Sentences with phrase «risk models do»

Banks and risk models do not see this inquiry type.

Not exact matches

Tad Toulis, a senior industrial designer at Lunar, says, «This [model] doesn't make the design staff uneasy because of risk, because the information is widely dispersed and it's a small percentage of the whole picture.»
According to a lengthy analysis at Gamasutra, it was the allure of that lower - risk licensing model, rather than particularly poor performance, that did in Infinity and Disney's (dis) games division.
Wealthfront and Betterment don't know this, which means they might not have an accurate risk adjusted model portfolio for me since they will think 100 % of my net worth is with them.
Important factors that could cause actual results to differ from OnDeck's forward - looking statements are the risks that OnDeck may not be able to manage its anticipated or actual growth effectively, that its credit models do not adequately identify potential risks, and other risks, including those under the heading «Risk Factors» in OnDeck's Annual Report on Form 10 - K for the year ended December 31, 2016, its Quarterly Reports for the quarters ended June 30 and September 30, 2017 and in other documents that OnDeck files with the Securities and Exchange Commission, or SEC, from time to time which are available on the SEC website at www.sec.gov.
Financial Aid: In 2017, for the first time ever, America's public universities received more revenue from tuition than they did from tax dollars — a funding model that places a higher burden on students and their families and risks widening economic inequality, even as the population of would - be students becomes more diverse.
Do the same thing with the Fed Model, or most other «equity risk premium» estimates proposed by Wall Street analysts or academics, and you'll either cry, or laugh, or cry laughing, but you'll undoubtedly be distressed that anyone would recommend those models as a basis for long - term investment.
Darin Kingston of d.light, whose profitable solar - powered LED lanterns simultaneously address poverty, education, air pollution / toxic fumes / health risks, energy savings, carbon footprint, and more Janine Benyus, biomimicry pioneer who finds models in the natural world for everything from extracting water from fog (as a desert beetle does) to construction materials (spider silk) to designing flood - resistant buildings by studying anthills in India's monsoon climate, and shows what's possible when you invite the planet to join your design thinking team Dean Cycon, whose coffee company has not only exclusively sold organic fairly traded gourmet coffee and cocoa beans since its founding in 1993, but has funded dozens of village - led community development projects in the lands where he sources his beans John Kremer, whose concept of exponential growth through «biological marketing,» just as a single kernel of corn grows into a plant bearing thousands of new kernels, could completely change your business strategy Amory Lovins of the Rocky Mountain Institute, who built a near - net - zero - energy luxury home back in 1983, and has developed a scientific, economically viable plan to get the entire economy off oil, coal, and nuclear and onto renewables — while keeping and even improving our high standard of living
«Do not trust financial market risk models.
Personally I am pretty non-plussed by academics insisting that anything you do to not look like an index is somehow «cheating» (such as holding a lot more / a lot smaller companies) or explained by their risk / return models, but I haven't got the academic chops to explain myself well.
Ethereum's creator Vitalik Buterin and other developers have discussed eventually moving to a proof - of - stake model, in which users lock ether up in special wallets and risk losing these «stakes» if they don't follow the consensus rules.
Model 1 - Preservation of Capital Asset allocation models designed for the preservation of capital are largely for those who expect to use their cash within the next twelve months and do not wish to risk losing even a small percentage of principal value for the possibility of capital gains.
I do that because I don't trust return most risk and return estimates for more complex models, especially the correlation matrices.
Some investors view this as a smart, risk - avoidance strategy: If they don't recognize the names of foreign companies and aren't sure of their business model, they're skeptical.
In the life insurance world, the models can be faster, better and cheaper than traditional underwriting methods, but they «do not provide the type of transparency important to producers and clients when determining the risk class.»
According to the national economics standards, students should be taught only the «majority paradigm» or «neoclassical model» of economic behavior, for to include «strongly held minority views of economic processes risks confusing and frustrating teachers and students, who are then left with the responsibility of sorting the qualifications and alternatives without a sufficient foundation to do so.»
By underscoring the inadequacy of the model Ramsey prevents it from being interpreted literally, but does he not run the risk of eroding the positive analogy completely?
Mr Simotas says he doesn't believe the wage catch - up would «break the business model» but says the fact Domino's is trading on a multiple of 54 times 2017 earnings «leaves little room for risks like this».
This highlights the risk in creating specific land use terms that may quickly become outdated as farmers innovate and develop new, regenerative models that don't fit neatly into the terms dictated by the scheme.
There should be no need to continue this conversation because we know for a certainty that it doesn't work, that every time we hit a child we increase the risk of causing physical or emotional damage and that it models violence as a solution to frustration and anger.
Most parents buy this stroller for traveling because they don't want to risk damaging their expensive full size models.
Although perinatal mortality rates do increase with increasing gestation in fetuses - at - risk models, it is a profound misconception to state that such a pattern automatically implies the need for indiscriminate increases in preterm induction or preterm cesarean delivery.
Randomization group for the primary study16 and bottle introduction, when added to the final models, did not significantly alter risks associated with pacifier use.
You are saying, the model says that we could run the risk at two degrees of climate change and these are reasons why we might do that, or you could run it at 1 % and these are the political implications.
Helpfully he had come armed with suggestions for how this might be done: extending the kinds of business models that the ownership commission reported upon the day after the jobs summit; ecosystem policy, rather than industrial policy; a twenty - first century social contract, which would allow individuals to mitigate the risk in their lives; and a state - backed infrastructure bank.
But even at a reactor that does not fare as well in a large earthquake and is not immune to the loss of off - site power, there is «essentially zero risk of early fatalities,» according to the NRC worst - case modeling.
