The investor who rebalances back to 50/50 is readjusting their risk profile to account for the fact that they are now exposed to more stock market
risk than their profile originally designed for.
Not exact matches
Although European investors have, historically, been more
risk - averse
than Americans, that perception may be changing as more high -
profile companies see successful exits, and their founders reinvest in the local startup ecosystem.
We believe the Statoil acquisition strengthens the company's business
risk profile by adding an established, profitable c - store and fuel retailer with a strong market share of more
than 30 % in the mature markets of Sweden, Norway, and Denmark with good growth prospects in riskier, more fragmented Eastern Europe.
Beyond then, we expect the company to sustain credit measures that are consistent with its intermediate financial
risk profile, characterized by fully adjusted debt to EBITDA of 2.5x - 3.0 x, funds from operations to debt of more
than 25 %, and EBITDA interest coverage of more
than 5.0 x.
Because banks and other lenders shy away from borrowers with less
than a 25 % down payment as higher -
risk clients, mortgage insurance gives people with smaller down payments a better
risk profile.
We questioned the downward
profile of this adjustment, arguing that
risks / uncertainties increase over time rather
than decline and that larger and increasing adjustments for
risk should have been made.
One warning to note: Blooom doesn't use your
risk profile or future goals, other
than your desired retirement date, to create an asset allocation.
Scaling our positions in proportion to the market's expected return /
risk profile, based on prevailing conditions (rather
than trying to forecast market turns), is the essential practice.
the market capitalization spectrum (small - cap stocks tend to have greater
risk - return
profiles than larger, more established companies);
Level term policies are usually more affordable since premiums can vary based upon factors other
than age, and the insurer can better price your
risk profile.
«Return
profiles that are asymmetrical (small possible loss, big possible gain) are better
than symmetrical
risk / rewards» Paul Singer
Furthermore, in the press release, Moody's lead analyst for GE stated that GE's industrial operations still have many Aaa - like credit characteristics and that the downgrade has more to do with Moody's view of the
risk profile for GECC rather
than risks related to the parent company.
But in doing that I would implicitly be claiming that Europe and the US would have a better
risk / return
profile than the rest of the world.
An overvalued market with uniformly favorable market action has a dramatically different return /
risk profile than an overvalued market with deteriorating market action.
The statement that began with the word «Unless» in the first paragraph is enormously important — because that distinction captures the primary lesson of our own awkward transition from 2009 to mid-2014 in our methods of estimating market return /
risk profiles (see A Most Important Distinction, and A Better Lesson
than This Time is Different).
Basically, a Market Climate says «when these conditions were historically true, here is the set of returns that the market had - some are positive, some are negative, but look, the average return /
risk profile is different in this Climate
than in the other ones.»
Keep in mind that HASI's has maintained a more predictable dividend growth
profile than the mREIT peers, so from a
risk / return perspective, I consider HASI's platform more appealing.
Consumption of a Functional Oil Rich in Phytosterols and Medium - Chain Triglyceride Oil Improves Plasma Lipid
Profiles in Men: Functional oil blend of medium chain triglycerides, Omega 3s (found in flaxseed and cod liver oils), and plant sterols (found in hi - oleic sunflower oil) is more effective
than olive oil in reducing
risk of cardiovascular disease in men.
Other
than Durant, actually, he has the lowest downside
risk of anyone on the list because of his age and injury
profile, excepting the broken leg none of us will ever forget.
The identity of the fourth signing has yet to be revealed, but in a summer in which the «Special One» is overseeing big changes at the club, it is more
than likely to be another high -
profile player as opposed to Lozano who would be a
risk at this point given that he's still raw and yet to prove himself at a high level.
Home births have a lower
risk profile than hospital birth, meaning that mostly low -
risk women CHOOSE home birth.
«Home births have a lower
risk profile than hospital births, with fewer births to teenagers or unmarried women, and with fewer preterm, low birthweight, and multiple births» (source: http://www.cdc.gov/nchs/data/databriefs/db84.htm
Steve: And that manifests in that you have excessive
risk - taking behavior or, specifically related to the drinking behavior, you might need to drink more before you get the same effect
than somebody who doesn't have that genetic
profile.
