Sentences with phrase «risk as an applicant»

This means that the insurance company is doing its due diligence to assess your risk as an applicant.

Not exact matches

As HuffPost reported on Tuesday, the judge who ruled against DAPA in 2015 had included among his reasoning the possibility that any DAPA applicants who offered their personal information to the federal government in exchange for protection from deportation could be at a heightened risk under a different presidential administration.

The Federal Housing Administration (FHA) backs loans to certain higher - risk applicants as a way to get more Americans onto the property ladder.

Indeed, UK consulates profit enormously from visa fees in a system where officers are encouraged to deny (as much as possible) applicants with «high risk» passports.

Trump plans to sign a revised travel ban tomorrow that is likely to apply only to future visa applicants from seven majority Muslim countries tabbed as terror risks.

Little - known health insurance requirement risks disqualifying applicants for residency such as stay - at - home parents and students

[27] Thus, excluding applicants with prior convictions likely makes society less safe as a whole, even if it shifts some risk off - campus.

For a district qualifying under this paragraph whose charter school tuition payments exceed 9 per cent of the school district's net school spending, the board shall only approve an application for the establishment of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following categories of students, those: (i) eligible for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of students.

As such, the cost to the government of providing financial assistance must be borne by the RRIF applicant, or another non-federal entity on behalf of the applicant, through the payment of the credit risk premium (CRP).

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

Thus, homeownership reduces the economic risk on any transaction since the assets work like a guarantee of all the applicant's debt regardless if they are used as collateral of any particular loan or not.

It can be assumed that an ideal applicant has an established credit history with a good track record, helping indicate the applicant as a low - risk borrower.

But often, the claims are exaggerated and mortgage loan applicants are turned down because they are seen as too big of a risk.

They can often afford to take a risk on applicants who pass their initial checks, as they charge such high rates of APR..

Credit Scoring and How It Works Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applicant.

Because lenders, banks and credit card companies view bad credit applicants as high risk, if approved for credit, your interest rates will be higher.

This works because the applicant takes on considerably more risk by way of leverage than with the SM, gains far greater tax returns at an early stage, and apparently maintains the tax refund by the rapid increase of the HELOC, as the Investment loan is converted or reduced.

For example, when you apply for major lines of credit such as a mortgage loan, the lender must determine the applicants risk of not paying back.

Although you won't be offered fewer months on this card, some accepted applicants with a slightly poorer credit score will be given a 29.9 % interest rate, as Barclaycard operates rate - for - risk pricing.

Risk - based pricing refers to the common practice of setting or adjusting an interest rate and other terms of credit based on the applicant's previous credit history (and other risk - related criteria), as indicated by one or more credit repoRisk - based pricing refers to the common practice of setting or adjusting an interest rate and other terms of credit based on the applicant's previous credit history (and other risk - related criteria), as indicated by one or more credit reporisk - related criteria), as indicated by one or more credit reports.

Lenders will always consider an applicant's credit history as it will help them determine risk and reliability.

This requirement is typical for all insurance applicants, as companies look to reduce risk.

Creditors generally view applicants with high scores as low risk.

Risk - Based Pricing Notice: The Annual Percentage Rates (APR) are quoted «low as» and «high as» depending upon the applicant's individual credit history.

Risk Based Pricing Notice: The Annual Percentage Rate (APR) is quoted «low as» depending upon the applicant's individual credit history.

The majority of private student loans issued today have cosigners as most applicants are young adults or teenagers who do not have a credit history or are not considered to be a good credit risk.

But as a consumer reporting agency, TransUnion leverages its decades of experience to deliver a credit score tailored specifically for the rental industry, helping you better assess an applicant's risk

Applicants who have been convicted of a criminal offense or have been found in violation of customs or immigration laws or any criminal laws are typically ineligible for Global Entry, as are individuals who the CBP believe pose a potential risk of terrorism or criminality.

In this particular case, the AG finds that a refusal to issue a visa with limited territorial validity will expose the applicants to a substantial risk of having their rights as protected by Articles 1 (right to human dignity), 2 (right to life), 3 (right to the integrity of the person), 4 (prohibition of torture and inhuman and degrading treatment), and 24 (2)(the child's best interest) of the Charter.

The rules on service of documents to reduce potential risks of familial violence to the respondent resulting from the applicant discovering the respondent's whereabouts as part of the process of service are amended.

The Court concludes that a violation of the right to freedom of religion may constitute persecution within the meaning of Article 9 (1) of the Directive where an applicant for asylum, as a result of exercising that freedom in his or her country of origin, runs a genuine risk of being prosecuted or subjected to inhuman and degrading treatment or punishment.

These cases established that a breach of Article 3 (sending an applicant to a real risk of torture or inhuman and degrading treatment) would only be found in the most exceptional circumstances, namely where there were compelling humanitarian considerations such as an applicant being critically ill and facing mental and physical suffering and hastened death upon removal.

Although the facts in Sadeghi - Pari, above differ from the case at bar as the Applicant in the said case had effectively been apprehended for homosexual acts, it remains that the RPD should have discussed why the Applicant does not face such a risk.

Applicant approval in most jurisdictions include criteria, such as: the benefit to consumers, risks to the overall financial system integrity, and the degree of innovation.

includ [e] the benefit of meaningful relationship with both parents, ascertainable views of the child, needs of the child, history of upbringing and care, religious, spiritual and linguistic needs, harm suffered or which the child is at risk of suffering, custody arrangements, capacity of applicants etc. [as well as considering] any family / domestic violence and its impact

declined to find that the applicant represented a minimal risk, despite evidence of a psychologist and a psychiatrist that the applicant represented a «minimal risk» to reoffend, as one expert was not qualified as an expert «in the specific rehabilitation of Pharmacists» [41], and it could not rely on the evidence of a second expert as the applicant had admitted «he lied to psychological assessors in the past»; [42] and

Some prescriptions can lead to insurance companies viewing applicants as higher risk.

It will also be necessary for the underwriters to know if the applicant takes part in any «risky» or «dangerous» hobbies such as scuba diving or hang gliding, as these can make an insured more of a risk to a life insurance company.

If you are classified as a high risk applicant, it's possible to get life insurance coverage but it may be more costly.

That's because insurers look at health risks as something their ideal applicants should avoid, rather than leap into headfirst.

As you can imagine, the insurance company is taking on a substantial amount of risk when they insure the life of an applicant while knowing nothing about their health.

A high risk occupation is one of the more common reasons an applicant may see a hike in rates, although it's not as severe as something like health conditions.

According to the MIB's website, the organization acts as an «information exchange,» which allows the insurance company to give accurate quotes based on the amount of risk the applicant is.

Standard Risk — Simply means an applicant has been approved for the policy as applied.

An applicant rated as «substandard risk» is commonly in poor health, has already manifested a preexisting condition that is beyond the standard risk classification (based on the underwriting review), or might engage in a dangerous hobby or occupation.

As a high - risk applicant, you may have shopped for life insurance in the past.

Just some of the issues that will generally deem an applicant for life insurance as being a high - risk include:

Armed with medical records and other pertinent information about the applicant, access to the right insurance companies and extensive experience in the field, the impaired - risk specialist can then act as the applicant's advocate and work to locate the best - priced policy, regardless of the applicant's health history.

Since the goal of a life insurance company is to insure people who are in good health and will live for a long time, insurance underwriters see smokers as high risk applicants.

If the applicants health is not good enough to obtain a traditional medically underwritten policy, we can look into other options such as a no medical exam life insurance policy or high risk life insurance policies, which will come with a higher premium rate.