They essentially create
a risk pool for their clientele to spread risk across all policies.
Each state has what's called a «high - risk» or assigned -
risk pool for risky drivers.
Depending on how many people purchase short - term plans,
the risk pool for ACA - compliant plans could become more healthy skewed towards sicker, older consumers, resulting in increased premiums.
The actuaries use large pools of statistics to determine exactly what the risks are, and then they determine how much money will be paid from
the risk pool for claims.
«This really raises
the risk pool for people who are being exposed to these high - potency opioids,» Jones said.
In fact, I have supported a part of Obamacare currently in effect — alas temporarily — that creates a kind of subsidized assigned
risk pool for those who are otherwise uninsurable, similar to those we see in auto insurance that helps otherwise difficult to insure people obtain coverage.
Fiorina has said she favors overturning the Affordable Care Act, allowing states to manage high -
risk pools for coverage, and otherwise handing health care over to the free market.
Furthermore, he's expressed support for the ACA's guaranteed coverage provisions for people with pre-existing conditions, but potential plans to nix Obamacare's mandate that everyone carry insurance and the introduction of high -
risk pools for the sick could result in an exorbitantly expensive system for people who already face massive medical costs.
Combined with subsidized high -
risk pools for people with preexisting conditions, these changes would allow many millions more Americans to afford insurance.
This would require high -
risk pools for people who are uninsurable due to preexisting conditions.
In many states, you will find special high -
risk pools for uninsurable individuals.
Not exact matches
It was launched in September 2014, and
for risk - takers, it also offers a separate «solo»
pool.
It was launched in September 2014, and
for risk - takers, it also offers a «solo»
pool.
For instance, it's unclear how preserving guaranteed insurance eligibility for people with pre-existing medical conditions can work without the unpopular coverage mandate (since people could then just buy insurance when they get sick, bankrupting insurers), or how governments would fund historically pricey «high - risk pools» for the sickest America
For instance, it's unclear how preserving guaranteed insurance eligibility
for people with pre-existing medical conditions can work without the unpopular coverage mandate (since people could then just buy insurance when they get sick, bankrupting insurers), or how governments would fund historically pricey «high - risk pools» for the sickest America
for people with pre-existing medical conditions can work without the unpopular coverage mandate (since people could then just buy insurance when they get sick, bankrupting insurers), or how governments would fund historically pricey «high -
risk pools»
for the sickest America
for the sickest Americans.
For example, transitioning the unhealthy into high -
risk pools was done prior to Obamacare with less than stellar results.
To date, results from several longitudinal studies indicate that e-cigarette use among nonsmoking youth increases the likelihood of future use of conventional cigarettes.5 — 10 Specifically, the
pooled odds ratio (OR) in a recent meta - analysis of studies of adolescents and young adults (aged 14 — 30) indicates that those who had ever used e-cigarettes were 3.62 times more likely to report using cigarettes at follow - up compared with those who had not used e - cigarettes.11 This finding was robust and remained significant when adjusting
for known
risk factors associated with cigarette smoking, including demographic, psychosocial, and behavioral variables such as cigarette susceptibility.
Such
pooling is inappropriate given that business owners face higher labor
risk and accumulate more wealth than non business owners
for reasons unrelated to precautionary motives.
As
for the future of the annuities market, Finke holds that a variable annuity is «ideal because it allows a retiree to accept a certain amount of investment
risk while providing that
pooling and longevity protection.»
From an employee perspective, CPP is an extremely efficient way to save
for retirement since longevity
risks are
pooled across the whole population.
We are excited to have this new capital
pool which will be deployed in compelling
risk - reward opportunities
for our limited partners.»
The only problem is that interest rates are so low now the
risk embedded in the underlying asset
pools are much greater than the interest rate compensating the investor
for buying these securities.
We did this every year before our books were marked to market and squared
for bonus
pool assessment by the
risk control and accounting people.
This new
pool of capital will be deployed in compelling
risk - reward opportunities
for our limited partners.»
«The stringent process of selection is necessary to instil confidence in our
pool of investors as we aim to minimise investment
risks for them.»
They measure short term
risk as the average of the worst 1 % of annual returns from 10,000 bootstrapping simulations that randomly draw three months of returns at a time from 20 - year historical
pool of returns
for these indexes, thereby preserving some monthly return autocorrelations and cross-correlations.
Publicly - funded institutional investors may be able to leverage private capital on as much as a 10:1 basis by accepting a 10 % first - loss
for being the junior equity partner in a stacked capital deal.140 The evidence suggests that
pooling risks across institutional investors and developing expertise within one facility can lead to cost savings.
It gives people access to the
risk sharing
pool and they will have to pay monthly premiums, copays, deductibles, etc. just like those who work
for large corporations or the government.
