Sentences with phrase «risk than funds»

As we're taking less risk than these funds it's harder to do this in an up market (as May was), than a down one.

The fund concentrates its investments in one region or in one sector and involves more risk than a fund that invests more broadly.

Not exact matches

Alternative ways of raising money are increasingly available, and crowd - funding has for instance raised more than # 1 billion for UK small and medium - sized enterprises last year.Of course, don't forget to inquire about the regulation in place in your country, and get professional advice to mitigate risk.

Generally speaking, they're more risk - averse than U.S. funds.

In the real world: Pembina claims actual reclamation costs could be 24 times higher than the funds available in the EPSF — leaving Albertan taxpayers «vulnerable to major financial risks.»

«The burden of proof is greater for a focused fund, as it's trickier to balance the risks in a 20 - stock portfolio than a 90 - stock one,» he says.

Non-bank lenders are more willing to accept risk, so the odds of getting funded are better than they would be at a bank.

Beyond then, we expect the company to sustain credit measures that are consistent with its intermediate financial risk profile, characterized by fully adjusted debt to EBITDA of 2.5x - 3.0 x, funds from operations to debt of more than 25 %, and EBITDA interest coverage of more than 5.0 x.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

The studies conducted in the late 60s that suggested fat intake was a greater risk factor for heart disease than sugar consumption were actually funded by the Sugar Research Foundation, according to a new analysis published Monday in JAMA Internal Medicine.

Tyler Lessard also quit last year as RIM's vice-president of BlackBerry Global Alliances and is now the chief marketing officer at Fixmo Inc. in Toronto, a mobile risk management company that attracted more than $ 23 million in funding last year.

The Justice Department argued that it violated the Civil Rights Act, putting the state at risk of losing more than $ 1 billion in federal funding.

Global growth has slowed more than investors had previously anticipated and political risk has risen; yet over the past four years flows into emerging markets funds have remained very strong despite their underperformance.

«For example, a bond fund may borrow and take on leverage in order to show a higher return but has significantly higher risk than a retiree may want in an income portfolio.»

While core funds are more at risk than shorter - dated bonds, «a core bond fund can still play a very constructive role in a diversified portfolio,» says Toms.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

LUSARDI: Question three has to do about risk diversification: «Do you think the following statement is true or false: buying a single company stock usually provides a safer return than a stock mutual fund.»

Because the Global Resources Fund concentrates its investments in specific industries, the fund may be subject to greater risks and fluctuations than a portfolio representing a broader range of industrFund concentrates its investments in specific industries, the fund may be subject to greater risks and fluctuations than a portfolio representing a broader range of industrfund may be subject to greater risks and fluctuations than a portfolio representing a broader range of industries.

Because the Fund may invest its assets in companies in a specific region, including Europe, it is subject to greater risks of adverse developments in that region and / or the surrounding regions than a fund that is more broadly diversified geographicaFund may invest its assets in companies in a specific region, including Europe, it is subject to greater risks of adverse developments in that region and / or the surrounding regions than a fund that is more broadly diversified geographicafund that is more broadly diversified geographically.

For most investors it probably doesn't make sense to invest any further out than intermediate bonds or bond funds (10 year maximum maturity) to lower the risk of large losses.

Because the funds concentrate their investments in specific industries, the funds may be subject to greater risks and fluctuations than a portfolio representing a broader range of industries.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Mutual fund investors need look no further than what happened to stock investors before Reg FD to get a sense of the risk here.

«Any plan that includes a sponsor's own proprietary funds that have higher fees than their class or are not at the top ranking of performance for their class is at particular risk [of a suit],» said attorney Carol Buckmann of Cohen & Buckmann in a recent blog post.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

This type of investment isn't as low - risk as say, a bank CD, but it can help you generate some extra money for your retirement fund sooner than you think.

Financial Aid: In 2017, for the first time ever, America's public universities received more revenue from tuition than they did from tax dollars — a funding model that places a higher burden on students and their families and risks widening economic inequality, even as the population of would - be students becomes more diverse.

Offering periodic redemptions rather than daily redemptions gives the fund the opportunity to invest in assets that may be considered more illiquid in nature and higher risk, and therefore more suitable to long - term investors.

I am more into indexfunds than into individual funds due to the lower associated risk.

Strategic Growth is a risk - managed growth fund that is intended to accept exposure to U.S. stocks over the full market cycle, but with smaller periodic losses than a passive buy - and - hold approach.

The fund will be more susceptible to these risks than other funds because it may concentrate its investments in a limited number of issuers and currently focuses its investments in particular sectors.

Even so, as long as the yield on the preferred is higher than the Treasury's funding costs, the favorable terms will represent an insufficient risk premium but not a loss to the public.

As savers, pension funds and insurance companies sought relief from the pain of low interest rates, the issue now is «whether they ended up taking up risks that were greater than they realized,» said Donald Kohn, the Fed's former vice chairman under Bernanke.

The lawsuit also cites a Government Accountability Office (GAO) report that found retirement plans investing in hedge funds are also exposed to greater operational risks than presented by traditional investments.

For example, a risk index of 1.30 for a fund indicates that it is 30 % more volatile than the typical fund in its category and should therefore have a higher return than average.

Funds have greater risk than diversified common stock fFunds have greater risk than diversified common stock fundsfunds.

But for a huge media conglomerate like Disney, even that kind of success isn't enough, especially when Disney knew that a licensing model would mean higher margins and less risk than running an internally - funded effort that shoulders responsibility for marketing, distribution, toy production, physical inventory, and a 300 - person game development studio.

So the risks here are higher than investing in a blind pool venture capital fund.

Investors typically own short - term bond funds as a low - risk vehicle to preserve their principal, so losses in this segment tend to be more upsetting than a downturn in investments such as stock funds where volatility can be expected.

Ten million randomly picked portfolios performed better over four decades, once the risk taken was considered, than an index based on the size of the companies included on it, which is how tracker funds select shares.»

Lower duration TIPS funds» headline yield level may be lower, but their portfolio impact may be more beneficial than broad - based TIPS because they require less duration (risk) to earn that yield,» added Mazza.

Yes the Index - linked fund is more susceptible to interest rate risk than the regular bond fund, but not by the nature of it being a linker, it's because the average duration is longer.

The low interest rate environment may also have encouraged a shift in investments towards hedge funds as, in the past, hedge funds have achieved higher average returns than traditionally managed investments, albeit in exchange for greater risk.

A hedge fund business» biggest risk is a run on the fund which often triggers a downward spiral (a fund may still become a family office in the end, but they will be a smaller one than had they insured.)

Yet, more than $ 2 trillion remains in the hands of financial - engineering strategies pegged to low volatility, including volatility - control funds, risk parity, risk premia, and long - equity - trend following.

If you want to mitigate risk, place investment decisions like buying and selling stock in the hands of a professional, diversify easily and inexpensively, and take advantage of using more than one style in a single asset, mutual funds may be for you.

Rather than funding an entire project upfront and risk losing the entire investment if the company's strategic plan and actual results do not parallel each other, the VC has the «safety net» of incremental funding, which offers a level of assurance that precise objectives will be met before the VC takes more financial risk.

Based on analysis of more than 90 private equity funds, the IFC observed that the risks associated with minority stakes in companies could be managed effectively.

Competition risk: The startup may face competition from other companies, some of which might have received more funding than the startup has.