Despite that risk, current climate models do not include the risk of emissions from thawing permafrost, the UNEP analysis warned.
Common sense would have suggested that the huge housing bubble would lead to disaster: so why did some financial institutions assess risks with models that ignored the possibility that prices might fall?
Another problem is that modeling studies, like this one, are inherently less powerful than other kinds of medical research: randomized clinical trials, the gold standard in medical research, in which patients are randomly assigned different treatments or no treatment; case - control studies, which compare patients who have a condition with those who do not; or cohort studies, which determine the risk of contracting a disease by studying a group of people with similar demographics.
Although the results from the models can not yet give definite measures of the probability of a flood, they do provide an insight into how those risks have changed and continue to change — information that is of great interest to insurance underwriters, among others.
The brochures contain information about toxicology, pharmacology, and animal safety studies used to determine the potential risk a particular therapy may pose to humans, but they also include efficacy studies done in animal models to demonstrate a therapy's potential benefit.
In this intense and demanding work environment, students learn to do pricing model design and verification, parameter estimation, and learn to analyze and manage risk in their state - of - the - art computational facilities, gaining hands on practical experience.
«The mouse models don't recapitulate the human disease,» said Ravi Basavappa of the National Institutes of Health, which gave Fine one of its 12 Pioneer Awards for «unusually bold,» high - risk, and potentially high - impact research.
«Our model can help predict if forests are at risk of desertification or other climate change - related processes and identify what can be done to conserve these systems,» he said.
We know these are very serious risks but they aren't in the models because not enough quantitative work has been done.
But a limitation of the inductive risk model is that it doesn't directly address sociopolitical and economic concerns.
The climate models aren't really good enough in their representation of present - day circulation to give you much confidence in the specifics of their predictions [so that you could use them to do a cost - benefit analysis for example], but the risk of widespread change is still there.
In an unadjusted Cox model, alendronate treatment was associated with lower of risk of hip fracture (hazard ratio [HR], 0.35; 95 % CI, 0.23 - 0.55), and the risk estimate did not substantially change in multivariable - adjusted Cox models (Table 2 and Figure 3).
For the hydrological modelling of the Thames river catchment done at CEH we showed that the changes in atmospheric circulation and precipitation caused higher peak 30 - day river flow, while flood risk mapping revealed a small increase in flood risk for properties in the Thames catchment.
Next, to determine whether risk of non-affective psychotic disorder in refugees relative to migrants differed by region of origin, we fitted a Cox regression model to a subset of the cohort, excluding the Swedish - born group who did not contribute information to these analyses.
If we equate de facto ketogenic diets with high - protein diets (which is not always correct) then the risks proposed by critics of this type of dietary approach are essentially those of possible kidney damage due to high levels of nitrogen excretion during protein metabolism, which can cause an increase in glomerular pressure and hyperfiltration.12 There is not wide agreement between studies; however, some infer the possibility of renal damage from animal studies, 99, 100 whereas others, looking at both animal models, meta - analyses and human studies, propose that even high levels of protein in the diet do not damage renal function.101, 102 In subjects with intact renal function, higher dietary protein levels caused some functional and morphological adaptations without negative effects.103 There may actually be renal - related effects, but on blood pressure rather than morphological damage.
Speaking of risks... Atlas Reactor is a different type of game from nearly anything else out there, and, in just a few months, it's already gone through more monetization models than most games do in years.
While Netflix likely will have to keep evolving its model to have more of a theatrical presence, it is doing too many risky things on the feature front to be defined derogatorily at this point, especially by a French festival that risks rendering itself arcane by not using its clout to change French chronology rules that keep French - distributed films from SVOD for three years.
Model this yourself: Ask for advice, say you don't know something, acknowledge the mistakes you've made, and share the risks you're taking.
Craig Kemp (@mrkempnz) describes risk - taking as a «culture of learning» and shares strategies from classrooms around the globe that are helping to normalize struggle including, «support, encourage, model (let them teach the class)», «encourage teachers to make mistakes so students see it is OK» and «provide plenty of choices to watch their inner genius interpret what to do
Like most established organizations in other sectors, the education system's inclination when it sees a potentially disruptive technology is to cram it into its existing model to sustain what it is already doing, but not fundamentally transform that model into a student - centric one (the importance of making this transformation should be clearer in light of the ACT's announcement today that 60 percent of 2012 high school graduates are at risk of not succeeding in college and career).
This risks stacking unnecessary costs and burdens on models that don't require all teachers to have that kind of experience.
i. Lahaderne, «Attitudinal and Intellectual Correlates of Attention: A Study of Four Sixth - grade Classrooms,» Journal of Educational Psychology 59, no. 5 (October 1968), 320 — 324; E. Skinner et al., «What It Takes to Do Well in School and Whether I've Got It: A Process Model of Perceived Control and Children's Engagement and Achievement in School,» Journal of Educational Psychology 82, no. 1 (1990), 22 — 32; J. Finn and D. Rock, «Academic Success among Students at Risk for School Failure,» Journal of Applied Psychology 82, no. 2 (1997), 221 — 234; and J. Bridgeland et al., The Silent Epidemic: Perspectives of High School Dropouts (Washington, D.C.: Civic Enterprises, LLC, March 2006), https://docs.gatesfoundation.org/documents/thesilentepidemic3-06final.pdf.
Additionally, the model law recommends permitting enrollment preferences for high - needs and at - risk students, which New York does to some degree.
Toyota is also trying to move upscale with its models, so the company doesn't see much risk in losing the business for low - priced diesel models.
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