When my clients ask me to list the most important ingredients required when looking to create and maintain a stress - free retirement plan, I explain to them that there are three basic financial requirements: a guaranteed income which they can not outlive; little or no
risk of losing their
money / savings, and the ability to grow their
money through participation in a growing stock market and NOT a receding stock market.
Indeed, it is so powerful that you can even enter the market essentially randomly and not
lose money over the long run, and perhaps even turn a small profit,
through the proper execution
of risk reward.