Sentences with phrase «risk to the insurance company due»

It is important to note, however, that because the applicants who purchase no exam life insurance are often considered to be a higher risk to the insurance company due to their age and / or health, the premium that is charged for this coverage is usually higher than the cost of a comparable plan that has medical underwriting.

Not exact matches

However, Pollack claims that the decision to launch with SpaceX was made due to malfunctions that occurred in launches in Kazakhstan in the past few years and due to advice that the company had received from insurance firms to avoid taking risks.

Trade credit insurance is a multifaceted business tool for any company that sells goods or services on credit terms and is exposed to the risk of non-payment due to a buyer's insolvency or failure to pay within the agreed terms and conditions.

«If circumstances change due to global warming that alter the level of risk, insurance companies need to be free to reflect that risk,» says David Snyder, vice president and assistant general counsel for the American Insurance Associatiinsurance companies need to be free to reflect that risk,» says David Snyder, vice president and assistant general counsel for the American Insurance AssociatiInsurance Association (AIA).

For a pension scheme or an insurance company, one reason to cede risk is uncertainty around the exposure to this risk, particularly due to the systematic nature.

Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).

As the table above shows, the percentage mix of bond types varies between the different insurance company types due, in part, to duration management and risk appetite.

Open - ended Funds / Mutual Funds: They can face redemption pressure due to seemingly - unrelated risks, just like the insurance companies

I'm not saying Berkshire has mispriced risk like several insurance companies in the last decade; instead, I'm just saying the market should discount Berkshire Hathaway slightly due to its opaque nature.

Hurricane Katrina is a reminder to the U.S. insurance industry, companies, governments and the general public that all are at risk from escalating losses from hurricanes and other weather - related events due to climate change resulting from the effects of global warming, according to a new report released by the Ceres investor coalition.

American General the company is a great fit for many, and especially clients dealing with pre-existing conditions that would categorize them as high risk life insurance, due to AG's liberal underwriting in contrast to other carriers.

This is simply due to the fact they do not have the experience with high risk life insurance and do not represent the proper companies.

This helps insurance companies reduce absorbing risk due to their lax underwriting on these policies.

Due to the fact that the insurance company is taking on more risk with a policy like this, premiums may be more expensive, but they will not change.

Admittedly, there are companies that don't want to write renters policies in the area due to the risk from the water, but Effective Coverage has coastal risk renters insurance specialists on staff to make it possible to get the coverage you need quickly and at an affordable price.

Other insurance companies are hesitant to provide coverage to vacant homes due to the many risks they face, so you may need to shop around for specialty coverage.

Due to the risk, your life insurance company wants to have as much information as possible about your health and lifestyle.

Travelers Can't Cancel Due to Increased Risk of Terrorism Threats of terrorism, even «imminent» ones, are not the same as a terrorist attack in the eyes of travel insurance companies.

After all, due to your older age life insurance companies are taking a greater risk when they agree to issue a policy to someone who is in your age group.

The insurance company considers the individual a high risk due to medical conditions or high risk activities they may engage in, such as sky diving or rock climbing.

With that said, smoker life insurance rates are higher due to the increased risk that the insurance company takes.

Losses Incurred (Pure Losses) Auto insurance companies face a lot of risk due to the amount of accidents that occur every day.

The trick to getting the best whole and term life insurance rates as a recovering alcoholic is (1) knowing which life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohinsurance rates as a recovering alcoholic is (1) knowing which life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohinsurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohinsurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohInsurance» policy due to a client's past alcohol abuse.

If you are considered a high - risk driver by insurance companies — due to a history of accidents, DUIs or a lack of driving experience - it might be a challenge to find coverage getting a regular auto insurance quote online.

Dune buggy or sand rail insurance is specialized, and due to the risks riders face, some insurance companies won't provide coverage.

Young motorists, who are under the age of twenty five, are considered a high risk segment of motorists by an Oregon car insurance company due to their lack of experience and their tendencies to engage in risky driving behaviors.

