Sentences with phrase «risk class means»

Preferred Plus means — you guessed it — that your application represents a highly - preferred category of risk for the insurer; while a Standard risk class means that your application is considered a standard acceptable risk.

Not exact matches

The gradual unwinding of quantitative easing means investors are running higher risks across a broader range of asset classes than would normally be the case.
This means investors who want higher returns must consider taking on greater risk — by increasing leverage or moving into riskier asset classes.
In the financial market of the moment, lack of broad financial asset class participation means we have heightened concentration risk.
Diversification with mutual funds is a means of reducing total portfolio risk buy holding funds that represent different categories and asset classes.
Diversifying your portfolio by means of different securities and asset classes is an essential approach to lower the overall risk of a portfolio.
Children that don't get the nutrients their bodies need will often have decreased cognitive abilities and performance in the classroom.These children are also at a higher risk for disease, which means they will miss classes.
When I refer to parent support, I mean research - backed parenting education for all parents regardless of income class or at - risk group.
If they're meant to be representative recipients of the program, then it's a program that subsidizes middle class risk.
Which means a few great things: no classes, the chance to meet new people outside of your college and more Hello Gentelmen, Dating is a game, a game where you take chances, risk yourself and ultimately win or lose.
This means that not only will the information be more secure, as there is no risk of misplacing the completed list, but it also saves your tutors doing the same task twice — having to mark attendance in class and then having to re-enter the information online.
Although there was no statistically significant difference on mean beginning level of regular education, special education, and at - risk students, results showed that upper - class special education males and ninth - grade at - risk females had the largest increase in mean ending level within the program.
«Out - of - school suspensions mean students lose class time, which can place them at greater risk of falling farther behind.
One thing that I want to make clear is that this doesn't mean that all multi-asset class portfolios will underperform the S&P 500 Index on a risk - adjusted basis.
«Stated differently, there are many academics who would say that buying individual stocks leads to people taking «uncompensated risks», meaning they could likely get a similar return with a lot less volatility if they just diversified more — both within and throughout asset classes
Investing in commodities indices that are constructed using long or short positions in futures on physical commodities whose value is determined based on the price of the underlying physical commodity plus yield and that trade on public markets that provide adequate liquidity and transparency, with negligible costs and no storage deterioration risk, offer a practical method to gaining commodities exposure and can provide a means for market participants to access the five components of the returns of the asset class.
This means each asset class has its own unique risk and return profile, and reacts differently during various economic events and cycles.
This means investors will be left to chase yield ever further up the risk chain and into asset classes that are much smaller than the ones currently afflicted by ultralow yields.
Diversification means buying a variety of investments in different asset classes, choosing them both on their own merits and because, in combination, they may help you keep risk in check without significantly reducing return.
This means investing in asset classes (stocks, bonds and real estate) and within each asset class to fit your need for return and your tolerance for risk.
Not accounting for the dynamism of relative risks in asset classes means most investors underperform on a risk adjusted basis over the course of the cycle.
That is why your textbook feels the need to add the qualifier «for practical purposes,» meaning that the risk of a money market account is so much lower than virtually any other asset class that it can reasonably be approximated as risk free.
Our pragmatic approach means we are always willing to change our views as the facts change, and our freedom to move quickly between asset classes ensures that we can actively manage risk for our investors.»
Diversifying your portfolio by means of different securities and asset classes is an essential approach to lower the overall risk of a portfolio.
Many London - listed funds also have other currency class shares, which generally means currency risk is hedged].
The American Veterinary Society of Animal Behavior suggests that «enrolling in puppy classes prior to three months of age can be an excellent means of improving training, strengthening the human - animal bond, and socializing puppies in an environment where risk of illness can be minimized».
The types of claims brought, and the means by which they are run and funded, mean that the use of ad hoc approaches to practical issues in the management of class actions risks inconsistent results unless the regime is improved to meet these new challenges.
Third - party funding has emerged globally and in Canada as a means by which claimants can pursue a class action lawsuit and minimise their risk to adverse cost consequences for claims that do not succeed.
These classes teach you ways and means to minimize the risk of being involved in such accidents by being able to anticipate the other driver's next move.The auto insurance companies in San Francisco also offer a lot of other benefits to motorists.
Essentially, if you are offered a policy at the «Preferred Tobacco» risk class, this means that after reviewing your health, family history, and lifestyle habits, the underwriters would have considered you «Preferred» or «Preferred Plus» if it wasn't for your tobacco use.
This means that your risk factors fall outside of the standard risk classes, and require special pricing to insure.
Those with health problems will often be approved at a higher risk class, meaning a higher cost of coverage.
Being «rated» means that the underwriters classify you below Standard life insurance risk classes.
A table rating means you will be paying a higher price for life insurance because certain factors put you outside the normal range of risk classes that the carrier offers.
This means that you will be required to pay a higher premium than a policyholder in the standard class for the same amount of insurance coverage, since because of your heart condition; you represent a higher risk to the insurer.
This means that every company may price a policy differently, even for people in the same risk class, for every year of age.
Some life insurers are more aggressive in determining your risk class, and they may put you in a more preferred class (meaning lower premiums) than another company would.
Assigned risk auto insurance means a driver of a motor vehicle, or a class of such drivers, who would be denied insurance coverage by insurance companies, but are required to be covered under U.S. state law.
If you have an accident, even if it is your first one in years (and sometimes even if it was not your fault), you can lose an accident free discount which in reality just means you have to start paying a surcharge as a member of a higher risk class of motorists.
That means you're a lower risk factor than a driver who never took the class.
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