It is also possible that someone who is classified as a high
risk driver simply suffers from poor credit.
One is a tiered auto insurance system, where high
risk drivers simply get bumped into a higher category for policy and premium rates.
Not exact matches
Accurate assessment of the influence of external climate
drivers requires explicit modelling of impact
risk, not
simply weather
risk, so the project team works with impact modellers across Africa to assess the implications of our weather simulations for changing impact
risk.
Motorcycles are quick, fuel - efficient, easy to maneuver and an absolute pleasure to ride, but unfortunately many
drivers of passenger sized cars and trucks
simply fail to notice motorcyclists, which places motorcycle riders at an increased
risk.
Another piece of bad news is that even if you decide not to combine your policies, if your partner is a high
risk driver it still could negatively impact your premiums
simply because most insurance companies consider the driving history of each family member that lives within a household when they underwrite policies.
It's
simply a different kind of insurance product for higher
risk drivers.
Another criticism is that some no - fault jurisdictions have among the highest automobile - insurance premiums in the country, but this may be more a matter of effect than cause (e.g., the financial savings from no - fault may
simply make it more popular in areas with higher automobile - collision
risk, or high insurance rates may cause more
drivers to go uninsured, increasing the attraction of a no - fault system).
Some
drivers can not afford insurance or
simply do not want to pay for it and are willing to
risk getting caught.
Uninsured motorist protection is quite
simply a form of coverage that protects the insured policy holder against the
risk of uncompensated losses following an accident with a
driver who has no auto insurance and is found liable for the crash.
If you have a spotty claims history, for example, one company may be a better option than another
simply because some companies specialize in taking on high -
risk drivers.
Should credit be ignored completely, or
simply used as a way to identify low -
risk drivers?
Even if you are the world's safest
driver, you are still at
risk of getting into an accident
simply by being on the road.
While the state encourages people to find auto insurance on their own, Wyoming insurers have the freedom to accept and deny coverage applicants, and this has left some Wyoming motorists without adequate coverage to stay on the road (generally speaking, insurers tend to charge higher premiums or
simply avoid covering
drivers who pose higher
risk of losses — aka insurance claims.)
Los Angeles auto insurance and San Francisco auto insurance tends to come at much higher rates
simply because these cities are more populous and put
drivers at a higher
risk for a car accident.
If you're headed to the Sky Zone Trampoline Park with the kids or to the Chattahoochee Nature Center, you're at
risk simply from other
drivers on the road.