Sentences with phrase «rising equity glidepaths»

This is not to say that rising equity glidepaths are never a good idea, though.

With a 4 % withdrawal rate, he finds that declining equity glidepaths in retirement support higher probabilities of success than fixed equity glidepaths, which in turn supports higher probabilities of success than rising equity glidepaths.

It does indeed seem that retiring at times with particularly low bond yields, which can be expected to increase over time, may not favor rising equity glidepaths during retirement.

Michael and I look at the market valuation component without specifically considering the interest rate component, and we determined that this is the time when rising equity glidepaths have tended to provide the best results for historical retirements.

Both the February and March 2015 issues of the Journal of Financial Planning include articles which address and extend the work on rising equity glidepaths during retirement, which Michael Kitces and I published in the January 2014 issue.

The authors suggest that the rising equity glidepath can be managed using a rule like rebalancing 1 % of your portfolio per year from fixed income to equity.

-LSB-...] see, a lot of my safe withdrawal rate simulations assume either constant equity weights (e.g. 80/20) or a rising equity glidepath in early retirement -LSB-...]

Admittedly, the March one is also by us, and I'll get to that it an moment, but the February article challenges the rising equity glidepath concept and is by David Blanchett.

Not exact matches

He considers declining equity, rising equity and static glidepaths with an annual withdrawal rate of 4 % (of the portfolio value at retirement) and annual rebalancing during a 30 - year retirement period.