Sentences with phrase «risk on bad credit»

As noted above, there are many lenders out there who are willing to take a risk on bad credit borrowers.

Not exact matches

But it is also bad: We want banks to be banks, to make carefully considered credit decisions, and if they can quickly pass on their credit risk to public - market investors who are not in a position to monitor the borrowers, then they may make worse lending decisions and increase the overall risk in the system.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

In a really large crisis, the return on risk assets may look decent from ten years before to ten years after, but a lot of people get surprised by their need to draw on those assets at the wrong moment — bad events come in bunches, when the credit cycle goes bust.

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To mitigate the risks that are attached to these loans, creditor end up applying huge interest rates on bad credit loans guaranteed approval decision.

Now the interest rates on these bad credit loans are usually arranged with larger than market rate interest rates because of the risk you may present to the lender.

With bad credit, getting a personal loan can prove to be quite difficult because banks don't want to take on too much risk when lending to someone who has a bad history with borrowing.

It can be expected that approving personal loans, despite bad credit being a feature on the application, carries with it quite a large risk.

People with bad credit causes more of a risk to loan lenders, which is why the interest rates on personal loans for people with bad credit are higher than for people with good credit.

Whether or not a personal loans for those with bad credit is granted depends on how a lender sees risk mitigation when dealing with each individual borrower.

The preferred stocks reflect a part of the credit market that hasn't gotten whacked too bad, offering a decent yield for the junior debt on healthy companies risk.

Because of your poor credit history and your inability or unwillingness to pledge collateral to back up your loan application, lenders usually inflate the interest on the unsecured bad credit loan because of the elevated risk that the lender assumes when loaning money to you.

Not all lenders offer student loans with bad credit, with most traditional lenders preferring not to take on the risk.

Subprime loans are a higher risk than prime loans, as lenders are taking a chance on someone who has a history of bad credit.

In this regard, there is a focus on debunking the myths that there are «good debts» and «bad debts» and why many Americans are accumulating a tremendous amount of risk through the careless use of credit.

I don't thik it would be smart for banks to give good interest terms on credit card debt to bad credit risks.

Credit card debt, on the other hand, is a type of unsecured loan that presents a lot less risk because worst case scenario is that your rating and score will suffer a bit.

If you have bad credit, the lender is taking on a higher risk by loaning you money, so most will want a much larger down payment — often 20 - 25 %.

The interest rates on bad credit auto loans are very expensive mainly due to the fact that you pose a high risk.

I did not apply for any other Capital One cards as I don't need the Quicksilver that badly and didn't want to risk all three bureaus being hit twice by two applications (I plan on more credit card applications this year that have better bonus value than the Quicksilver).

This deposit is important; it's what allows Capital One to take a risk on consumers with bad credit scores.

We absolutely are looking at the kind of changes that would take on a level of credit risk that would be prudent, but clearly, I would expect that the changes we're making would cause bad debt to go up higher, but hopefully with improve the top line and improve the bottom line because essentially it would allow us to leverage admissions and advertising spend, occupancy spend, even academic spending to the point of dealing with more fuller classrooms.

If you are viewed as a poor credit risk you may not be able to take out a consolidation loan, or you may be offered one on worse terms and conditions, for example at a higher interest rate.

This personal loan with bad credit option, however, inevitably comes with a higher interest rate, and it can be more difficult to find a lender willing to take on the risk.

Potential lenders use your credit score to help predict whether you will be a good risk or bad risk when it comes to making payments on time and to repaying a loan.

Private lenders take on huge risks by loaning people with bad credit or without an income that they will not dare loan to any property with excess debt.

Since taking on people with bad credit is a big risk both mortgage lender and broker try to mitigate by charging the mortgage set up fees to clients.

You will pay anything from 7 % -15 % on a bad credit lender mortgage because of the risk posed in such an investment.

I believe the situation is reasonable based on the fact that through good economic times and bad, short sales have consistently correlated with high credit risk.

If you open a joint account which offers credit, and one account holder racks up a large amount of debt they can't pay back, you both risk having a bad entry on your credit report.

For one thing, lenders are less willing to take risks on borrowers with bad credit.

Refinancing your current mortgage when your credit is sub-par usually means you will need to find high - risk lenders who focus on bad credit situations.

They do like taking risks on HELOCs and home equity loans for bad credit.

Unfortunately, few want to take a risk on your business if you have bad credit.

While Indiana landlords are legally free to reject applicants — based on a bad credit history, negative references, from previous landlords, past behavior, such as consistently paying rent late, or other factors that make them a bad risk — this doesn't mean that anything goes.