Sentences with phrase «risk than structures»

«There may be as many as a million structures that fall within this category, which means that they're especially low - lying and at greater risk than structures, for example, that comply with the flood insurance program's sort of implicit land - use management criteria.»

Not exact matches

Risk Management Solutions Inc., an insurance consultant based in the East Bay, said this week that the economic loss would total $ 3 billion to $ 6 billion in the five hardest - hit counties: Sonoma, Napa, Solano, Lake and Mendocino, where more than 5,000 homes and other structures were destroyed.

For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (like health insurance) as business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

They entail significant risks that can include losses due to leveraging or other speculative investment practices, lack of liquidity, volatility of returns, restrictions on transferring interests in a fund, potential lack of diversification, absence and / or delay of information regarding valuations and pricing, complex tax structures and delays in tax reporting, less regulation and higher fees than mutual funds.

Scientists oriented toward socialism or Marxism (e.g., Bernal, Needham, Haldane) have complained that within capitalism the direction of science has been determined by corporation profits rather than the public welfare.5 The solutions they offer stress political controls, which run the risk of imposing particular ideologies on the structure of science.

Parties still treated ethnic minority's as «bloc votes» to be targeted, it added, claiming that «engaging solely with leading figures within traditional clan - type structures or religious institutions can be divisive and risk creating «community gatekeepers» rather than real engagement with voters».

When you go to earthquakes, you see that the risk depends on so much more than just the structures and buildings.

A: When you go to earthquakes, you see that the risk depends on so much more than just the structures and buildings.

This not only forces you to move around rather than fortify yourself inside a structure, but also encourages you to take risks so that you can clear the waves as quickly as possible.

YA seems no longer bound by strict genre lines or pegged below a certain benchmark of quality — Kephart noted that YA novels are taking «more risks than ever with voice, structure [and] form,» and Weiss argued that the generally high quality of YA writing, coupled with increased interest on the part of adults, is facilitating a «leveling of the difference between high and low culture.»

«These new listings build on our successful suite of low volatility ETFs and are structured to help manage the highs and lows of the markets,» says Kevin Gopaul, Chief Investment Officer and Senior Vice President, BMO Asset Management Inc. «Our unique methodology seeks to provide investors with lower risk than the broad market while still offering growth opportunities.»

Common stock is subordinated to preferred stocks, bonds and other debt instruments in a company's capital structure, and therefore will be subject to greater dividend risk than preferred stocks or debt instruments of such issuers.

In general, average retail investors reach for yield at the wrong time, and Wall Street is more than happy to facilitate that through structured notes and other high yielding investments where the risk is greater than the excess yield.

Sure, you might think that a leveraged capital structure is more optimal than an unleveraged capital structure, but it's only a transaction that transforms the risk profile of the investment.

An Investment Plan can be formulated using the Core Satellite approach that ensures structure, rigour, process, appropriate capital allocation and personalised risk management according to a prepared plan rather than deferring to gut feel and social defaults, such as balanced mutula / managed funds where 75 % of workers» long - term core investments reside.

While some structured products have a much shorter timeframe, for example, 1 to 2 years, capital may be at risk rather than protected.

But I view the recent passive hedging fee structure change as pretty much just that — i.e. a fee structure change — with management emphasising «we expect that these performance fees will more than offset the reduction in management fees over the longer - term» (albeit, they also highlight a potential timing / transition risk).

Some structured products offer protection of the principal — when held to maturity, subject to issuer credit risk, thus offering a lower risk than investing in the underlying asset directly.

Hoffmann's «Other Primary Structures» recreation arguably ran the risk of reinforcing the dominance of US minimalism as an art - historical category, rather than challenging or complicating it.

Our team of specialist brokers have access to no less than 40 capital and risk management providers at our and our ability to create tailored finance and / or risk management structures for a client are almost endless.

& P. R. Co. v. Cole, 251 U. S. 54, 56 (1919)(upholding against due process challenge Oklahoma Constitution's assignment of contributory negligence and assumption of risk defenses to jury's unreviewable decision; Court recognized State's prerogative to «confer larger powers upon a jury than those that generally prevail»); Minnesota v. Clover Leaf Creamery Co., 449 U. S. 456, 479 (1981)(STEVENS, J., dissenting)(observing that «allocation of functions within the structure of a state government» is ordinarily «a matter for the State to determine»).

(a) malfunction of mechanical equipment and recreational apparatus under the control of or maintained by the operator, including vehicles, other than that resulting from misuse by a user; (b) unsafe operation of mechanical equipment or recreational apparatus, including vehicles, by the operator or its employees; (c) unsafe aspects of the structure and condition of an indoor recreational facility that directly affect the safety of users when actually engaged in a recreational activity for which the recreational facility is designed or intended; (d) failure by the operator of an outdoor recreational facility to maintain commonly accepted conditions or standards of demarcation, signage, lighting, and monitoring of user activity, for outdoor recreational facilities of comparable size and type; (e) unfitness for normal use, at the time of supply or rental, of equipment or apparatus supplied or rented for use in connection with a recreational activity; (f) conduct of the operator's employees, acting in the course of their employment, that results in personal injury to or death of a user from the sources of risk referred to in paragraphs (a) to (e); (g) breach by the operator, or by an employee of the operator, of a specific statutory duty or regulatory requirement relating to safety in a particular recreational activity.

If your dispute can be reconciled, I will work to set up sustainable agreements and structures for your business, but if your situation is irreconcilable, the dissolution of your company may put more than just relationships with stakeholders, suppliers and customers at risk.

It is far easier to simply spy on citizens than to create the sort of social structure or foreign policy that would reduce the long - term risk of terrorism and crime.

On behalf of the more than 9,000 members and 6,000 firms represented by the Association of Legal Administrators (ALA), we believe the benefits of alternative business structures as described in the issues paper outweigh any potential risks.

In less profitable years, if an insurance company sustains more claims and losses than anticipated then they may have to review their insurance premium structure and re-assess the risk factors in what they are insuring.

Our pension risk transfer team has been supporting clients for over 35 years and our customer service area services more than 60,000 structured settlement annuitants annually.

These structures pose risks for insurance companies that newer homes don't, and insuring one of these classic buildings is sometimes a tricky process and may necessitate the purchase of an HO - 8 policy, designed specifically for older structures, rather than an HO - 1, 2, 3, or 5 policy.

Financial Services Specialist — Duties & Responsibilities Recruit, train, and direct customer service, sales, and administrative personnel ensuring profitable operations Study internal literature to become an expert on products and services Develop and manage varied financial portfolios for more than fifty clients Generate record sales of financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization structure, workflow, team metrics, and client database Responsible for financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and positivity

One respondent cautioned against using the corporate structure of a PBC for anything other than holding native title, such as commercial enterprise, because although the NTA protects native title rights and interests held by the PBC from liability incurred by the body corporate, the non-native title assets of the PBC, of individual members and of the broader native title group could be at risk if the PBC was wound up for any reason.

People require protection from violent behaviour and alternative structures for prevention and punishment of violent behaviour which provide more than imprisonment with all its risks and consequences.

Structured Sales can eliminate this risk and provide some other great advantages in structuring the sale or disposition of real estate or other personal property so that the investor can defer the payment of their capital gain taxes over time rather than paying them all in the year of sale.

Banks often see these types of real estate investments as high risk, but private capital lenders recognize that the borrower is creating a more valuable property and are willing to structure the loan to fit the project, rather than making the project fit the loan.

Location matters, more than you think, but so do layout, structure, depreciation, risk and reward.