High
risk drivers generally tend to get higher quotes from companies, or may not find many carriers willing to insure them.
Not exact matches
Generally, auto insurance for high
risk drivers tends to be high.
New or student
drivers are high -
risk because their driving history is still short, and
generally, young
drivers are deemed to be reckless on the road because of a newfound freedom they seem to feel.
The
driver considered the highest
risk by your insurance company will
generally be used to figure your household premium.
Insurance rates are
generally high for senior
drivers, and college students, since they are considered higher
risks on road.
After rating vehicle owners, companies will
generally place
drivers into one of three groups: the preferred market for the motorist with the exceptional driving record; the standard market for the average vehicle owner; and the nonstandard market for individuals who pose the greatest
risk.
Since these policies are
generally more expensive than normal policies, since high -
risk drivers are more likely to get into an accident and cost the insurance company money, they can be difficult to afford for
drivers who may have had accidents in the past.
Generally speaking, the same factors that make you a higher -
risk driver will be what drive your premiums higher than other motorists, even through the OK AIP.
Young
drivers are
generally inexperienced behind the wheel and are known for being high -
risk by auto insurers, which helps to explain why auto insurance premiums are so high for this age group.
Insurance companies
generally classify males under the age of 25 as high -
risk drivers pushing up the price of their auto insurance.
Since they're considered high
risk drivers students
generally pay more than their adult counterparts.
Premiums for high
risk drivers in the IN AIP are
generally (but not always) higher than in the voluntary market.You can better manage your auto insurance costs if you understand the factors that affect your premiums.
This is
generally because automobile coverage is largely based on a
driver's claim
risk, and individual motorists may be more or less likely to file claims than others, based on a wide range of statistical evidence.
High -
risk drivers can
generally expect to pay higher rates and may have to wait for tickets / accidents to fall off their driving record to be eligible for a lower insurance premium or auto insurance discounts.
While the state encourages people to find auto insurance on their own, Wyoming insurers have the freedom to accept and deny coverage applicants, and this has left some Wyoming motorists without adequate coverage to stay on the road (
generally speaking, insurers tend to charge higher premiums or simply avoid covering
drivers who pose higher
risk of losses — aka insurance claims.)
That way, the losses that
generally occur with high
risk drivers are spread across all companies.
Young
drivers are
generally considered a safety
risk because of their inexperienced driving history.
But
generally, whether or not a
driver has a high
risk designation, locals can save 10 % or even 15 % by just looking at which auto insurance companies are best poised to offer them cheaper rates.
Younger
drivers are
generally considered to be high
risk, so many people notice their rates drop a bit once they turn 25.
Since traffic violations
generally result in a number of negative points,
drivers who accumulate a specific amount of points may be at
risk of a credential suspension.
Drivers with points on their personal Maine driving records are seen as
risks by both entities and are
generally given fewer opportunities.
Drivers who amass too many traffic ticket penalty points on their driving record within two years, however, are
generally at
risk of incurring adverse effects on their licensure.
Young
drivers who are below 25 years of age will
generally have to pay higher premiums when compared to individuals who are between 50 and 65 years of age because they belong to the high -
risk group.
Female
drivers will get better discounts since they are
generally perceived as low
risk.
Drivers under 25 years of age are in the high
risk area and their insurance rates are
generally high.
We
generally provide
drivers a greater appreciation of the
risks in driving and have a great track record for showing «texters» that they are not as invincible as they think they are.
Generally, all
drivers will fall into one of three categories of
risk, and their premiums will be determined accordingly: