Sentences with phrase «risk insurance carries»

Of course, high - risk insurance carries much greater premiums than that of the average insurance policy.

Not exact matches

Pete Karageorgos, manager of industry and consumer relations in Ontario for the Insurance Bureau of Canada, noted that telematics are already helping drivers who don't believe they carry as great a risk as the rest of their statistical group to get a discount.

Furthermore, he's expressed support for the ACA's guaranteed coverage provisions for people with pre-existing conditions, but potential plans to nix Obamacare's mandate that everyone carry insurance and the introduction of high - risk pools for the sick could result in an exorbitantly expensive system for people who already face massive medical costs.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Because the risk of being held accountable is slim, there's no incentive to change practice (including no incentive to actually carry malpractice insurance)-- and women and their children continue to suffer.

Slap said Harvey was only the latest natural disaster to expose flaws in the national flood insurance programme allowing property owners in the Federal Emergency Management Agency's so - called Zone X — areas at risk of a once - in -500-years flood event — not to carry coverage or fully disclose their flood risk when they sell.

Typically, you'll want to carry enough insurance to at least cover the total value of your at - risk assets.

One final note — there is one medium - sized mutual insurer flying under the radar that I think its state regulator is unaware of the risks that it faces, and the rating agencies as well... it carries high ratings from all the main insurance raters.

Like other sports and hobbies martial arts training can carry risks even if you don't compete (a broken nose, a torn ACL, etc.) I can't find anything through normal online searches, so my supposition is that this kind of coverage is too high risk for most insurance companies to offer.

David, I am curious if you have thoughts about insurance companies (especially P&C) hedging political risk... the answer to this question obviously will carry over to healthcare quickly.

Does requiring Long Beach, CA Renters Insurance carry additional risk for landlords?

This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.

But the word «investment» implies risk, and one of the advantages of life insurance is that it carries no risk of loss.

Being table rated means you'll pay a higher premium because the insurance companies carry more risk by insuring you.

Since the person may live well into the nineties, the risk of payout carried by the Insurance company is higher too.

However, if the lessee does not carry an adequate amount of insurance, you may want to purchase your own coverage independently to insure against the risk of excessive liability.

It's no surprise that riding a motorcycle carries a higher risk of accidents than riding in a passenger vehicle, which is one reason why the state of HI requires that motorcycle riders carry the following insurance:

Although they carry little risk, they are not protected from losses by the Federal Deposit Insurance Corp..

Such long - term bonds carry high volatility risk (the ETF's duration is 17.5), but Roche views them as insurance against a geopolitical or global economic crisis.

If your down payment is less than 20 %, you're considered higher risk, and required to carry PMI, or private mortgage insurance.

Living in this warmer southern area can be nice during the right seasons, but home in Brandon or around the Tampa area carries some specific risks that can make insurance shopping a little difficult.

The amount of umbrella insurance you should carry depends on the number of risks you face.

All cash value life insurance products carry some degree of risk associated with them.

A bank account is highly liquid and carries no risk of capital loss - as long as you're within deposit insurance limits.

Because term insurance is simple; designed to only provide coverage for a defined number of years, and pays out if you die during that period it carries less risk than permanent life insurance and is more affordable.

However, you will exhibit all work at your own risk and should carry appropriate insurance.

LIABILITY & INSURANCE The Philadelphia Museum of Art Craft Show will provide security on the grounds both day and night; however, each craft artist exhibits at his or her own risk and should carry appropriate iINSURANCE The Philadelphia Museum of Art Craft Show will provide security on the grounds both day and night; however, each craft artist exhibits at his or her own risk and should carry appropriate insuranceinsurance.

The analysis is carried out using a risk sharing and self insurance framework and econometric modeling is carried out using binary outcomes and multivariate probit estimation through GHK (Geweke - Hajivassiliou - Keane) estimator.

If I choose to carry on an activity in which I risk others to incur millions in future care expenses, why should I not bear the personal responsibility of that choice, if I buy only $ 50,000 in insurance?

When a driver refuses or is unable to carry proper motor vehicle insurance, that driver puts more than just him - or herself at risk.

New Mexico semi-truck accidents are relatively common, and the trucking companies carry liability insurance to cover the risk of damages from such accidents.

However, universal life insurance policies do carry higher risk with regard to fluctuations in insurance premiums and interest rates.

Even in California, which has the highest earthquake risk in the country, fewer than 10 percent of homes carry earthquake insurance, according to the California Earthquake Authority, or CEA.

If you currently have auto insurance or have had it in the past, you also have a personalized report that providers access when they want to learn more about the risks you carry.

If you're looking to insure a leased or financed vehicle, you may be required to carry minimum insurance coverages that protect you from the risk of having to pay the full cost of the vehicle in case of an accident.

Small businesses: All business owners are wise to carry Indianapolis business insurance that is customized to cover their specific risks.

You can easily avoid these risks by not breaking the law, carrying workers compensation coverage, and working with an independent insurance agent to ensure that all of your liability policies have adequate limits and appropriate coverage options.

High - risk jobs carry a price when it comes to life insurance policies.

With split - limit insurance you are risking personal liability, especially if you carry only minimum coverage, because damages could easily exceed your limit.

In 1874, the risk of liability for cargo carried by the insured ship was added to the insurance cover provided by a P&I club.

Each risk factor (location in this instance) may carry more weight with one insurance firm and less with another.

If you kept the insurance for the entire duration, the insurance company carried the risk for the entire duration and therefore, the premium is considered fully earned.

Single Premium life insurance policies carry their own risks.

Motorcycle insurance may carry lower property - damage premiums because the risk of damage to other vehicles is minimal, yet have higher liability or personal - injury premiums, because motorcycle riders face different physical risks while on the road.

There is no denying that both large scale and small scale businesses must take into account all the associative risks of their business and opt for a suitable liability insurance - a sole tool to carry on your businesses peacefully without any legal and financial hassle.

However, since every insurance company carries a different risk rating structure and coverage policy, don't assume you will not be able to qualify for traditional coverage.

In some states, drivers who have been convicted of a DUI must carry high - risk insurance for several years after their conviction.

If you are driving without a Lehi auto insurance policy and are involved in a motor vehicle accident, you risk receiving a monetary fine from your local law enforcement as it is your legal obligation to carry car insurance.

Table Ratings and Life Insurance Table ratings carry a higher rate, of course, but they do help insurers assess risk.

Any business that works in a construction trade, such as building construction, heavy construction or home improvement, needs to carry construction insurance to protect them from risk.