Sentences with phrase «risk of adverse selection»

«Over the long run, high premiums on relatively low - risk business expose FHA to the risks of adverse selection

Not exact matches

The strengths of the study include the ability to compare outcomes by the woman's planned place of birth at the start of care in labour, the high participation of midwifery units and trusts in England, the large sample size and statistical power to detect clinically important differences in adverse perinatal outcomes, the minimisation of selection bias through achievement of a high response rate and absence of self selection bias due to non-consent, the ability to compare groups that were similar in terms of identified clinical risk (according to current clinical guidelines) and to further increase the comparability of the groups by conducting an additional analysis restricted to women with no complicating conditions identified at the start of care in labour, and the ability to control for several important potential confounders.
Adverse Selection: The tendency of persons with poorer - than - average health expectations (higher risk) to apply for or continue insurance coverage to a greater extent than persons with average or better - than - average health expectations (lesser risk).
Adverse Selection: The tendency of persons with poorer - than - average health expectations (higher risk) to apply for or continue insurance coverage to a greater extent than persons with average or better - than - average health expectations (lesser risk).
ADVERSE SELECTION - The tendency of those exposed to a higher risk to seek more insurance coverage than those at a lower risk.
In the case of natural disasters, such as earthquakes, adverse selection concentrates risk instead of spreading it.
In the case of insurance, avoiding adverse selection requires identifying groups of people more at risk than the general population and charging them more money.
This type of behavior where a disproportionate amount of high risk individuals seek insurance because they need it the most is known as adverse selection, and is combated by insurance companies as much as possible.
Adverse Selection: The tendency of those exposed to a higher risk to seek more insurance coverage than those at a lower risk.
Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
ADVERSE SELECTION Occurs when plan enrollees include a higher percentage of high - risk individuals than are in the average population, resulting in the potential for greater health care utilization and, therefore, increased costs.
If it is decided to use antidepressant therapy, the selection of the antidepressant should be based on the mother's prior response and experience of adverse effects with a particular agent, risk of interactions with concurrent medications and published adverse effects associated with a particular agent on breastfeeding mothers and their infants.
After LASSO selection, the model showed a total explained deviance of 55.2 % (see Table 3) and showed that parental ADHD (27.2 %), higher levels of adverse life events (6.0 %), and maternal smoking during pregnancy (1.3 %) were associated with a heightened risk for ADHD - only compared with controls.
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