Sentences with phrase «risk management plans as»

These are some of the risks you should consider before investing and derive a risk management plan as part of your investment plan before you invest.

Not exact matches

In addition to portfolio management, does your advisor also offer services such as wealth planning, insurance services, tax planning, estate planning and risk management?
David Reyes is founder of Reyes Financial Architecture of La Jolla, Calif., a Registered Investment Advisory firm that acts as a fiduciary and specializes in portfolio risk management strategies, retirement income distribution and Social Security planning.
Till recently, as Executive Vice President of Strategic Operations, he was responsible for strategic planning, risk management, mergers & acquisitions and corporate marketing.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
They want only advisors with expertise in retirement issues to act as fiduciaries for 401 (k) plans because of risk management issues for the corporation, says Chetney.
As L Brands Executive Vice President and Chief Financial Officer since April of 2007, Stuart Burgdoerfer leads and is responsible for all enterprise, brand and function finance activities including: financial planning and analysis, control, enterprise risk management and internal audit, tax, and treasury.
These include industrial IoT platforms Relayr and Mnubo, which created a commercial partnership with Munich Re to create risk management products for Mnubo's customers making IoT investments as well as WePredict, which planned to co-develop an insurance solution with Munich Re backed by the auto warranty analytics startup's risk calculations.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
TSSP's Core Platform is comprised of our «Pentagon» (our sourcing - as - a-business), fundraising, portfolio operations, business development, legal, compliance, accounting, and financial planning operations, as well as our strategy, tax, IT and other «non-investment» functions that work across disciplines to ensure robust risk management and investment support.
The Enterprise Compensation Committee discharges the board of directors» responsibilities relating to the compensation of our executives and directors; reviews and discusses with management the Compensation Discussion and Analysis and performs other reviews and analyses and makes additional disclosures as required of compensation committees by the rules of the SEC or applicable exchange listing requirements; provides general oversight of our compensation structure, including our equity compensation plans and benefits programs, and confirms that these plans and programs do not encourage risk taking that is reasonably likely to have a material adverse effect on Hewlett Packard Enterprise; reviews and provides guidance on our human resources programs; and retains and approves the retention terms of the Enterprise Compensation Committee's independent compensation consultants and other independent compensation experts.
Currently, he is a Board Member of the Latvian Association of Tax Advisors, where he represents the professional interests of tax consultants in discussions with representatives of the Ministry of Finance and officials of Tax Administration.As a financial and legal advisor, Ainis has participated in various investment and management projects, provided consultations on tax planning, tax legislation, tax risk evaluation as well as represented his clients in financial and judicial authorities.
The company's supplier and material risk management program emphasizes elements such as strong manufacturing processes, food safety tests, continual improvement quality programs, manufacturing site visits, preemptive check lists and contingency plans.
While certifiers require organic farmers to identify management practices that address this management requirement as part of the Organic System Plan, producers who have completed a HACCP (Hazard Analysis and Critical Control Points) assessment or other risk assessment plan may also implement heavy metals testing as a method of contPlan, producers who have completed a HACCP (Hazard Analysis and Critical Control Points) assessment or other risk assessment plan may also implement heavy metals testing as a method of contplan may also implement heavy metals testing as a method of control.
Succession planning isn't a knee - jerk reaction... there's always been a «live list» for key positions... it's part of the contingency planning (risk management) as required for prudent corporate governance.
The book examines: - why the research shows so little benefit for physiologic care and so little harm from medical - model management - what's behind the cesarean epidemic - what the research establishes as optimal care for initiating labor, facilitating labor progress, guarding maternal and fetal safety, birthing the baby, and promoting safety for mother and baby after the birth - the true, quantified risks of primary cesarean surgery, planned VBAC versus elective repeat cesarean, instrumental vaginal delivery, and regional analgesia - how the organization of the maternity care system adversely impacts care outcomes
If it's a confirmed fire then the signal is passed to the FRS and they arrive with the appropriate level of response, as dictated in their Integrated Risk Management Plan.
Together, we have already numerous accomplishments, such as increasing preparedness capacities for schools and communities, producing disaster risk management plans for World Heritage Sites, training the media on ESD and improving their reporting in related issues.
As much as we wanted to avoid becoming tied up the issues that come with being a large MAT such as red tape, policy development HR strategy plans and endless risk management, these are all important and necessary parts of a successful organisation and so inevitably take their turn in the spotlighAs much as we wanted to avoid becoming tied up the issues that come with being a large MAT such as red tape, policy development HR strategy plans and endless risk management, these are all important and necessary parts of a successful organisation and so inevitably take their turn in the spotlighas we wanted to avoid becoming tied up the issues that come with being a large MAT such as red tape, policy development HR strategy plans and endless risk management, these are all important and necessary parts of a successful organisation and so inevitably take their turn in the spotlighas red tape, policy development HR strategy plans and endless risk management, these are all important and necessary parts of a successful organisation and so inevitably take their turn in the spotlight.
As an employer, schools should treat risk assessment and risk management as important tools to enable children to undertake activities safely but «health and safety» should not be used as an excuse to cancel activities that can be conducted perfectly safely with a bit of pre planninAs an employer, schools should treat risk assessment and risk management as important tools to enable children to undertake activities safely but «health and safety» should not be used as an excuse to cancel activities that can be conducted perfectly safely with a bit of pre planninas important tools to enable children to undertake activities safely but «health and safety» should not be used as an excuse to cancel activities that can be conducted perfectly safely with a bit of pre planninas an excuse to cancel activities that can be conducted perfectly safely with a bit of pre planning.
