Sentences with phrase «risk under the insurance»

This duty places a responsibility on the life assured to declare in utmost good faith, all material facts impacting the risk under the insurance policy.

Not exact matches

Proposed board reforms to Canada's deposit - taking institutions and insurance companies under the new guidelines include: appointing directors with relevant financial services experience; more board control over enterprise risk; enhanced director training, self - assessment and external reviews; and certain powers that allow boards to better direct and monitor management.

HNA and other big Chinese players like Anbang Insurance Group and Dalian Wanda Group are under pressure at home and abroad, as the authorities and investors worry about the risk these highly indebted companies pose to the broader economy.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

As savers, pension funds and insurance companies sought relief from the pain of low interest rates, the issue now is «whether they ended up taking up risks that were greater than they realized,» said Donald Kohn, the Fed's former vice chairman under Bernanke.

My CD portion of my passive income is my Risk Free portion where if all else fails, I still have the CD income producing $ 20,000 a year and guaranteed under FDIC insurance.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The authors wrote in their article that «extra consideration will need to be given to ensure that at - risk patients can obtain insurance coverage under the ACA.»

ARC initiative is supported under the InsuResilience, the G7 Climate Risk Insurance Initiative.

This underscores the importance of covering your ass, to the extent possible, with insurance and signed documentation of assumption of risk by the client, including explicit assumption of any risk of cardiovascular, ocular, pulmonary and cerebrovascular complications from exercising under Valsalva.

Filed Under: Electromagnetic Radiation, Uncategorized, Unseen Reality Tagged With: chemicals, electromagnetic radiation, endocrine, endocrine disrupting chemicals, exclusion, health, industry, insurance, insurance risks, reinsurance, risk, Swiss Re, technology, wireless, wireless technology

(e) The Contractor shall not make any allowance in the contract price for the inclusion of any premium expense or charge for any reserve made on account of self - insurance for coverage against any risk assumed by the Government under this clause.

However, they should also anticipate that their contract value will not normally increase in value to the same extent as the equity or bond markets during market upswings, simultaneously mitigating insurance company risk under the guarantee.

Borrowers with credit scores under 740 or 720 may want to compare their options for conventional and FHA refinancing, because while FHA loans require mortgage insurance, they do not have risk - based interest rates as conventional mortgages do.

Miami renters insurance protects you from both property risks and liability risks, as well as provides you with a defense to liability claims which would reasonably be covered under the policy.

For example, conventional mortgage borrowers with LTVs under 80 % do not have to pay for mortgage insurance, as the risk of defaulting is lower.

A surplus lines policy, also known as builder's risk insurance or vacant property insurance, is a policy written specifically for property that's under construction, and for risks that are not covered by standard insurance carriers.

It also means that while under the «builder's risk» rider any sewer back - up or water claim is not covered and you must adhere to all the insurance company's mandatory and suggested requirements, such as draining the water pipes and shovelling snow.)

The lawsuit alleges that the insurers breached two «all risk» New York property insurance policies, and an Agreement for Interim Payment under which the insurers made a non-refundable interim payment of $ 28 million to Lazare Kaplan in January of this year.

One final note — there is one medium - sized mutual insurer flying under the radar that I think its state regulator is unaware of the risks that it faces, and the rating agencies as well... it carries high ratings from all the main insurance raters.

Comprehensive insurance, mentioned under Risk # 3, covers this rRisk # 3, covers this riskrisk.

These risks are managed via the purchase of insurance, utilising instruments such as options; and ensuring the Fund is sufficiently diversified to cope under periods of market stress.

«The bottom line, if you own a dog, especially a big or high - risk breed, consult with your insurance agent or company to make sure you're covered under your homeowners or renters insurance policy,» he adds.

Filed Under: Blog Tagged With: bc home partnership program, christy clark, CMHC, divorce, high risk, mortgage, Mortgage Insurance, rental properties, separation

«This sounds reasonable, but as the Government Accountability Office reported in July, with risk - based pricing 43 percent of current FHA borrowers would pay the same or less under risk - based pricing, 37 percent would pay more, and 20 percent would not even qualify for FHA insurance.»

«A few days ago HUD announced that borrowers who refinance under the FHASecure program will face risk - based insurance premiums.

Also, the risk under the group insurance policy may be reinsured, in whole or in part, to a reinsurer affiliated with CIBC.

HUD places the obligation under the Special Risk Insurance Fund by agreeing to insure the property under this program, which is separate from the General Insurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund by agreeing to insure the property under this program, which is separate from the General Insurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage ininsurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund (which finances most of its single - family mortgage insuranceinsurance).

The property must be a acceptable risk under mortgage insurance rules and be in a reasonably viable neighborhood.

The land under your house usually isn't at risk from some of the major items covered by your homeowner's insurance, including theft, fire, wind damage, and other damages.

You need to use common sense and make sure doors and windows are locked, but also make sure your renters insurance policy has been updated with any particularly valuable risks that are under your tree.

Note: if your risk is not under control, no one will take you but a guaranteed issue life insurance company which we discuss in greater detail below.

