«Over the long run, high premiums on relatively low - risk business expose FHA to
the risks of adverse selection.»
Not exact matches
The strengths
of the study include the ability to compare outcomes by the woman's planned place
of birth at the start
of care in labour, the high participation
of midwifery units and trusts in England, the large sample size and statistical power to detect clinically important differences in
adverse perinatal outcomes, the minimisation
of selection bias through achievement
of a high response rate and absence
of self
selection bias due to non-consent, the ability to compare groups that were similar in terms
of identified clinical
risk (according to current clinical guidelines) and to further increase the comparability
of the groups by conducting an additional analysis restricted to women with no complicating conditions identified at the start
of care in labour, and the ability to control for several important potential confounders.
Adverse Selection: The tendency
of persons with poorer - than - average health expectations (higher
risk) to apply for or continue insurance coverage to a greater extent than persons with average or better - than - average health expectations (lesser
risk).
Adverse Selection: The tendency
of persons with poorer - than - average health expectations (higher
risk) to apply for or continue insurance coverage to a greater extent than persons with average or better - than - average health expectations (lesser
risk).
ADVERSE SELECTION - The tendency
of those exposed to a higher
risk to seek more insurance coverage than those at a lower
risk.
In the case
of natural disasters, such as earthquakes,
adverse selection concentrates
risk instead
of spreading it.
In the case
of insurance, avoiding
adverse selection requires identifying groups
of people more at
risk than the general population and charging them more money.
This type
of behavior where a disproportionate amount
of high
risk individuals seek insurance because they need it the most is known as
adverse selection, and is combated by insurance companies as much as possible.
Adverse Selection: The tendency
of those exposed to a higher
risk to seek more insurance coverage than those at a lower
risk.
Adverse selection is a phenomenon wherein the insurer is confronted with the probability
of loss due to
risk not factored in at the time
of sale.
ADVERSE SELECTION Occurs when plan enrollees include a higher percentage
of high -
risk individuals than are in the average population, resulting in the potential for greater health care utilization and, therefore, increased costs.
If it is decided to use antidepressant therapy, the
selection of the antidepressant should be based on the mother's prior response and experience
of adverse effects with a particular agent,
risk of interactions with concurrent medications and published
adverse effects associated with a particular agent on breastfeeding mothers and their infants.
After LASSO
selection, the model showed a total explained deviance
of 55.2 % (see Table 3) and showed that parental ADHD (27.2 %), higher levels
of adverse life events (6.0 %), and maternal smoking during pregnancy (1.3 %) were associated with a heightened
risk for ADHD - only compared with controls.