Now I have another fund which is in P2P funds which is higher
risk than a deposit account but then gives me a better return and is less subject to market fluctuations and it would be the place I go to for loss of job level emergencies say 6 months of salary, this takes a bit longer to access but given I have the above emergency fund I have given myself time to get the money from the P2P account.
Not exact matches
It all has to do with the near explosion of one of China's notorious wealth management product s — pools of allegedly low
risk securities that return one average 2 % more
than bank
deposits.
It offers the potential to earn more money
than, say, a bank certificate of
deposit or a money market account, and the index options give the client some flexibility in how much downside
risk there will be.
Products that are traded on margin carry a
risk that you may lose more
than your initial
deposit.
However, please bear in mind that volatility increases your potential
risk as well as your potential reward, and you can lose more
than your initial
deposit.
«When it comes to increased health
risks, where fat is
deposited in the body is more important
than how much fat you have,» says Duke exercise physiologist Cris Slentz, Ph.D., lead author of the study published in the American Journal of Physiology.
Debt funds invest in fixed income instruments such as Corporate and Government bonds, are lower -
risk investment options for those looking for better interest rates
than their bank's savings accounts / fixed
deposits.
Since you can never
risk more
than you have in your account, your losses can not exceed
deposits.
A certificate of
deposit or CD is designed to offer you a higher interest rate
than a regular savings account without putting your money at
risk.
If one has bought a bond with few years left for maturity and if the yield to maturity (YTM) when the bond was bought was greater
than risk free rate (government
deposit rates), would it be ideal to...
For example, there is the
risk of margin calls and losing more
than your initial
deposit.
These carry higher
risk than bank
deposits.
Here are five lower
risk investments to discuss with a wealth adviser in order to earn more yield
than a typical bank
deposit account.
From the investor's perspective, money market instruments represent a liquid, low -
risk investment that generally offers a higher yield
than bank
deposits.
So I want to invest in more return scheme
than normal fixed
deposit interest at same time I can't take much
risk.
The stock market has, over time, consistently provided investors with higher returns
than «safer» investments like certificates of
deposits and bonds — but there are also
risks because buying stocks means acquiring an ownership interest in companies.
Products that are traded on margin carry a
risk that you may lose more
than your initial
deposit.
You can use it anywhere, and the cash
deposit you need to open the card reduces lending
risk, making them easier to qualify for
than unsecured accounts.
Renters with low credit scores may be charged a higher initial
deposit than those with high credit scores because there is a perception that financial troubles add increased
risk for landlords.
Looks like it will be a lot more
than 10 % now... You're proving my point really — I didn't bother check Cyprus
deposit rates, because if they were paying significantly off - market rates (7 - 8 % vs. a 1 yr USD LIBOR of 0.74 %!?!) that's an even more obvious reminder to depositors of the
risks involved.
Or, worse yet, get approved for the mortgage only to realize it is a few hundred dollars more
than you were expecting and now it is too late to pull out of the deal or you
risk losing your
deposit money.
Funding: More
than one executive told us they spend a lot of time thinking about funding; one CEO suggested his bank's biggest earnings
risk was on the
deposit - side (i.e., that funding costs rise faster
than asset yields)
Likewise, utilities tend to be
risk - averse, and will usually require a
deposit to get an account if your credit score is less
than good — although in truth, some will demand one either way.
Those are attractive rates, but just so we're clear, there are more
risks with Lending Club investments
than there are with bank certificates of
deposit.
Other agents stick to their guns on this subject and claim that it's not wise to make more
than one offer, due to the
risk of losing your earnest money
deposit.
Corporate bonds usually offer higher yields
than government bonds or certificates of
deposit, reflecting higher
risk.
China faces bigger air pollution
risks since its shale gas
deposits generally contain more poisonous hydrogen sulfide
than U.S.
deposits.
If they say you owe more
than your security
deposit and you don't pay, they can sue you for the balance, knowing that they face a
risk of paying your legal fees if they lose, but will get their fees if they win.
If they charge your security
deposit and you don't think you owe it, you would have to sue them for a return of the part of your security
deposit you don't owe, knowing that you face a
risk of paying their legal fees if you lose, but will get your fees if you hire a lawyer and win (caveat: there are more nuances to fee shifting in the U.K. courts
than I spell out here which are rather technical).
Further, in leveraged trading and margin trading, since the transaction amount is larger
than the amount of virtual currency or margin that a customer
deposits with the Company, there is a
risk that customers will incur losses greater
than the amount of virtual currency or margin.
Products that are traded on margin carry a
risk that you can lose more
than your initial
deposit.
By adding a FLISP subsidy as
deposit or as a direct injection into the bond, it immediately reduces the financial
risk for the lender and makes the applicant a «safer bet»
than before.
Is it just «easier» to do without a security
deposit and leave yourself open to that
risk rather
than the potential for a lawsuit if you don't follow one of the many, many, many rules around the
deposit?
He added that in a fully private market, financial institutions with FDIC - backed
deposits would focus more on optimizing their profits in a noncompetitive banking industry, and potentially fostering new, risky mortgage products that place taxpayers at
risk, rather
than products that would be in the best interests of consumers and the nation's economy.