A behavior score is calculated for, and
only seen by, one particular creditor using their own information to fine - tune the ongoing
management of that account for marketing and
risk purposes.
Activities often referred to as
risk assessment, disease and case
management are treatment activities
only to the extent that they are services provided to a particular patient by a health care provider; population based analyses or records review for the
purposes of treatment protocol development or modification are health care operations, not treatment activities.