Sentences with phrase «risk insurance cases»

In order to increase your odds for getting approved, it's important that you work with an agent that is successful in dealing with high - risk insurance cases.

Not exact matches

The insurance industry now uses sophisticated catastrophe modeling for risk assessment when it comes to flooding, hurricanes, and other natural disasters, but that wasn't the case until 11 insurance companies went bankrupt after Hurricane Andrew in 1992.

U.S. mortgage insurance is thus based on the actual risk characteristics of the individual borrower rather than pooled across all citizens, as is the case in Canada.

Comprising only five employees, Kinni's work force is not big enough to spread the cost risks that insurance companies calculate for a preexisting cancer case.

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

Reducing Flood Risk to Residential Buildings that Can not be Elevated explains things that can be done to better protect a building from flood damage, and in some cases implementing these changes will reduce the cost of your flood insurance.

Founded in 1925, Erie Insurance Group provides insurance services to clients across a dozen states, and has offered remote jobs for positions such as property adjuster, material damage adjuster, nurse case coordinator, and senior risk control coInsurance Group provides insurance services to clients across a dozen states, and has offered remote jobs for positions such as property adjuster, material damage adjuster, nurse case coordinator, and senior risk control coinsurance services to clients across a dozen states, and has offered remote jobs for positions such as property adjuster, material damage adjuster, nurse case coordinator, and senior risk control consultant.

Homeowners insurance, on the other hand, prevents you (the homeowner) from absorbing total financial risk in the case of losses or physical damage to your home.

Over the years, the company expanded to encompass all of Michigan and diversified into risk management, catastrophe adjusting, medical review and case management to reflect the diverse services for the insurance and risk industry.

Insurance companies are well aware of the phenomenon in which people who take out insurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled iInsurance companies are well aware of the phenomenon in which people who take out insurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled iinsurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled increases.

We should start with the premise that able - bodied people who work hard should have access to health insurance without the risk of ruinous expenses in the case of an emergency or a severe disease.

«and it would be cheaper to actually buy insurance» note that that may not be the case once this all comes into play, the cost of insurance will go up for some (as we're not covering the entire population, including the at - risk demographics) and plans now have to cover more than they previously did.

In the few cases where there are many skeletons, one can construct mortality tables like the ones life insurance companies use to calculate expected life span and risk of death at any given age.

In the wake of skyrocketing insurance claims due to natural disasters — hurricanes, wildfires, droughts, blizzards and the like — insurers have been imposing steep rate hikes and, in some cases, fleeing high - risk areas, leaving consumers out in the cold.

In any case, adopting a risk management approach to the oft ‑ overlooked matters of insurance, warranty cover, repairs and spares is highly advisable.

100 % Internalization of environmental costs for the full life - cycle of products; this includes full insurance costs for greatest expectable accidents in case of high - risk technologies.

The amount of liability insurance you should have typically depends upon the amount of assets you have at risk in the case of a lawsuit.

In both cases, Riverside, California Renters Insurance can protect you from risks both anticipated and otherwise.

Because mortgages with smaller down payments pose a greater risk for the lender, they require the borrower to pay for mortgage insurance, which protects the lender in case of default.

The first is the insurance risk premium, which stems from the fact that producers of goods for public consumption (such as coffee, base metals, and petroleum), as well as the producers of these raw materials, wish to transfer the risk of price fluctuations to speculators, which in most cases are financial institutions.

Your Renters Insurance policy will provide coverage for your personal property against risks like fire and will ensure you're able to rebuild your life quickly even in the worst case scenario.

While mutual funds feature compounding, unlike cash accounts, any principal invested in these funds is at risk, whereas money held in cash accounts generally doesn't place your principal at risk (the exception being those rare cases where a financial institution fails, although in such cases there is often some form of insurance covering cash account holders).

In this case, check to see whether your state offers high - risk property insurance.

Sometimes risk will influence your Utah business insurance quotes, as might be the case for workers mining for gold, silver, lead and beryllium.

The insurance company evaluates the underwriting risk based on the insured's physical condition and, in some cases, financial condition.

A renters insurance umbrella can cost as little as $ 150 per year in many cases, and it can protect you from a wide variety of risks.

In the case of insurance, the risk of your non-performance is simply that the policy will cancel if you don't pay it.