I counter: To insist the general
risk pool (etc) pay
for your first birth without medical resources present, in spite of the fact that same
risk pool will still be responsible
for caring
for any adverse outcomes due to lack of medical resources is hypocritical beyond belief.
Pooled results indicated that homebirths attended by midwives were associated with increased risks for neonatal deaths [pooled OR (95 % CI): 3.11 (2.49, 3.89)
Pooled results indicated that homebirths attended by midwives were associated with increased
risks for neonatal deaths [
pooled OR (95 % CI): 3.11 (2.49, 3.89)
pooled OR (95 % CI): 3.11 (2.49, 3.89)-RSB-.
The fact that
for nullparous women, the numbers are near identical, and that both home birth and hospital birth numbers are significantly lower
for parous women suggests that the women are self - selecting into different
risk pools.
Results of the meta - analysis also revealed that homebirths attended by midwives were associated with decreased
risk for postpartum hemorrhage > 500 ml and retained placenta [
pooled ORs (95 % CI s 0.60 (0.44, 0.81) and 0.58 (0.40, 0.86) respectively.
Tip: Wading
pools are a major
risk for drowning; more than 200 children in the United States have drowned in kiddie
pools in the past decade.
For dichotomous outcomes, we planned to
pool events between groups across studies using
risk ratios (RRs) and 95 % CIs.
The consultant - led suite isn't too bad either.They have
pools in lots of the rooms there, including a «high
risk»
pool, which allows
for women being continuously monitored.
For parents of infants, taking their baby to the pool can be a concern as there are a variety of risks for them at the po
For parents of infants, taking their baby to the
pool can be a concern as there are a variety of
risks for them at the po
for them at the
pool.
And «All
risk hospital birth,» excluding only young preemies but INcluding loads of
risk factors totally absent
for MANA's
pool, still has a death rate half that of MANA's low -
risk group.
Rebreathing exhaled carbon dioxide trapped near an infant's airway by bedding has been suggested as a possible mechanism
for the occurrence of SIDS in at -
risk infants and may occur with the use of soft bedding, covering the head during sleep, and use of the prone sleep position.9 - 12 Inadequate ventilation might facilitate
pooling of carbon dioxide around a sleeping infant's mouth and nose and might increase the likelihood of rebreathing.13, 14 Increased movement of air in the room of a sleeping infant may potentially decrease the accumulation of carbon dioxide around the infant's nose and mouth and reduce the
risk of rebreathing.10 A recent study15 showing a significantly reduced
risk of SIDS associated with pacifier use further supports the importance of rebreathing as a
risk factor
for SIDS.
The AAP policy stated that these high
risk sports had «no place in programs»
for kids 12 & under — and this in a time when sporting activities
for kids included Lawn Jarts, backyard
pool diving boards and free - fall trampolines — activities which today would completely freak out the current generation of parents.
Wading
pools are a major
risk for drowning: More than 200 children in the United States have drowned in kiddie
pools in the past decade.
Pooled estimates
for correlation between breastfeeding and
risk of ulcerative colitis (UC) and Crohn disease (CD) 1
Ranks specialty and geographic location combinations by
risk level to determine the allocation of funds from the hospital excess liability
pool as the basis
for distributing funds.
Extends Program
for one year; authorizes the Department of Financial Services to rank specialty and geographic location combinations by
risk level to determine the allocation of funds from the hospital excess liability
pool.
Amongst the areas of his responsibility were overseeing a business specialising in advising central government departments and local government on Insurance
risk transfer and being involved in proposing
pooling / reinsurance solutions
for large clients, including Whitehall.
«And as shareholders, we support the proposal that bonus
pools should be formed only after taking into account the cost of capital, adjusted
for risk.
The NHF, one of 18 - country - based,
pooled funds which allows donors to
pool their contributions
for a stronger and timelier response to the needs of those most affected by the ongoing crisis, including millions who face a high
risk of food insecurity and disease outbreaks.
Faso said he would also like to see sufficient funding set aside
for high
risk pools and a «dollar breakdown» of Medicaid block grants.
This could substantially cut premiums
for the young and healthy, but it's unclear whether coverage through high -
risk pools would be affordable and adequate
for the old and sick.
One set of programs not apparently slated
for large reductions are the High -
Risk program
pool, comprising a set of four programs: the Pioneer Award, New Innovator Award, Transformative Research Award, and Early Independence Award.
Governments in the developing world are also now
pooling their resources into sovereign insurance funds that make payouts
for climate adaptation programs, said Fatima Kassam of the African
Risk Capacity Insurance Co., a specialized agency of the African Union.
The results showed that vitamin B6 and B12 intake was not associated with EG / SEG
risk in
pooled analyses (P =.52 and P =.99
for linear trend, respectively).