Sentences with phrase «risk retention on»

The deductible is a form of risk retention on your part.
Then you need at least $ 300,000 and possibly more in liability on that Halstead White Plains renters insurance policy — if you only have $ 100,000 of liability, you've potentially created a coverage gap based on your risk retention on the umbrella.
But the deductible or risk retention on their commercial policy might be tens of thousands of dollars.
Then you need at least $ 300,000 and possibly more in liability on that Halstead White Plains renters insurance policy — if you only have $ 100,000 of liability, you've potentially created a coverage gap based on your risk retention on the umbrella.
The deductible is a form of risk retention on your part.

Not exact matches

Readers are cautioned that these forward - looking statements are only predictions and may differ materially from actual future events or results due a variety of factors, including, among other things, that conditions to the closing of the transaction may not be satisfied, the potential impact on the business of Accompany due to the uncertainty about the acquisition, the retention of employees of Accompany and the ability of Cisco to successfully integrate Accompany and to achieve expected benefits, business and economic conditions and growth trends in the networking industry, customer markets and various geographic regions, global economic conditions and uncertainties in the geopolitical environment and other risk factors set forth in Cisco's most recent reports on Form 10 - K and Form 10 - Q.
The Enterprise Compensation Committee discharges the board of directors» responsibilities relating to the compensation of our executives and directors; reviews and discusses with management the Compensation Discussion and Analysis and performs other reviews and analyses and makes additional disclosures as required of compensation committees by the rules of the SEC or applicable exchange listing requirements; provides general oversight of our compensation structure, including our equity compensation plans and benefits programs, and confirms that these plans and programs do not encourage risk taking that is reasonably likely to have a material adverse effect on Hewlett Packard Enterprise; reviews and provides guidance on our human resources programs; and retains and approves the retention terms of the Enterprise Compensation Committee's independent compensation consultants and other independent compensation experts.
Both the risk - retention requirement and the ability - to - repay rule are premised on lenders and securitizers determining their own risks rationally.
Mr. Cummings is a recognized leader in advising organizations on the recruitment, assessment, development, and retention of information technology as well as information security & risk management talent at all levels, including the Board of Directors.
Meta - analyses of this expanded research base confirm the model's impacts on a range of risk and protective factors associated with child maltreatment.7, 8,9 In addition, all of the major home visitation models in the U.S. are currently engaged in a variety of research activities, many of which are resulting in better defined models and more rigorous attention to the key issue of participant enrolment and retention, staff training and quality assurance standards.10 For example, recent findings emerging from the initial two - year follow - up of the Early Head Start National Demonstration Project confirm the efficacy of home visitation programs with new parents.
The main sources of concern associated with growth hormone replacement in somatopause include, in no particular order, significant cost of therapy from $ 250 to $ 1500 per month (depending on dose and manufacturer), side effects of water retention resulting in joint pain and carpal tunnel syndrome, temporary reduction in insulin sensitivity, and theoretic risk of cancer.
Chris Kresser has written a report going over the pros and cons of various cooking methods for different types of food, mainly focusing on nutrient retention and potential for health risks.
When looking to improve retention, most courses focus on how institutions can identify at - risk learners, but these solutions rely on staff to review reports and contact students — potentially negatively impacting their efficacy as it is contingent upon their execution — and ultimately increasing their unit cost.
In 1994 only 16 percent of 8th graders at moderate risk of retention reported attending an afterschool program on a regular basis.
He said the Conservative manifesto had been light on issues such as pupil numbers, funding and teacher retention, and risked righting the «last war» on autonomy and accountability, rather than the «future war» on school capacity for improvement.
«If administrators and policy makers continue to focus solely on recruitment efforts, without attention to retention, they run the risk of creating a revolving door of teachers in our public schools.»
the policy has been watered down in the past 15 years because of outside pressure, including a major 2004 study by the Consortium on Chicago School Research that definitively showed the dramatic negative effects of retention — in particular, the far greater risk of eventually dropping out.
Conequence: If the non-formed hub unit is installed on a Jeep Liberty 4x2 model (which does not use an axle nut for hub retention), the vehicle wheel will not be secure and a front wheel separation may occur, increasing the risk of a crash.
Faculty will be able to identify «at risk» students based on engagement with assigned course materials and correlate this to overall student performance, which will help to aid retention and ultimately, improve learning outcomes.
The QRM rule gives a lenders a way to circumvent risk - retention rules that would otherwise require them to retain 5 % of their loans on the books.
It also supports pet owners, particularly those who are in at - risk and under - served populations, focused on pet retention and reclamation.
It also supports pet owners, particularly those who are in at - risk and under - served populations (including the homeless), focused on pet retention and reclamation.
But this obsession with stickiness can do more harm than good, and when developers focus on retention, they risk losing sight of what really matters: making games that are fun to play.
The transaction was complex because the acquisition of the loans was being funded by the concurrent securitisation, which had to comply with new US and EU risk - retention rules (which meant Goldman had to keep a portion of the securitisation on its own books).
NOTE: Practice Pro, the Law Society of Upper Canada's risk management organization, has a reading list on electronic discovery issues, including legal holds and record retention, with many useful sources.
Cloud may also expose companies to increased risk if service providers fail to fully implement document retention policies that would normally be applied to data stored on the companies» own servers.
Mr. Davies counsels clients on: cross-border discovery; privilege matters; compliance and other risk management policies and practices; document retention protocols and practices; and regulatory and risk management matters.
Some firms and companies mistakenly believe that they need to focus on morale and retention only in a hot job market when the risk of losing talented people is high.
He has written industry comment letters on several securitization regulatory topics, including the risk - based capital rules, risk retention, the Volcker Rule, the liquidity coverage ratio, and the net stable funding ratio.