Avocados: More
than just the main ingredient in guacamole, avocados have beneficial effects on cardio - metabolic
risk factors that extend beyond their heart - healthy fatty acid
profile (Wang, 2015).
Despite the fact that AD is more common in African Americans
than Caucasians, the AD genetic
risk profile for African Americans is more poorly understood.
Tea drinkers had the reverse
profile of coffee drinkers, with consumers having a better CV
risk profile than non-consumers.
The researchers found that coffee drinkers had a higher CV
risk profile than non-drinkers, particularly for smoking.
An important aspect of the study is that participants had a higher -
than - expected rate of adverse events due to their high
risk profile.
This trend may partly explain why, in general, women show better insulin sensitivity and overall more favorable cardio - metabolic
risk profiles,
than males if normoglycemic.
HPV - related head and neck cancer has a unique
risk factor
profile, and a more favorable prognosis
than tobacco or alcohol induced HNSCCA.
«Especially when compared to other things like knee replacement or a big orthopedic surgery or microfracture or a laminectomy, the
risk profile of this is far less
than all of them.»
«The whole
risk profile needs to be taken into consideration for primary prevention because we are committing a person to taking the medication for more
than 20 years.»
Pomegranate Keeping a much lower
profile than the the goji berry but nutritionally possessing a very good
profile indeed, the pomegranate is high in vitamin C, B5 and, most important of all, polyphenols called ellagitannins, which several studies suggest may help to reduce cholesterol levels and other heart disease
risk factors.
For this research, the scientists analyzed data like cholesterol, blood pressure, BMI, blood sugar, diet and exercise, alcohol intake, and tobacco use from more
than 3,000 of the individuals to determine healthy lifestyle factors and a low cardiovascular disease
risk profile.
«What better way to identify a patient's
risk for cancer other
than with their genetic
profile?»
But Lawn added that while ayahuasca appeared to have a better side effect «
profile»
than classic Western psychedelics such as LSD or magic mushrooms, taking the drug is not without
risk.
When you talk about more
than just romance, whether on your
profile or in a first contact email, you run the
risk that the reader will start to back away.
Indie games are often more laid back
than full retail games, but the appeal of indie games to me is the fact that these developers seem to be more willing to take
risks that high
profile developers shy away from.
Apartment dwellers present a different
risk profile than other applicants.
XSI offers investors a fixed income solution that may deliver a more balanced
risk profile of credit and interest rate
risk than the traditional Canadian bond universe.
Yet we believe equities offer a better
risk - reward
profile than credit given their potential for greater upside in returns and more balanced downside
risks.
A customer making charges for a vacation may have a different
risk profile than someone charging their groceries, or maximizing cash advance limits on the account.
Because of its subordinate position, the mezzanine loan assumes a higher
risk profile than senior debt but retains a less risky position
than preferred equity.
The problem is that these well - intentioned actions really changed the
risk profile of the borrowers — recent data compiled by HUD demonstrates that borrowers who have nothing of their own invested in their homes are far more likely to walk away from their mortgages
than those with similar socio - economic
profiles who put even 2 or 3 percent into their house purchase.
The
risk metrics for the fund is healthy with standard deviation at 3.36 that is better
than peers having similar
profile.
Those that invest in non-senior loan tranches get an enhanced yield, but they face a different
risk profile than most corporate bond investors.
I want to follow my own
risk profile in picking investments, rather
than implicitly take on the average
risk profile of the overall market at that particular moment.
You define the asset allocation based on your
risk profile, time to retirement, etc., then you periodically sell the shares of the investments that have grown faster
than the rest and buy more shares of the investments that are relatively cheaper.
This touches on something that's seldom remarked upon: The ROI may be better if the money is used for investments
than to pay off the mortgage, but the
risk profile is entirely different.
If so, it seems that they would have a higher
risk profile than buying and holding the underlying bonds to maturity.