Sentences with phrase «risk levels for»

Most recently, he served as director of multifamily programs and lending, where he was responsible for analyzing multifamily developments to determine risk levels for primary and secondary mortgage financing.

The results do not show higher average risk levels for psychosocial adjustment problems, even though a minority of the cases is at risk for social impairments (7.7 %), internalizing (23.1 %), externalizing (3.8 %) and total difficulties (11.5 %) and for distress in the parent — child system (15 %).

The CFA process may allow caseworkers to build stronger relationships with parents, leading parents to become more invested in receiving services during the assessment and / or in - home phase, thus reducing risk levels for future maltreatment.

Last June, the New York Times reported about a significant backlash against the use of a software system called COMPAS (developed by Northpointe Inc.) to assess defendants» risk levels for sentencing purposes in many states.

After all, many financial companies are high volume users of such scores, since they evaluate risk levels for tons of accounts.

More than 95 percent of preschool children exceeded non-cancer risk levels for acrylamide, a cooking byproduct often found in processed foods like potato and tortilla chips.

Social Security taxes and benefit levels are not based on expected rates of return and risk levels for various savings instruments (as is the case in private savings portfolios).

The current market environment may also warrant investors to consider adding alternative investments as part of the rebalancing process, as the risk levels for traditional assets such as stocks and bonds have almost certainly risen.

Rather, you should consider the appropriate risk level for your portfolio when you are looking at your long - term goals, and think clearly about your financial situation and emotional reaction to risk.

The goal is to reset your asset mix to bring it back to an appropriate risk level for you.

During those times, we believe it's important to remember that investing isn't purely about returns; it's also important to maintain a portfolio with the appropriate risk level for one's long - term investment goals — not putting too many eggs in one basket, so to speak.

Each step begins with a short survey that helps determine your risk level for a particular health issue, then offers potential solutions to reduce that risk.

First make sure you've carefully determined the appropriate risk level for your portfolio.

That raises the risk level for lenders because the borrower's debt obligations increase.

The goal is to reset your asset mix to bring it back to an appropriate risk level for you.

Rather, you should consider the appropriate risk level for your portfolio when you are looking at your long - term goals, and think clearly about your financial situation and emotional reaction to risk.

Your dog will go through an initial screening that includes x-rays to assess their risk level for developing this condition.

Our KY medical malpractice attorneys asses your risk level for these diseases.

The goal of life insurance underwriting is to accurately assess an individual's risk level for the purposes of assigning the appropriate rate..

Your risk level for hurricane damage to personal property is extremely low.

The goal of life insurance underwriting is to accurately assess an individual's risk level for the purposes of assigning the appropriate rate for life insurance.

Identify the risk level for a potential flood in your area and weigh the value of your vehicle against the cost of comprehensive coverage.

If they weren't, they could probably lead straight to a future accident caused not by driver accident, but mechanical failure, and this represents a significant risk level for any insurance corporation.

First, you will need to assess your risk level for earthquake damage.

The factors are based on the risk level for each person.

We then help you design a background screening program customized to the needs and risk level for each position and client.

It asks simple questions about your eating behaviors and attitudes, and calculates your risk level for developing an eating disorder.

It does mean that you should be aware that you are at a higher risk level for divorce.

Not exact matches

«With people of various income levels increasingly divided by geography, income inequality can worsen and the risk of social polarization — and even serious conflict — can grow,» Shiller said recently in an op - ed for Project Syndicate.

For example, truck drivers can wear a «Smart Cap,» literally a hat with sensors in it, that helps keep tabs on their levels of alertness, reducing the risk of accidents due to fatigue or falling asleep behind the wheel.

Like CDOs, CLOs buy up riskier debt, bundle those loans together, and then slice that debt up into bonds for investors with varying risk levels.

First, the merchant, originally priced for a six - month repayment cycle based on the underwriting assumptions and risk factors, drastically expands the funder's risk level.

After finding some success in the B2B market, Simpson took Kitewire to the next level of risk management with netpure — a «build - it - and - they - will - come» model for the consumer market.

The point is that you have to balance the risk level and potential payoff of whatever decision you're pondering with your need for enough information to make that decision.

«Moreover, holding the federal funds rate at its current level for too long could also encourage excessive risk - taking and ultimately undermine financial stability.»

For example, on Friday Treasury Secretary Steven Mnuchin acknowledged there's «a level of risk» that the tariff dispute between the U.S. and China will erupt into a full - scale trade war — something investors clearly don't want.

There are no studies showing this combination of ingredients is safe, and eating too much saturated fat could present risks for people with elevated cholesterol levels.

As for where clients» «spare change» actually goes, Acorns invests it in one of five portfolio options, designed with different levels of risk by Nobel Prize - winning economist Harry Markowitz.

He says the actions of central banks «attempting to spark economic growth» are «severely punishing the world's savers and creating incentives to reach for yield, pushing investors into less liquid asset classes and increased levels of risk, with potentially dangerous financial and economic consequences.»

Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due to these risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing of, and risks relating to, the executive search process; risks related to the potential failure of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies of eptinezumab sufficient to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab; risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements; risks and uncertainties relating to the manufacture of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

«I only have the data at a very high level, but we did detect a small number of people who tested positively in their DNA for being at risk for cancer.

«Anytime there is that level of uncertainty around pricing a risk, it's sure to cause hesitation for the underwriters.»

Meanwhile government bond yields, a reliable barometer of market fear, are falling to record low levels as investors engage in a panicked hunt for risk - free assets.

The risks balance out somewhat for 2020, but at a higher level.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Be sure to work closely with employment counsel to reduce your risk to a level that is right for your organization.

In March, the Committee for Medicinal Products for Human Use (CHMP) of the European Medicines Agency (EMA) adopted a positive opinion to include a new indication for adults with established atherosclerotic cardiovascular disease (myocardial infarction, stroke or peripheral arterial disease) to reduce cardiovascular risk by lowering LDL - C levels.

«This is a game changer because it levels the playing field for small companies by transforming a previously uninsurable threat into a manageable business risk,» John Amster, chief executive and co-founder of RPX, said in a press release.

A California company called Dexcom connected a continuous glucose monitor (a device that had been around for more than a decade) wirelessly to a smartphone (or smart watch), allowing the user to read, plot, and share blood sugar levels with anyone, at five - minute intervals, all day long — and sending an alert when patients were at risk.