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Most traders lose money as a result of having very inconsistent trading routines and never following through with their trading strategy or risk management plan.
In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following it
A clearly defined trading plan should include entry signals, exit strategies, risk management plans, as well as long term goals; these are factors your forex trading plan needs to include at a minimum.
Technical losses are continually issued alongside different risk management strategies in order to ensure a minimal loss if the plan doesn't work as expected.
Understanding contractually the ranking in the capital structure and the available legal remedies should an investment deteriorate allows management of the downside risk and realization of value of investments when things do not go as planned.
Ryan Labs Asset Management Inc. (Ryan Labs), a Sun Life Investment Management company, has announced the launch of their Defensive Risk Premia (DRP) strategy for corporate and public pension plans, as well as other institutional investors.
As an alternative solution, Stadion Money Management offers Storyline, an investment feature focused on small plans and amplified personalization — including personal risk profiles, expectations, and goals — that applies collective investment trusts (CITs) and exchange - traded funds (ETFs) to drive prices down.
A financial planner (also known as a financial adviser) is a person or authorised representative of an organisation, licensed by ASIC, to provide advice on some or all of these areas of your finances: investing, superannuation, retirement planning, estate planning, risk management, insurance and taxation.
No investment is totally safe or risk free, but it is less risky than not investing at all, as long as you understand the risks involved and have a risk management plan in place as part of your overall investment plan.
For sustaining a trading approach, traders consider risk management as the most important part of their trading plan.
You could also enroll in a debt management plan for reduced interest rates right now, but you risk a mark being placed on your credit report and the account closed as well.
NEW YORK, Feb. 27, 2018 / PRNewswire / - Ryan Labs Asset Management Inc. (Ryan Labs), a Sun Life Investment Management company, today announced the launch of their Defensive Risk Premia (DRP) strategy for corporate and public pension plans, as well as other institutional investors.
But the trader must respect the power of the margin in amplifying losses (as well as gains), conduct necessary due diligence, and have an adequate risk management plan prior to placing their first trade.
An Investment Plan can be formulated using the Core Satellite approach that ensures structure, rigour, process, appropriate capital allocation and personalised risk management according to a prepared plan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments resPlan can be formulated using the Core Satellite approach that ensures structure, rigour, process, appropriate capital allocation and personalised risk management according to a prepared plan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments resplan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments reside.
That understanding is helping government and private conservation groups develop monitoring and management plans to help protect not only endangered species, such as the monk seal, but all at - risk marine mammals.»
Mark Campanale, Carbon Tracker Founder and Executive Director, said: «These disclosure principles go to the very core of the energy transition that is underway — they show investors and markets the extent to which individual fossil fuel companies may be at risk, as well as management's plans for addressing the looming issue.
As Yohe sees it, a prudent risk - management strategy dictates significant cuts in greenhouse gases and immediate planning to adapt to rising sea levels and other effects of climate change.
The accurate use of climate information is key to the energy sector as it needs to tackle issues related to climate variability and change for a robust planning of growing renewable energy, more diverse energy markets and management of changing risks.
Adaptations employ a diverse portfolio of planning and practices that combine subsets of • Infrastructure and asset development • Technological process optimization • Institutional and behavioral change or reinforcement • Integrated natural resources management (such as for watersheds and coastal zones) • Financial services, including risk transfer • Information systems to support early warning and proactive planning Although approaches vary according to context and the level of government, there are two general approaches observed in adaptation planning and implementation to date: top - down and bottom - up.
Becoming embedded in planning processes, integrated within existing programs such as disaster risk management and water management, adaptation strategies are increasingly being adopted to mitigate the effect of global warming on humans.
And while for planning purposes that raises the question as to whether more of the residual 34 % of the full range is on the high side or low side of the «likely» range, this section does say that coastal planning needs to be considered in a risk management framework.
Though I have not heard any first hand accounts as of yet, those firms in Sandy's path that had engaged in some form of risk management planning were likely much better prepared for the effects of the storm and likely reestablished their business operations in a much shorter timeframe than those caught unprepared.
Or, is such a plan even needed as part of risk or crisis management?
Starting in the early 1990s, as a partner with two Chicago firms, he developed skills - training program for associates, professionalized management teams, established budgets for litigation (which some lawyers still insist can't be done), reformed time and billing systems, and even mandated partner business plans that placed partners» compensation at risk for failing to achieve goals.
As for the policy itself, it must address (1) information security; (2) data governance and classification; (3) access controls and identity management; (4) business continuity and disaster recovery planning and resources; (5) capacity and performance planning; (6) systems operations and availability concerns; (7) systems and network security; (8) systems and network monitoring; (9) systems and application development and quality assurance; (10) physical security and environmental controls; (11) customer data privacy; (12) vendor and third - party service provider management; (13) risk assessment; and (14) incident response.
Some virtual GC providers advertise themselves as able to assist the corporation with matters that are better characterized as strategic planning or risk management than as legal advice.
The proposed rule defined «treatment» as the provision of health care by, or the coordination of health care (including health care management of the individual through risk assessment, case management, and disease management) among, health care providers; the referral of a patient from one provider to another; or the coordination of health care or other services among health care providers and third parties authorized by the health plan or the individual.
The business tools within Lexcel take care of the essentials such as business strategy, planning and risk management.
This pioneer plan is very cost effective as it invests 100 % of the premium and only charges fund management fee (1.35 %) and a risk premium for mortality cover.
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