Sentences with phrase «risk score includes»

Not exact matches

As Gallup notes, previous research has tied well - being scores to health outcomes including life expectancy and a lower risk of obesity, while some studies suggest that taking time off positively impacts the brain and heart.
The Business Credit Risk Score, Early Default Score, Business Delinquency Score and the Business Delinquency Financial Score include the option of using personal credit data and commercial credit data.
Credit scores are used by lenders — including credit card issuers and mortgage lenders — to predict the risk of a borrower not repaying their loans.
A variety of third parties — including banks, credit card issuers, insurance companies, leasing firms, investors, and so on — pull business credit scores to evaluate risk and reliability.
While many lenders use FICO ® Scores to help them make lending decisions, each lender has its own strategy, including the level of risk it finds acceptable for a given credit product.
The winners in categories not included at the recent Sports Emmy awards: Best Crawl Scores, to CNN Headline News, which pioneered the highlighting of winners in yellow; Most Unfortunate Name Association, to George Michael (Sports Machine), who risks being confused with the singer recently arrested for lewd conduct; and the Brett Haber Disappearing Act Award, to former NBC play - by - foreplay man Marv Albert.
The health risks associated with formula feeding for premature infants include increased incidence of necrotizing enterocolitis, 5 delayed brainstem maturation, 6 decreased scoring on cognitive and developmental tests,7 - 10 and decreased visual development.11, 12 Thus, human - milk feeding of premature infants is desirable, and effective strategies to increase breastfeeding rates in this population are needed.
Moreover, although this reduced the power of the multivariate analysis, the increased risk of low MDI and total IQ scores associated with a shorter duration of breast feeding persisted after adjustment for each of the confounders, including the Raven score.
The plant's emissions, which include two carcinogenic chemicals, account for nearly half the county's risk score.
Goodyear's risk score is higher than the combined scores of the 10 worst - polluting companies operating in the Tonawanda area, including Tonawanda Coke.
Prostate cancer risk groups are assigned based on the prostate biopsy results, which include the Gleason score (GS)-- an indication of how aggressively the tumor cells may behave — and the prostate specific antigen (PSA) level in the patient's blood at the time of diagnosis.
After accounting for age, coronary calcium score and cardiovascular risk factors including diabetes, high blood pressure and high cholesterol, women using hormone replacement therapy were overall 30 percent less likely to die than those not on hormone therapy.
Those whose parents made it to 85 scored higher on a variety of factors, including a combined measure of heart health called the Framingham risk score, which takes into account age, cholesterol, blood pressure, hypertension and cigarette smoking.
One possible explanation included in the study: The women with lower inflammation scores were more physically active as a group and therefore were at a slightly greater risk of falls.
The new risk tool includes such factors; the Framingham and SCORE calculators do not.
Researchers examined data from a total of 1,577 participants (aged 12 — 21 years, 57 % male / 43 % female), that included information on cannabis use, brain imaging results, and polygenic risk score for schizophrenia.
SEATTLE, Feb. 05, 2018 (GLOBE NEWSWIRE)-- NanoString Technologies, Inc. (NASDAQ: NSTG), a provider of life science tools for translational research and molecular diagnostic products, today announced the publication of a landmark study in which Danish researchers used the Prosigna ® Breast Cancer Assay risk of recurrence (ROR) score to accurately predict rates of 10 - year distant recurrence (DR) of cancer in a comprehensive and population - based cohort including all postmenopausal women in Denmark with early - stage hormone receptor (HR)- positive, Her - 2 negative breast cancer who received 5 years of adjuvant endocrine therapy according to nationwide guidelines between 2000 and 2003.
The results suggest that elevated plasma levels of inflammatory biomarkers, including complement proteins, associate with polygenic risk scores in AD, further strengthening the link between genetic and biomarker disease predictors and indicating a potential role for these markers in disease prediction and patient stratification in AD.
The power of our biomarker panel to provide accurate risk prediction will continue to improve as we include additional biomarkers and build novel risk scores based on large population cohorts.
Measurements include the Omega - 3 Index and Omega - 3 score to assess for heart disease risk, the ratio of Arachidonic Acid (AA) to Eicosapentaenoic acid (EPA) as a marker of inflammation, total Omega - 3 fatty acids, total Omega - 6 fatty acids along with mono - unsaturated fatty acids, trans fatty acids and saturated fats.
The study examines the impact of winning a school choice lottery on dropout rates and crime for groups of students with different propensities to commit crimes, using an index of crime risk that includes test scores, demographics, behavior, and neighborhood characteristics to identify the highest - risk group.
But since these analyses also introduce risks of bias (principally by including the kindergartners for whom no baseline scores were available), the results in Figure 2 are inferior to the results provided in Figure 1.