Earthquake insurance only covers damage caused by the earthquake itself — fire and explosions resulting from an earthquake are already covered under an «all risks» policy.

Builders» risk insurance protects new buildings that are still under construction with «completed value» coverage — for the full value of the finished building.

At the risk of inspiring concern due the recently tarnished reputation of AIG, allow me to first point out AIG Life Insurance was never under scrutiny.

For instance, earthquake insurance only covers damage caused by the earthquake itself — fire and explosions resulting from an earthquake are already covered under an «all risks» policy.

They will take the higher risk because their butts are covered under the PMI insurance umbrellla... that's why you are paying mortgage insurance.

World Nomads offers insurance policies to travelers around the world, but relies on different underwriters — affiliated companies that assess risk and decide whether to provide insurance and under what terms — depending on a given client traveler's country of residence.

Air pressure changes, allergies increase, Alps melting, anxiety, aggressive polar bears, algal blooms, Asthma, avalanches, billions of deaths, blackbirds stop singing, blizzards, blue mussels return, boredom, budget increases, building season extension, bushfires, business opportunities, business risks, butterflies move north, cannibalistic polar bears, cardiac arrest, Cholera, civil unrest, cloud increase, cloud stripping, methane emissions from plants, cold spells (Australia), computer models, conferences, coral bleaching, coral reefs grow, coral reefs shrink, cold spells, crumbling roads, buildings and sewage systems, damages equivalent to $ 200 billion, Dengue hemorrhagic fever, dermatitis, desert advance, desert life threatened, desert retreat, destruction of the environment, diarrhoea, disappearance of coastal cities, disaster for wine industry (US), Dolomites collapse, drought, drowning people, drowning polar bears, ducks and geese decline, dust bowl in the corn belt, early spring, earlier pollen season, earthquakes, Earth light dimming, Earth slowing down, Earth spinning out of control, Earth wobbling, El Nià ± o intensification, erosion, emerging infections, encephalitis,, Everest shrinking, evolution accelerating, expansion of university climate groups, extinctions (ladybirds, pandas, pikas, polar bears, gorillas, whales, frogs, toads, turtles, orang - utan, elephants, tigers, plants, salmon, trout, wild flowers, woodlice, penguins, a million species, half of all animal and plant species), experts muzzled, extreme changes to California, famine, farmers go under, figurehead sacked, fish catches drop, fish catches rise, fish stocks decline, five million illnesses, floods, Florida economic decline, food poisoning, footpath erosion, forest decline, forest expansion, frosts, fungi invasion, Garden of Eden wilts, glacial retreat, glacial growth, global cooling, glowing clouds, Gore omnipresence, Great Lakes drop, greening of the North, Gulf Stream failure, Hantavirus pulmonary syndrome, harvest increase, harvest shrinkage, hay fever epidemic, heat waves, hibernation ends too soon, hibernation ends too late, human fertility reduced, human health improvement, hurricanes, hydropower problems, hyperthermia deaths, ice sheet growth, ice sheet shrinkage, inclement weather, Inuit displacement, insurance premium rises, invasion of midges, islands sinking, itchier poison ivy, jellyfish explosion, Kew Gardens taxed, krill decline, landslides, landslides of ice at 140 mph, lawsuits increase, lawyers» income increased (surprise surprise!)

New studies also found high risk areas such as Hampton Roads in Virginia now featured tens of thousands of properties under such serious threat of flooding that only FEMA will provide them with insurance — a number that will continue to increase along with the sea levels (globally at 3.3 millimeters of increase per year but as high as 7 - 8 mm per year in some regions).

Under the two - year contract, the company will develop the Wind Storm Information Service (WISC) proof of concept for the European Commission (EU) Copernicus programme, which will help the insurance sector better understand the level of risk.

Flood Mitigation Assistance (FMA) FMA provides funds on an annual basis so that measures can be taken to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP).

Anton has experience of arbitrations under «Bermuda form» policies of insurance, including a case concerned with artificial heart implants, and proceedings under a pharmaceutical risk policy (English seat; New York law).

Arbitrator in LCIA arbitration concerning claim under a political risks insurance policy in respect of the disappearance of oil in Kenya.

The dispute concerned the question of coverage under a political risks insurance policy.

The home was insured under a standard «all risks» homeowner's policy issued by Farmers» Mutual («Farmers») and arranged by Muskoka Insurance Brokers Ltd. («Muskoka»).

Re N: Chris was instructed on behalf of the Claimants in this arbitration concerning claims under the vessel's war risks insurance arising out of the prolonged detention of the vessel in St. Petersburg.

Representing a US oil company in a political risk insurance dispute (involving two Latin American states) under LCIA Rules

Blackwell v Gerling [2007] EWHC 94 (Comm) a claim under a contractor's all risks insurance policy relating to damage to construction works for a motorway.

Bernard LLP» coverage work includes enforcement, as well as maintaining denials of first part property and third party liability coverage, under CGL, builders risk, life and disability, excess auto and homeowners insurance policies.