If an applicant poses more of a risk due to some medical reason, the life insurance company must charge a slightly higher premium to offset some of the risk.

If you are considered a high - risk driver due to a poor driving record, an insurance company can elect to insure you through the North Carolina Reinsurance Facility (NCRF).

This is due, in large part, to the consumer group's claim that it had clear evidence that Allstate, the nation's third largest auto insurance company, was basing its premiums on «marketplace considerations» rather than on driver risk.

Assigned Risk Auto Insurance, Nonstandard or High Risk automobile residual insurance markets (STATE AIPS»S & STATE CAIP»S) are made available in most states to assist licensed resident drivers unable to secure auto insurance through the preferred companies due to a their drivingInsurance, Nonstandard or High Risk automobile residual insurance markets (STATE AIPS»S & STATE CAIP»S) are made available in most states to assist licensed resident drivers unable to secure auto insurance through the preferred companies due to a their drivinginsurance markets (STATE AIPS»S & STATE CAIP»S) are made available in most states to assist licensed resident drivers unable to secure auto insurance through the preferred companies due to a their drivinginsurance through the preferred companies due to a their driving history.

Whether you are «high risk» due to a hazardous job or occupation, the dangerous activities or hobbies you engage in, are a smoker or have a health condition such as diabetes, high blood pressure, cholesterol, or bipolar disorder, you pose additional risk to the insurance company underwriting your contract.

20 year term life insurance is more expensive than 10 year term life due to the increased risk for the insurance company.

Due to the fact that the life insurance policy does not pay out until both the insured individuals die, the risk for the insurance company is statistically less — as a result, the premium paid for the second to die policy is cheaper.

Accidents Due to Hazardous Sports - There are very few travel insurance companies that cover risk associated with adventure sports, such as, bungee jumping, deep - sea diving, parasailing, etc..

Infinity auto insurance was created in 1950, with a special focus on insuring those who may have trouble getting insured by other companies due to a higher risk assessment.

Due to the higher risks of perils, some companies sell manufactured home insurance in some states but will not offer replacement cost value coverage in them.

Whatever is your way to buy an insurance plan, one thing I would like to tell you that please fill up the policy documents & forms yourself only with 100 % correct information, so that you can avoid the risk of policy claim rejection due to wrong data (Although you can file a complain against your insurance company if you have any issue with insurer).

Your inclusion in the high risk driver category can be due to numerous statistics that insurance companies collect in order determine your status as an «average driver.»

You are a higher risk to life insurance companies as you age due to illness and other factors.

They formed this company to insure each other when they were unable to purchase auto insurance through other companies due to the fact that members of the military were considered «high risk.»

For this reason, most insurance companies offer savings to customers who reduce their risk of damage and loss due to a fire.

This means that the insurance company is doing its due diligence to assess your risk as an applicant.

Utah car insurance companies have the right to deny you coverage if they feel you are a high - risk driver due to factors such as a poor driving record.

Due to the increase in liability risk for rental properties, some insurance companies may not even offer this coverage, where others specialize in these types of business.

Women drivers are statistically proven to make fewer insurance claims than men, thus making them a low risk client for an investment company whose profits soar due to a lack of insurance claims.

For example, due to the fact that a guaranteed issue policy will generally cover an insured who has health issues, insurance companies will typically be taking on more of a risk with these particular insureds.

Today, there are many people who may be considered uninsurable by some life insurance companies due to their age, health, diabetes, smoking, DUI's, use of marijuana, high risk job or high risk occupation, etc..

Due to these higher risks, Virginia insurance companies quote mobile home insurance a bit like they quote car insurance - the home tends to depreciate in value over time, not unlike a new vehicle driven off a dealership lot.

Lots of factors are involved in the quotes offered by auto insurance companies and the quotes could vary widely from one company to another due to their individual assessment about the risks involved with your driving.

Idaho insurance companies take great care in selling auto insurance to drivers and other members in their households due to the high risk they are taking in the face of several traffic accidents and subsequent insurance claims.