Sentences with phrase «risk financial behavior»

Most applicants will very likely be denied by traditional lenders due to a history of high - risk financial behavior.

Not exact matches

«Our overall mood influences our willingness to take risks,» said Victor Ricciardi, finance professor at Goucher College and co-editor of the book «Investor Behavior: The Psychology of Financial Planning and Investing.»

Their scientific assessment tools focus on the client's behavior profile, risk tolerance, communication style, financial background and other crucial factors.

At higher interest rates, banks would have more options to generate returns while taking less risk (Federal Reserve's ultra-low rates have pushed financial market participants into riskier behaviors such as taking higher interest rate risk, credit risk, etc):

With demographic trends pointing to a greater focus on longevity risk and more attention being placed on the downside of short - term investment behavior by governments, regulators and even the financial media, the tide may turn in the coming years.

This new environment requires personnel with advanced training in a new combination of knowledge and skills: a solid understanding of the behavior of the driving forces of financial markets; the quantitative skills to develop pricing models, risk management techniques, and utilize emerging technologies; and the personal skills to work and communicate effectively within their corporate structure and with clients.

They define the condition as «a pattern of financial behavior that places an older adult at substantial risk for a considerable loss of resources such that dramatic changes in quality of life would result.»

This study also goes above and beyond prior research as it shows that gambling youth are not only at risk of gambling problems, which are associated with numerous adverse interpersonal, financial, criminal, and psychiatric consequences, but also at risk for sex - related behaviors such as adolescent pregnancy / impregnation.»

Future studies should also address the interplay of biological and sociocultural factors in the emergence and maintenance of between - and within - gender differences in financial decision - making and other types of risk behavior.

More weight is placed on educational background or future endeavors, experience at work, current and future income, and other ancillary financial behaviors to evaluate the credit risk a borrower poses to Stilt.

From an economic standpoint, looser credit is an example of the kind of risk - taking behavior by financial institutions that can lead to a crash if it goes too far.

It's better to establish a clear understanding of when and how the loan must be repaid, rather than risk damaging your relationship in the long run with an unpaid debt — or enabling irresponsible financial behavior from your child.

We will assess together your likely behavior in the face of financial risks that might actually materialize.

The study found that the BTID approach makes three basic assumptions about human behavior and consumers» ability to identify and manage risk that are at odds with the observed financial behavior and tendencies of most people.

Consumer behavior — and how to protect against risks — is becoming a major concern of many financial services companies.

To reliably assess risk for these «unscorable» consumers, we must fill in the partial or missing picture of current financial behavior available from credit bureau files.

Financial models based upon crude assumptions about human behavior have been used for decades to manage risk.

The study found that the BTID approach makes three basic assumptions about human behavior and consumers» ability to identify and manage risk that are at odds with the observed financial behavior and tendencies of most people.

Nevertheless, insurers also assess financial responsibility, lifestyle and behavior when calculating risk and premiums.

Maximized the Safety and Security of Staff Members, Contractors, Clients, and Visitors to Reduce Legal and Financial Risks by promoting an OSHA safety working environment, conducting job safety analysis, providing safety education, resolving unsafe behaviors, and recording maintenance operations.

The addict will engage in the behavior despite negative, life - changing consequences such as divorce, financial trouble, job loss, health risk, and even arrest.

In other words, a sex addict will continue to engage in certain sexual behaviors despite facing potential health risks, financial problems, shattered relationships or even arrest.

Parental abuse, onset of problem behavior in early childhood, financial hardship and lack of supervision are all associated with more severe conduct disorder.10, 18 Additionally, a poorer prognosis is associated with an increase in the number and severity of specific DSM - IV criteria.10 Risk also increases with comorbid ADHD and substance abuse.10 These dimensions should guide treatment Subclinical conduct disorder symptoms or those of recent onset may be amenable to physician - parent counseling.

And for those who currently have credit, social credit scoring introduces a new risk because they have no control of their social network's financial behavior.

«If my financial behavior affects the credit prospects of my friends,» says Dellarocas, «then there will be a lot of pressure on me to behave responsibly and not risk losing friendships.»