Sentences with phrase «risk as homeowners»

In fact, you are taking less risk as a homeowner.

In fact, you are taking less risk as a homeowner.

As a condo owner, you are responsible for carrying insurance that protects you and your assets from many of the same potential risks as a homeowner — theft or damage to your personal belongings, personal liability in the case that someone is injured on your property, and liability coverage for extras you may have added to your condo unit, such as specialized lighting or attached furnishings.

Not exact matches

In New York, San Francisco and other thriving cities, brokers are reporting sharply rising demand for luxury rentals, as affluent people who could afford to own decide there's no cachet anymore in being a homeowner, and lots of risk.

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

Depending on risks to your business, you may add riders to your homeowners» policy to cover normal business risks such as property damage.

It also requires borrowers to take approved homeowner education courses as a way to reduce the risk of default.

Despite rising tax and utility bills, homeowners are «spending as if it was going out of fashion,» the ITEM club concludes, with a benign macroeconomic environment making people overly relaxed about risk.

As Comptroller, Liu audited property - tax rolls to determine why the values of some co-ops and condos shot up by as much as 147 percent, putting homeowners at risk of huge tax hikeAs Comptroller, Liu audited property - tax rolls to determine why the values of some co-ops and condos shot up by as much as 147 percent, putting homeowners at risk of huge tax hikeas much as 147 percent, putting homeowners at risk of huge tax hikeas 147 percent, putting homeowners at risk of huge tax hikes.

This is a middle - Britain message too for homeowners, for middle earners at risk of losing their jobs as much as for the most vulnerable.

As homeowners across the lower Hudson Valley clean up after Tuesday's storm, many are left to assess the risk of trees on their own property.

«Through the Governor's ongoing leadership, this new funding for homeowners and actions to reduce boating speed limits will help homeowners recover as we reduce risks associated with coastal erosion.»

Then it could be used by the homeowners as non-potable water to save money or simply released after the risk of flood is gone.

Obtaining homeowners insurance and personal liability insurance and setting up an appropriate legal entity, such as an LLC, may help reduce your risk.

It is open to homeowners who have already defaulted on their mortgage loans, as well as those who are at risk of defaulting in the near future.

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

Mortgage lenders require borrower escrow accounts in order to minimize the risk that you fall short of your financial obligations as a homeowner.

As US homeowners continue to struggle with long term unemployment and home values below their mortgage amounts, FHA is amending its requirements to allow mortgage lenders to assist homeowners at risk of «imminent default.»

As FHA continues to walk a policy tightrope between reducing risks and serving homebuyers and homeowners depending on its mortgage loan programs, the agency's latest request for funding cites the HECM loans as a potential casualty if appropriate funding is not provided during the 2011 fiscal yeaAs FHA continues to walk a policy tightrope between reducing risks and serving homebuyers and homeowners depending on its mortgage loan programs, the agency's latest request for funding cites the HECM loans as a potential casualty if appropriate funding is not provided during the 2011 fiscal yeaas a potential casualty if appropriate funding is not provided during the 2011 fiscal year.

Moreover, this situation tends to make the unemployed doubt to use his house (if he is a homeowner) as collateral due to the risk of repossession.

Once we determine potential risks, your advisor will recommend the most suitable coverage for you and your family, such as long - term care, life insurance, homeowner's insurance and automobile policies.

Perennially low rates would increase prepayment risk, and reduce earnings as homeowners refinance into lower rate mortgages.

The FHA Commissioner reaffirms the agency's role in helping under served buyers and homeowners seeking refinance mortgage loans, and claimed that risk based pricing is not an option for FHA mortgage loan programs, as it would adversely impact under served communities.

A homeowner's policy covers numerous risks associated with property such as earthquake, fire, theft, etc..

Your homeowner's policy may cover loss or damage to your computer if it is caused by a covered risk such as lightning or a resulting power surge.

