although it's been argued that shadow
banking's disintermediation can increase economic efficiency, its operation outside of traditional
banking regulations raises concerns
over the systemic risk it may pose to the financial system.
In anticipation of a
rise in inflation, and reflecting its inflation forecasts, the
Bank raised the cash rate by 275 basis points in three moves
over the second half of 1994.
Murck drew parallels between
banking technology and the
rise of voice
over internet protocol (VOIP) providers, such as Skype, in the world of telecommunications.
Further reinforcing my thesis that the average household has largely reached a point of «saturation» on the amount of debt that it can support, the Federal Reserve reported that credit card delinquencies on credit cards issued by small
banks have
risen sharply
over the last year.
Having repeatedly prepared the world for an interest rate
rise they suggested was around the corner, policymakers at the U.S. central
bank are now bending
over backwards to attempt another graceful about - face.
The housing - market recovery is tenuous and probably far too reliant on central -
bank stimulus, but we'll take
rising home prices
over falling home prices any day of the week.
3 Reasons for the
Rise of Alternative Lending A recent report by Fox Small Business Center revealed that
over half of all business loan requests are now approved by small
banks, while larger
banks are approving only 20 percent of new requests.
Deutsche
Bank Wealth Management Although Deutsche
Bank Wealth Management has long been a mainstay on Asian Private Banker's AUM League Table, widely - reported difficulties in 2016 saw it falter, giving
rise to questions
over its long - term survival in Asia.
Although it is less than 2 per cent of total household debt, growth in margin lending has accounted for
over a fifth of the
rise in
banks» personal lending (excluding credit cards) since 1996.
With growth prospects for the world economy being revised up and inflation no longer falling, short - term market interest rates have
risen on the expectation that central
banks will unwind the accommodative monetary policy they had put in place
over the previous year or two (Graph 4).
The main point of this video is that the popularity of giving is on the
rise and gifts directed through private
banking departments and family offices will continue to
rise over the next 5 - 7 years.
The global stock market rout of the past week was sparked by concerns
over a possible interest rate
rise by the U.S. Federal Reserve and not by the devaluation of China's yuan currency, a senior Chinese central
bank official told Reuters on Thursday.
Over this time he
rose through various senior appointments eventually to become head of Far East private
banking for CS Geneva.
 Mr. Poloz himself bent
over backwards in his last Monetary Policy Report to not use that term — even though the
Bank's own numbers (projecting negative GDP growth for both the first and second quarters of 2015) suggested a recession was indeed already underway. Instead, public officials are normally sanguine and
rose - coloured in their public pronouncements, hoping to incrementally shift consumer confidence with their cheeriness, and thus spark more spending. [A ridiculous extreme of this approach was provided when George Bush blithely encouraged Americans to go shopping in the days after the 9 - 11 terrorist attacks.]
Stocks on the London Stock Exchange had
risen over the previous two days due to exceptional performances from financial institutions and high street
banks such as the Royal
Bank of Scotland, however China has finally gotten the better of Europe's most prominent stock index.
For the first time in
OVER 30 YEARS countries and central
banks are BUYING GOLD and the demand only continues to
rise.
We look for the cost of
bank funding to
rise faster than the yield on earning assets
over the next two years, a situation that is likely to put an effective cap on
bank earnings and public market valuations.
«For the first time in years, interest rates are beginning to
rise — making it increasingly important for Canadians looking to buy a home to stress - test their mortgage against a higher rate to ensure they can afford it
over the long term,» said Martin Nel, Head, Personal
Banking, BMO
Bank of Montreal.
The pace of price
rises in the Eurozone fell in April to add to the reasons for caution for the European Central
Bank (ECB)
over withdrawing monetary...
In its statement, the Fed expressed confidence that a recent
rise in inflation to near the U.S. central
bank's target would be sustained, leaving it on track to raise borrowing costs in June, while it also said inflation «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective
over the medium term.»
As the
Bank has noted elsewhere, the
rise in the terms of trade is likely to be quite expansionary for the economy
over the coming year or more.
Although the low interest rate environment
over the past decade has compressed
bank NIMs, we expect U.S. - led reflation —
rising nominal growth, wages and inflation — to accelerate.
Along with some degree of control
over long - term yields this put the
Bank of Japan in a better position to accommodate
rising demand and inflation, even if monetary policy alone might not create these dynamics.
The central
bank's apparent reassurance came after China's financial system showed fresh signs of stress on Monday, with short - term borrowing costs for
banks soaring on heavy holiday - induced demand for cash and
rising worries
over the vast shadow -
banking sector.
Though the
Bank of Japan has pumped in colossal amounts of money into the money markets
over the past couple of days to support liquidity, analysts said it may be tempted to buy up dollars to rein in the export - sapping
rise in the currency.
Officials say the federal government and the
Bank of Canada will continue to monitor developments
over the
rising popularity of bitcoin and other digital currencies.
Scotiabank, meanwhile, experienced a 9 - percent
rise in profits, although RBC Royal
Bank saw a marginal decline
over the year.
China's Shanghai Composite Index rebounded from earlier losses to
rise fractionally to 2,133.87, putting aside worries
over a possible credit crunch following the Chinese central
bank's refusal last week to inject funds into money markets to curb frothy credit growth.
Banks, brokerages and other financial services firms typically account for the bulk of new listings in the city, but have only comprised 23 percent of IPOs so far in 2017, weighed down by concerns
over rising bad debt in China.
«We know that 1.1 million food parcels are given out in Trussell Trust food
banks alone but these figures are clearly the tip of the iceberg - the United Nations has estimated
over eight million people in the UK are food insecure, approximately 2,000 food
banks and food
bank centres are in operation,
rising levels of hospital admissions due to malnutrition cost the NHS # 12 billion per year and there are record levels of in - work poverty.»
Whether inflation
rises or the Federal Reserve
Bank uses its power
over interest rates to limit the potential inflationary impact of the falling dollar, the ultimate outcome of our recent overdependence on foreign saving will be a lower standard of living (or slower increases in living standards), such that decent levels of retirement income (private and public) can not be maintained.
The new research also shows that the number of people using food
banks over the summer holidays is
rising too.
This is a group that is going to
rise over the next month and that you can take to the
bank.
The
rise of food
banks is a national scandal that puts the lie to Cameron's claim to be presiding
over a benign recovery.
Claire Austin, a nurse rather than a teacher (though the SNP leader also got a hard time from them), challenged her
over nurses» pay
rises, how «demoralising» it was to work in NHS Scotland and the claim she had made use of food
banks.