Sentences with phrase «risk for the bank»

So, in 2008, I supported a ban of proprietary trading because I believed it did not provide long - term benefits, gratuitously goosed CEO paychecks, and fueled excessive risks for banks and their customers.

By historical standards, this implies sustained double - digit losses on bond holdings, subpar growth in developed markets, and balance sheet risks for banking systems with a large home bias.

This guarantee makes SBA loans low - risk for banks, and ideal for business owners since they boast low interest rates and affordable repayments.

Yet the result of the Veterans Affairs efforts to keep veterans in their homes means lower risk for banks and lower borrowing costs for eligible veterans.

JK: Can you discuss some of the current macro risks for banks?

Several IMF economists noted in 2007 «Foreign currency borrowing has been growing strongly... and this could potentially become an important indirect credit risk for banks.»

In this case, the companies could be a risk for the bank in repaying the loan and hence, you can get a higher return for this kind of investment.

They act like credit cards while bearing no credit risk for the bank.

This is in the form of a 50.000 $ low interest loan, which is secondary to the bank - loan and thus lowers the risk for the bank.

This is a giant, unhedgeable risk for a bank.

Yet the result of the Veterans Affairs efforts to keep veterans in their homes means lower risk for banks and lower borrowing costs for eligible veterans.

Here's how secured cards work, and why they make sense when your credit is iffy: You put down a deposit with your bank, say $ 500, and that deposit acts as your credit limit — meaning you spend money against the deposit, eliminating most of the risk for the bank.

Isn't that a big risk for the bank?

Home equity lines of credit are secured by your home, which lowers the risk for the bank and allows them to offer you a low interest rate, similar to a mortgage.

Less risk for the bank means a drop in interest rate.

However, since there is an increased risk for the bank, most of the times the interest rates are higher.

That's because charge cards aren't as big of a risk for a bank.

To support the development of the Bank's FDSF Credit Risk solution by streamlining implementation of Moodys Risk AnalyticsTM (RAY) platform supported by Qlikview (QV) Reporting covering Credit Risk for bank's 7 business lines and 18 host applications.

Yet the result of the Veterans Affairs efforts to keep veterans in their homes means lower risk for banks and lower borrowing costs for eligible veterans.

Yes, there's risk for the bank.

Not exact matches

In that filing, Bank of America noted the potential risk of customers leaving for competitors offering products and services «in areas we deem speculative or risky, such as cryptocurrencies.»

«Rising inflation expectations, an overall bullish commodity trend (late - cycle preference for commodities), geopolitical and financial risks are being offset by a rising dollar and rising real - rates,» Saxo Bank analysts said in a note.

Banking also offers some tantalizing practical applications for deep - learning innovators, too; of the three possibilities listed by Agrafioti — personalized AI - driven customer service, real - time fraud prevention and risk management — it's the last one that might appeal most to those interested in industry disruption.

«There is a real risk that banks stop being the primary source for personal and small businesses loans,» writes Karp in BBVA's recently released economic outlook.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Fukakusa was circumspect in addressing the question, writing the bank will «look for the right balance between investing in our businesses for long - term growth, returning capital to shareholders through dividends and share buybacks, and pursuing select acquisitions that fit our strategy and risk appetite.»

In his current role as President and Chief Strategist of Optimize Advisors, Mike uses pioneering and proprietary artificial intelligence technology to advise hedge funds, banks, pensions, mutual funds, insurance companies, and family offices in the effective use of listed options for enhancing returns and managing risk.

NEI filed shareholder resolutions last year with five of the largest Canadian banks calling for them to consider vertical ratios and assess the risks of horizontal benchmarking — setting salaries by comparing what CEOs at rival banks are paid, a practice that some shareholders argue has led to skyrocketing compensation packages.

For example, at the end of last year, Bank of Canada Governor Stephen Poloz called the risk of war between Russia and Ukraine a grave threat to his outlook.

Canada's banks drove down mortgage rates in a fight for market share because the federal government insures most of the risk.

Appetite for risk has increased among money managers to a new high, according to the latest fund manager survey by Bank of America Merrill Lynch (BoAML).

The banking system was hyper - competitive and quick to take risks in pursuit of profits; policymakers aggressively pushed homeownership through measures such as tax breaks for mortgage interest payments; and weak recourse laws let mortgage defaulters off the hook.

Elias Haddad of Commonwealth Bank also discussed the risks for the British pound ahead of Brexit trade negotiations.

Although acknowledging potential leverage risks, he said banks have room for growth and improved efficiency.

Holger Schmieding, chief economist at Berenberg Bank in London, said that «whether or not (the Portuguese slowdown) was related to the rising political risk... it does provide a stark warning: if leftist parties form a new government in Lisbon, as they are trying to do, they would have very little room for maneuver.»

The crisis would soon give Waugh a chance to test his aptitude for risk, with an opportunity that could have won Scotia a place at the top of U.S. banking — or cost it dearly.

«It's on the way» to junk status, said Carlos Gribel, the head of fixed income at private investment bank Andbanc Brokerage in Miami, adding the bonds still have room to fall before becoming attractive to investors with an appetite for risk.

Some banks take the moral high ground and don't back vice businesses, but many banks have an appetite for risk and just need better guidance,» says Brudner.

Some analyses show that the Ex-Im Bank even turns a profit for taxpayers, though others argue that doesn't account for risk.

He says the actions of central banks «attempting to spark economic growth» are «severely punishing the world's savers and creating incentives to reach for yield, pushing investors into less liquid asset classes and increased levels of risk, with potentially dangerous financial and economic consequences.»

While it is not exactly full praise for the country, Deutsche Bank doesn't see much risk that shares will fall further, in part because investors are «overwhelmingly underweight» on the market.

In addition to punishing Wells Fargo for forcing auto insurance on customers, the regulatory action is expected to cite the bank for improperly charging mortgage customers and for failing to maintain adequate risk management and compliance practices, according to one of the people briefed on the action.

So for the great majority of the Canadian mortgage market, the risk of default is shouldered not by the banks, but by taxpayers.

In its economic activity and prices outlook report, the central bank said risks were «skewed to the downside for fiscal 2019 onward.»

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

Also last year, the Congressional Budget Office issued a report suggesting the bank may cost taxpayers money after all, using the fair - value accounting method, which accounts for market risks of the loans the agency makes.

Banks should adopt compensation plans that discourage excessive risk - taking and place greater onus on senior managers for wrongdoing, the outgoing head of the New York Federal Reserve said.

Sewing, who has experience in risk management and audit and has never worked in the investment bank, is keen to have a roughly balanced revenue share for the bank from its two core units, according to people familiar with this thinking.

«Inflation risk is likely to limit further policy flexibility at the Bank of Canada at least for some time.

While the company has apologized repeatedly for the debacle and described short - comings in its risk controls, the source was not clear on exactly what the bank will have to admit to settle the matter.