Sentences with phrase «risk by guaranteeing»

A year earlier he had shorted MBIA, a bond insurance company that he thought was taking on too much risk by guaranteeing faddishly exotic flavors of debt such as collateralized debt obligations.

In a whole life policy, the life insurer assumes the investment risk by guaranteeing a minimum cash value growth.

An annuity could also protect you against retirement date risk by guaranteeing income starting early in retirement.

Not exact matches

In such a scenario, financing is usually guaranteed either personally by the owners or cross-collateralized with other entities with the same ownership team, but the titles — and risk — are held by the new corporation.

Simply innovating doesn't guarantee success, but you'll learn far more from the risks you take than by maintaining the status quo.

Yes, protect the taxpayers by guaranteeing only soundly underwritten mortgages and charging appropriate guarantee fees, and allow for a vibrant and competitive private - label market by carefully defining the conforming box, implementing sensible risk retention rules and setting risk - priced guarantee fees.

Prospective investors are cautioned that any such forward - looking statements are not guarantees of future performance, and involve risks and uncertainties, and that actual results may differ materially from those contemplated by such forward - looking statements.

«Given the absence of rules that would discipline the financial activity and their supervision, the activity of these entities is characterized by a considerable risk and uncertainty, and does not guarantee the protection of customers against investment loss.

Saunders, the president of the Vancouver and District Labour Council, says that Canadian workers and their pensions are more exposed to risk during market trouble because of the successful campaign over the past decades to move from defined benefit pensions, which guarantee a certain monthly amount when you retire, to defined contribution plans, promoted by market enthusiasts.

Investment products and services are not FDIC - insured, are not deposits or obligations of, or guaranteed by, any bank, and involve investment risks, including the possible loss of the principal amount invested.

The Funds are not insured by FDIC or any other type of deposit insurance; are not deposits or other obligations of, and are not guaranteed by Schwab Bank or any of its affiliates; and involve investment risks, including possible loss of principal invested.

«While monetary policy will remain extremely easy, low rates by themselves do not guarantee that risk assets will perform well, especially since profit margins are extremely high (i.e. the risk is to the downside).

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Treasury inflation - protected securities (TIPS) help limit inflation risk to your portfolio, as the principal is adjusted semiannually for inflation based on the Consumer Price Index (CPI)- while providing a real rate of return guaranteed by the U.S. government.

Securities products are not FDIC insured, are not guaranteed by any bank and involve investment risk, including possible loss of entire value.

We also consider the risks in countries where deposits may not be protected by government guarantees in the event of a bank default.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

We take our cue from science, at once the source of our material achievements and the model of cumulative, self - perpetuating inquiry, which guarantees its continuation precisely by its willingness to submit every advance to the risk of supercession.»

The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested.

What other reason would a multi-millionaire have for sharing his gambling secrets with the masses, risking both his reputation and his ability to place bets by going public with a system that sports a supposed near - perfect record and is «guaranteed» to make you rich?

By not doing a new contract, there is no risk of a cap hit from bonuses and guaranteed money should Ryan suffer a serious injury, and there would be zero dead money if Ryan were traded.

Manning, as you may recall, missed all of the 2011 season because of neck surgery and was cut by the Colts because they felt they couldn't risk more than $ 26 million guaranteed on a quarterback they didn't know whether would ever be fully healthy again.

... [D] isclosure by the [provider] to the patient of adequate clear information about the patient's diagnosis; the alternatives available to treat the patient's problem, including surgical and nonsurgical management; the benefits and risks of each alternative, including nonintervention... and a frank explanation of those factors about which the medical profession, and the individual [provider] in particular, are uncertain and can not provide guarantees...

The Naty by Nature Babycare Chlorine - Free Eco Diapers come backed by the guarantee to reduce the risk of future health problems that are associated with harmful chemicals like asthma and other common allergies.

There's no guaranteed way to prevent SIDS, but you can greatly reduce the risk by following these recommendations from the American Academy of Pediatrics (AAP).

And your investment is backed by my risk - free, 30 - day, unconditional money - back guarantee, so you have nothing to lose, and everything to gain.

Our renowned services are recommended by leading Ob / Gyn's, Midwives, High Risk Doctors and are 100 % guaranteed to alleviate the feeling of being completely overwhelmed or you will receive a full refund.

By eliminating the National School Lunch Program's guaranteed federal funding, states run the risk of running out of money in an economic downturn and putting hungry kids at risk.

This normally risky practice was rendered almost risk - free by the CBI's explicit guarantee of the banks solvency.

Already, cities such as New York have adopted a risk - management approach to potential climate impacts — preparing for the prospects posed by already guaranteed global warming.

If you aren't absolutely satisfied, you're protected by our... 100 % No - Risk 180 - Day Money Back Guarantee If you are not satisfied with your results, just let us know and we'll send you a prompt refund.

Karen and I believe in 4 Cycle Solution SO much if you're not BLOWN AWAY by the quality (and your results) that we'll take ALL the risk by make you a deal you can't resist with our 60 day 100 % money back guarantee.

Plus, I understand I make this investment at no risk because I'm covered by your 100 % Satisfaction Guarantee.

We are sure you will see and feel the benefits of the Thyroid Health Kit If you aren't absolutely satisfied... if you aren't feeling better, you're protected by our... 100 % No - Risk 180 - Day Money Back Guarantee If you are not satisfied with your results, just let us know and we'll send you a prompt refund.

18Shake is backed by a great 30 day money back guarantee, so there's no risk in using this customer approved meal replacement.

We are so sure you'll see and feel the health benefiting results of Oxy - Powder that if you aren't absolutely satisfied... If you aren't feeling better, you're protected by our... 100 % No - Risk 180 - Day Money Back Guarantee If you are not satisfied with your results, we'll refund your money.

Like risk factors for heart disease or breast cancer, these traits and habits don't cause divorce, and by no means do they guarantee that a marriage is headed for trouble.

Payforadate is zero scam tolerance, guaranteed dating and the organization understands how to identify them by hand while the organization has installed a fraud recognition technology on the website which picks up the particular location of the web customer even when spoofed, recognition of high - risk IP addresses, Junk e-mail block.

The main difference is that in a CB plan, the return is guaranteed by the employer (typically at a rate comparable to risk - free Treasury bonds), so the market risk is not borne by the employee.

In addition to the above, I am intrigued by looking at a combination of guaranteed issue whole - life insurance products, social security, and defined contribution plans to meet more of the financial needs of teachers while potentially taking some of the financial risk off of the state.

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