Homeowners insurance provides coverage for a range of risks that you may face as a homeowner that otherwise can be financially challenging to cover out of pocket.

With a higher down payment, the risks associated with ending up in one of these neighborhoods is lower because the homeowner won't need to ask as much to sell and is less likely to be locked into the home if they want to leave.

It also requires borrowers to take approved homeowner education courses as a way to reduce the risk of default.

Homeowners insurance typically helps protect your home against risks (described in some policies as «perils»).

I think of a VRM as the most basic form of a mortgage where the homeowner bears future insurance rate risk.

But becoming a homeowner does carry some significant risks that must be considered, such as buying a home with valuation or condition issues.

They can isolate the different risks of a mortgage loan while tapping into a group of individuals that have been shying away from becoming homeowners, also known as student loan borrowers.

As FHA continues to explore options for reducing risk while accommodating moderate income buyers and homeowners, it appears that cutting a large number of potential homeowners out of the housing market is not a sensible option.

Texas doesn't require homeowners to purchase flood insurance, but if your property is in a high - risk flood zone, you may need to buy coverage as a condition of closing on your mortgage.

The foreclosure crisis was on the menu on Wednesday as President Obama served up a plan to help «at - risk» homeowners modify their mortgages.

With North Fort Myers at a high risk for hurricanes it is important to look at Florida homeowners insurance to protect not only your home but your valuables as well.

It can be hard to get good deals on insurance in New Braunfels, especially for homeowners who have to deal with the unique risks and procedures that accompany policy calculations, as well as high costs involved in getting good property coverage.

Genworth Canada's Homeowner Assistance Program is designed to help homeowners who are experiencing temporary financial difficulties as the result of an unexpected life event, which may put their mortgage at risk.

A homeowner's policy (for landlords) covers numerous risks associated with the property such as earthquake, fire, theft, etc..

As the speed to closing increases, so does the risk of fraud — particularly fraud perpetrated by family members who have the same name as the homeowneAs the speed to closing increases, so does the risk of fraud — particularly fraud perpetrated by family members who have the same name as the homeowneas the homeowner.

While consultations on how to shift mortgage risk to lenders continues, home buyers should be aware that starting November 30, 2016, mortgage insurance criteria for low loan - to - value ratio mortgages — any mortgage where the homeowner's equity is 20 % or more of the home value — will be just as stringent as the criteria used for high loan - to - value insured mortgages (loans representing 80 % or more of the home's value).

This self - guided walking tour showcases the unique homes and gardens of the creative Venice Beach community, with original homeowner style as well as the designs of renowned architects and landscapers and has served thousands of «at risk» children and families in its 106 years.

This type of mapping could also provide a way to warn homeowners that their risk zones may change in the future so new designations do not come as a surprise.

As Steve Owens, assistant administrator for EPA's Office of Chemical Safety and Pollution Prevention, put it, «There has been an increase in recent years in promoting the use of foams and sealants by do - it - yourself energy - conscious homeowners, and many people may now be unknowingly exposed to risks from these chemicals.»

Given the fact that UK property owners don't have the same mineral rights as in the US — meaning that fracking appears mostly all risk with little reward to many homeowners — the early successes of the fracking industry in sparsely populated areas of the United States was always going to be hard to replicate in Britain and, presumably, many other parts of Europe.

Bernard LLP» coverage work includes enforcement, as well as maintaining denials of first part property and third party liability coverage, under CGL, builders risk, life and disability, excess auto and homeowners insurance policies.

• A customized insurance policy can minimize many of the risks you face as a homeowner.

As a homeowner, you either assume the risk and become self - insured, or buy flood insurance.

Talk to a Trusted Choice agent to receive something customized that addresses the unique risks you face as a Rockford homeowner.

The main reason homeowners who have their houses paid off get home insurance at cheaper rates is because they're seen as less of a risk when it comes to insurance claims than, say, someone who is upside down in debt.