In this case, home ownership becomes (1) a type of investment diversification, (2) insurance against rising rental costs and (3) insurance against being forced to relocate during retirement years (stressful, uncomfortable, risk of lifestyle downgrade).

If you don't have it, you risk leaving your loved ones financially vulnerable in a worst - case scenario — something that's easily avoidable with life insurance.

You pay an insurance carrier to accept the risk that you would have assumed instead, and in most cases, you don't get anything in return if you don't suffer the consequences of that risk while insured.

Edward Petersmarck, national sales consultant with M&O Marketing, was kind enough to break the process down in an example (in this case, someone buying a twenty - year term): «The life insurance actuaries determine the cost of insurance for each of the twenty years in the term based on the insured's age, gender, medical history, lifestyle risk factors and his mortality experience.

If a client elects to travel without full travel insurance then they accept the financial risks involved in doing so and in all cases our terms and conditions shall be adhered to.

It's a matter of weighing risks and gauging how much insurance to buy against the worst - case outcome.

Weinstein found a clip of Gruber suggesting that states that did not create health insurance exchanges risked giving up the ACA's subsidies; it went straight into the King v. Burwell brief, and into a case that's currently headed to the Supreme Court.

I wouldn't put too much faith in the Insurance industry, after all perceived greater risk means the ability to charge more for insurance and more people taking out insurance to guard against possible future losses «just in casInsurance industry, after all perceived greater risk means the ability to charge more for insurance and more people taking out insurance to guard against possible future losses «just in casinsurance and more people taking out insurance to guard against possible future losses «just in casinsurance to guard against possible future losses «just in case».

So, while just about the only group likely to make a case for the historical benefits of fossil fuels is the oil industry — who can not be trusted because they are the fossil fuel industry — the press and politicians are more than happy to swallow the GHF report despite the fact that much of the crucial data on which its 300,000 figure is based is provided by insurance giants Munich Re, when risk insurers have as much interest in generating fear of climate change as Exxon has in generating doubt.

The insurance industry is seeking to shift the investment risk to claimants who are not true speculative investors seeking to increase the financial pot, but are investors seeking to maintain it to fund necessary costs, such as support, care and case management.

One being an appeal case before the Eastern High Court of Denmark regarding coverage according to an all - risk insurance policy.

He has represented insurance and corporate risk clients for more than 25 years, handling complex and high value cases.

Anton has experience of arbitrations under «Bermuda form» policies of insurance, including a case concerned with artificial heart implants, and proceedings under a pharmaceutical risk policy (English seat; New York law).

One of the biggest communication - related risks (and one that is universal to fees or expenses to be paid in the litigation context) is how ATE insurance affects the «take - home» amount your client will receive when the case settles.

If, as in this case, the other side is your employer, don't worry - their insurance provider pays so your job isn't at risk.

DBA Insurance offers a way for law firms to take potentially lucrative cases on a contingent fee basis, whilst managing the downside risk.

While the recent case of McManus Seddon Runhams v European Risk Insurance Company [2013] EWHC 18 (Ch) is undoubtedly very helpful in providing some justification for «laundry list» notifications in such circumstances, it is not the complete answer.

The incredibly complex litigation that followed was still going strong at my first job after I graduated from law school in 1995 when I worked on the Love Canal case as a lawyer, representing some of the insurance companies on that risk.

For others there is too much risk to bear from the cost of a dispute, especially when the total running cost and the disclosure demands of a case can never be determined at the outset, and the adverse costs of losing a claim to a financial institution can be high (and the insurance to cover them).

These cases, often presenting multi-million dollar risk, can create exposure beyond policy limits or, in the commercial context where insurance might not apply, create the possibility of a significant financial setback for a client.

Learn how The Hanover Insurance Group mitigates corporate risk with improved analytics and case intelligence for smarter legal decision making in this on - demand webcast.

The individuals and entities involved in truck accident cases often have teams of lawyers, teams of insurance company adjusters and investigators, and risk managers that are looking out for their interest, and so it is extremely important for the victim to also have lawyers and investigators looking out for their interests when involved in an accident with a commercial vehicle.

They work closely with insurance carriers, healthcare professionals, expert witnesses, and risk management departments to provide thorough case evaluation and aggressive pretrial and courtroom defense.