In addition, CompClaim, our consulting practice, is able to offer immediate on - site support to address immediate health and safety risks and to guide the collection and retention of the information necessary to advance the interests of the organization and its officers, directors, management and supervisors.
On the opposite side of the coin is what's called risk retention.
If your employee commits a criminal or reckless act on your watch and you have not demonstrated «reasonable care» in the hiring and retention of that employee, your risks are great.
• Creates methods to identify loss to organization, employees and clients • Determines realistic opportunities to maximize cost - effectiveness and balance client retention • Develops budgets, collects data for client profit / loss and reviews major contracts, assists in selecting new program activities • Reports to Senior Management on risk transfer and avoidance
-- Called on field agents to review applications for client company policies — Assessed risks, ensured proper business classification on applications, reviewed contracts, determined and managed risk, evaluated loss history and financial reports of applicant company — Managed retention on existing policies
Tags for this Online Resume: Networking product design and delivery, Engineering & Technology feasibility & risk assessment, PCB board design, Advanced silicon, ASIC & semiconductors, Advanced optics, longhaul & metro, DWDM, IP - over-DWDM, OTN (G. 709), 10G & 100G Ethernet, Sonet, SDH, Packet over SONET / SDH (POS), Product sustaining operations, Customer interfacing, Customer Escalations, Quality monitoring & improvement, Failure and root cause analysis, Manufacturing oversight - linestop, EOL, Offshore development & sustaining operations, Engineering operations, Budget and headcount management, Return on investment (ROI) analysis, Program headcount, budget & schedule estimation, Product portfolio analysis and management, program management, Team building and motivation, People and performance management, International management, Employee retention
Financial Services Specialist — Duties & Responsibilities Recruit, train, and direct customer service, sales, and administrative personnel ensuring profitable operations Study internal literature to become an expert on products and services Develop and manage varied financial portfolios for more than fifty clients Generate record sales of financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization structure, workflow, team metrics, and client database Responsible for financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and positivity
Financial Manager — Duties & Responsibilities Oversee multiple automotive corporate client portfolios, conduct risk analysis, and perform audits Direct corporate loan process and ensure that client collateral is sufficient in cases of default Investigate client credit rating and determine worthiness of consumer credit applications Recruit, train, and manage team of auditors and financial advisors ensuring professional operations Responsible for department budgets, project timelines, and team workflow Perform reviews to determine appropriate employee compensation, recognition, and disciplinary action Serve as a liaison between bank and clients, partners, outside vendors, and community leaders Present reports regarding audit findings, market trends, and client financial health to senior leadership Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study industry literature to become an expert on products and services Direct sales operations for 35 + car and recreational vehicle dealerships throughout New England Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Represent company brand with positivity, professionalism, and dedication Consistently recognized and promoted for excellence in management, service, and performance
Dr. Brown's research publications have included: Self - cutting and sexual risk among adolescents in intesive psychiatric treatment; Promoting safer sex among HIV - positive youth with hemophilia: Theory, intervention, and outcome; Predictors of retention among HIV / hemophilia health care professionals; Impact of sexual abuse on the HIV - risk - related behavior of adolescents in intensive psychiatric treatment; Heroin use in adolescents and young adults admitted for drug detoxification; and Children and adolescents living with HIV and AIDS: A review
The influence of retention on changes in adolescent HIV - risk attitudes was also examined.
This study was designed to (a) examine predictors of engagement and retention in a parent - centered, ecodevelopmental HIV preventive intervention for Hispanic adolescents, as well as (b) the effect of retention on changes in adolescents» HIV - risk attitudes.
The 6 - month assessment data were not used, because we were interested in examining the effects of retention throughout the full intervention on risk factors associated with HIV transmission in adolescents, and the 6 - month assessment occurs midway through the intervention.
On August 1, 2011, NAR President Ron Phipps submitted NAR's comments on the proposed rule to implement the risk retention requirements of the Dodd - Frank AcOn August 1, 2011, NAR President Ron Phipps submitted NAR's comments on the proposed rule to implement the risk retention requirements of the Dodd - Frank Acon the proposed rule to implement the risk retention requirements of the Dodd - Frank Act.
«Certain risk retention regulations would make it hard for CMBS lenders to generate sufficient return on capital,» Pendergast says.
However, a majority of survey respondents do think that the new risk retention rules will have a negative impact on CMBS loan availability over the next six months.
Sixty two percent believe that the risk retention rules will have at least some impact — including 18 percent who said the rules will have a significant impact on CMBS loan availability.
The CMBS industry is still trying to figure out how the new risk retention rules will impact the market when they go into effect on December 24th.
The fact that the residential mortgage industry received its announcement on the new Qualified Mortgage (QM) rule — which also focuses on risk retention — earlier this month is a sign that regulators will soon be releasing new rules for the commercial sector.
On June 19, 2012, twelve members of Congress, led by Sens. Hagan (D - NC) and Crapo (R - ID), issued a letter expressing concern to six banking agencies regarding their proposed risk retention regulations.
On Oct. 30, real estate and finance industry groups, including NAR, sent a joint trade letter the agencies responsible for the QRM rules (the Federal Reserve, FDIC, HUD, SEC, Department of the Treasury, and the FHFA) regarding commercial real estate elements of the re-proposed rule on credit risk retention («the Re-proposal»On Oct. 30, real estate and finance industry groups, including NAR, sent a joint trade letter the agencies responsible for the QRM rules (the Federal Reserve, FDIC, HUD, SEC, Department of the Treasury, and the FHFA) regarding commercial real estate elements of the re-proposed rule on credit risk retention («the Re-proposal»on credit risk retention («the Re-proposal»).
Risk retention requirements will have a critical impact on the commercial mortgage - backed securities market and have a direct effect on how commercial mortgage - backed securities loans are issued and priced.
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