Lastly, a small University of California, Los Angeles study found that students who attended high - performing charter high schools had higher test scores, were more likely to stay in school and less likely to engage in high - risk behavior including binge drinking, drug use (other than marijuana) and unprotected sex.
With all the information they obtain from creditors, credit bureaus generate your credit report which includes a credit risk formula by which your lenders obtain your credit score.
It is a great place to learn about building your credit history, and getting your credit reports and scores; using credit, including credit cards, loans, and interest rates; the risks of using more expensive credit options like payday loans and car title loans; and managing debt — from better budgeting to dealing with debt collectors.
Default risk can be gauged using standard measurement tools, including FICO scores for consumer credit, and credit ratings for corporate and government debt issues.
(A credit risk score may also be included when your report is provided to a credit grantor, although it is not included on consumer review reports.
With increasing distance from the underlying asset these actors relied more and more on indirect information (including FICO scores on creditworthiness, appraisals and due diligence checks by third party organizations, and most importantly the computer models of rating agencies and risk management desks).
In related research, Viviani, Revelli, and Fall (2015) studied a short history that covers the global financial crisis, from 2006 to 2012, and concluded that companies with better social responsibility scores, including those linked to human resources, as provided by Vigeo Eiris, had lower downside risk during this period based on Value - at - Risk statistrisk during this period based on Value - at - Risk statistRisk statistics.
The Business Credit Risk Score, Early Default Score, Business Delinquency Score and the Business Delinquency Financial Score include the option of using personal credit data and commercial credit data.
Credit card companies decide whether or not someone is a «good risk» for credit by examining a number of factors, including one key factor: the credit score.
«None of the credit bureau - based risk scoring systems [used by the mortgage industry] consider at this time series / trended data, but if you and I have this conversation next year at the same time, I could almost guarantee you that we would have heard about one of them starting to use it,» said Ulzheimer, whose previous experience includes work at FICO and credit bureau Equifax.
Based on the fairly recent upgrade to the FICO scoring model, FICO 8, the Mortgage Score includes a formula that focuses on items that might indicate that a borrower might be at risk for walking away from a home in what has become known as a «strategic default.»
While more traditional financial institutions prioritize credit scores when evaluating borrower - risk, Earnest looks at other factors including education, income, and employment.
«And while many lenders use FICO scores to help them make lending decisions, each lender has its own strategy, including the level of risk it finds acceptable for a given credit product.
Some screens compile this information via a questionnaire with numerical scoring (such as the Fish Invasiveness Screening Kit), while others assemble the data qualitatively (e.g. Ecological Risk Screening Summary, which has been used by the U.S. Fish and Wildlife Service to assess many species, including the 43 in the aforementioned petition).
In general, the credit limit you are given for a specific credit card will be based on several risk factors important to the issuer, including your credit score and income, as well as the card's intended demographic.
Credit scores are used by lenders — including credit card issuers and mortgage lenders — to predict the risk of a borrower not repaying their loans.
TruSolar consortium participants including Distributed Sun, Standard & Poors, DuPont Photovoltaic Solutions, and Assurant are working to develop a standardized risk assessment model and scoring system for solar energy projects, the aim being to raise banks and investors» comfort levels with commercial and industrial solar energy projects and thereby stimulate increased lending and investment.
Advising on any significant matters of risk including providing guidance on legal provisions, limitations of liability provisions, bid evaluation and scoring process and methodology and any other significant areas.
The visualisations provided in the ThoughtRiver dashboard include risk scoring; clause scoring; and risk heat maps and gauge graphics, which help contracting teams to communicate risk information in a far more compelling and engaging way.
With years of combined experience as academics, consultants, and regulators in financial economics, CRA's financial economics experts have been retained as consulting and testifying experts in a wide variety of financial economics regulatory, consulting, and litigation matters, including fair lending compliance, credit risk, automobile lending, credit cards, debit cards, credit scoring, interchange fees, mortgage lending, international mortgage markets, and securitization.
Other risk factors include your geographical location, where you park your car, how often you drive your car, your gender and even your credit score.
That risk profile includes driving specific data like the make and model of your car and your driving record, but it also includes personal factors that are less directly related to your driving record, including your age, your credit score, and your zip code.
Cheaper home insurance comes from managing the risk associated with the home, including making the home safer and managing your own credit score.
Some other factors that increase insurance premiums include younger drivers, single marital status, previous driving offenses, higher risk employment, and a bad credit score.
Applications include intelligent address clustering, transaction risk scoring, «disentangling» bitcoin mixers, and more.
Only enlisted military personnel and military general scored higher in a measurement of 11 stress factors, including whether your life and the life of others is at risk.
Conduct Risk Based Testing (RBT) including change controls and re-assess the RBT scores and align with Team.
* Investment Bank expertise includes Broker - Dealer operations, Risk Scoring, Collateral & Limits Management, Performance Measurement, and Portfolio Attribution.
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