Sentences with phrase «risks of a group of individuals»

You must think of insurance as a pool of funds set aside to cover risks of a group of individuals.

Not exact matches

This new policy was apparently the result of a 2008 Risk Management Assessment (available to the right) involving stakeholders only from the shipping industry, though Transport Canada's methodology for Pilotage Risk Assessments defines stakeholders as «any individual, group, or organization able to affect, be affected by, or believe it might be affected by, a decision or activity.»
description of the Company's compensation program governance, including the independence of each member of the HRC, Company performance, peer group analysis, business line performance, individual performance, independent compensation consultant advice, risk management, and HRC discretion; and
Stock Market Expectations and Trading Behavior», Christoph Merkle and Martin Weber compare quarterly risk and return expectation survey responses to actual trading data and portfolio holdings for a group of self - directed individual UK investors.
In their development of this initiative, the three founders recruited additional members to forge the Project's Risk Committee, a group of dedicated individuals concerned about the economic future of America under the threat of global climate change.
So, whilst the well - informed individuals who may be reading this article are likely to recognise and avoid the risks associated with over consumption and excessive calorie intake, the very real risk of deteriorating mental health and cognitive performance exists within this group as much as any other.
BRICC works to reduce high - risk drinking at individual, group, organization and community levels at the University of Louisville and University of Kentucky.
Group prenatal care models are designed to improve patient education and include opportunities for social support while maintaining the risk screening and physical assessment of individual prenatal care.
They also posit that the DCO's group - based approach to refugee protection violates the personal focus of international refugee law, which considers the risk to the individual based on his or her context rather the application outcome of a number of people.
Individuals (or small groups) tend to make mistakes, but the looming risk of losing power make the ruling faction to listen up to the opposition: to the electors if there are elections, or at least, to the opposition factions existing in the same political party; this is how, basically, the self - regulation works everywhere;
A bi-monthly ASPOA / A meeting are comprised of a diverse group of service providers who use the meeting to discuss referrals and provide a forum for case discussion of high risk individuals.
An anti-GM group, «Take the Flour Back», describing itself as «a grassroots network of individuals», said it was extremely concerned about both the risk of cross-contamination of wild and domestic plants and the unknown health and environmental impacts.
The group will address five topic areas — identifying ways in which to identify individuals who are at risk of causing violence; identifying ways in which those individuals can be helped; identifying other ways to prevent violence; examining how drug abuse and drug - related crimes can be reduced; and identifying ways in which to protect people in public places.
Passengers determined to be low risk, including individuals in certain age groups and members of the military, will also be eligible for expedited screening.
Her group found that regular participation in exchange programmes cut an individual's risk of HIV infection by half.
Today, results of large - scale surveys identifying individual and community risk factors for HIV and other infectious diseases can take years to show up, so having a real - time look at the conversations happening on Twitter could prove to be very advantageous, Albarracín, Ungar, and their colleagues discuss on their Health and Social Media Group page.
«Cancer patients who are obese and diabetic are an already more vulnerable group of individuals when it comes to surgery, as they have an increased risk of developing complications both during and after surgery.
The authors collected data on small - intestine biopsies performed between June 1969 and February 2008 to compare the risk of neuropathy in 28,232 individuals with celiac disease with that of 139,473 individuals in a control group.
Sylvia Cremer and her group have previously shown that invasive garden ants (Lasius neglectus) care for colony members carrying pathogenic fungus spores by intensively grooming the contaminated individual's body, which reduces the risk of the fungus entering the body and infecting the ant.
«These markers need to be further studied in a larger group of CTE cases, but they could be very important in determining whether an individual is at greater risk of developing these brain changes,» Bieniek says.
Using Veterans Health Administration (VHA) health system electronic medical record data, Veterans Affairs (VA) and National Institute of Mental Health (NIMH) scientists were able to identify very small groups of individuals within the VHA's patient population with very high, predicted suicide risk — most of whom had not been identified for suicide risk by clinicians.
«If the VA can identify small groups of people with a particularly high - risk of suicide, then they can target enhanced prevention and treatment services to these highest - risk individuals
Genomic information that can predict the risk of susceptibility to, or transmission of, disease might influence the actual behaviors of individuals in these at - risk groups.
This type of testing is currently offered to individuals who have a family history of a genetic disease, people in certain ethnic groups with an increased risk of specific genetic diseases (population screening), and people concerned about their risk of having a child with a genetic disease.
Gastroenterology 118:829 - 34, 2000), methods that allow stratification of patient groups and identification of high - risk individuals have the potential to significantly decrease the death rate from colorectal cancer.
Individuals who scored high on all examined risk behaviours clustered in the «high - risk» group (13 per cent of the adolescents).
However, individuals with celiac disease and gluten sensitivity seem to be at a higher risk of experiencing arm and leg numbness, compared to healthy control groups (70, 71, 72).
Though categorization is a valuable, essential data management tool, one that helped propel us to the top of the food chain (grouping bits of data together into categories allows us to handle more mental «stuff» at once), we run the risk of forgetting that these groups are made up of individual, non-homogenous bits.
«Virunga» is the incredible true story of a group of brave individuals risking their lives to save Africa's oldest national park in the midst of renewed civil war and a scramble for the region's natural resources.
This commission reviewed research on topics related to the development of reading and reading outcomes, such as normal reading development and instruction, factors identifying groups and individuals at risk for reading difficulties, and prevention, intervention, and instructional approaches related to positive reading outcomes.
Analyze individual students, groups of students, or the entire school's risk status across multiple grading periods and years of data
Promoters of this kind of legislation cite the risks to women and particularly to children in the case of public school bathrooms, but support groups insist that transgender individuals merely wish to follow the normal behavior of the gender group with which they identify.
If you get insurance as a member of a group, eg at work, that is generally written based on the risk to the group as a whole and doesn't differ from individual to individual within that group.
Consider group insurance coverage options as well as professional associations and alumni benefits as they may offer lower premiums than an individual policy, albeit at some risk if you change jobs or if the rules or definitions of an alumni or professional association's coverage change.
Almost one - quarter of individuals surveyed by the The Brondesbury Group for IEF who identify themselves as low - risk investors own «medium - to very high - risk» products; conversely, seven in 10 self - identified high - risk investors own «low - to medium - risk» products.
Motorcycle insurance is a set of policies grouped together to ensure you have the best coverage for your individual situation and risks.
With group coverage, risk is pooled across a large number of people so, if you're quite unhealthy or older, you may receive a much lower rate than you would get with an individual policy.
I have found purchasing ETFs to as easy as purchasing individual stocks, however, with reduced risk as it is essentially a basket of stocks of a particular group or interest.
They can isolate the different risks of a mortgage loan while tapping into a group of individuals that have been shying away from becoming homeowners, also known as student loan borrowers.
The opposite of systematic risk, unsystematic risk affects a very specific group of securities or an individual security.
This is risk attributable or specific to the individual investment or small group of investments.
Edelman recommends average investors remove the risk of having an individual stock blow up on them by holding a diversified group of mutual funds or exchange - traded funds.
Another important advantage of social trading is that when trading as part of a group or community rather than as an individual, it is easier to avoid the personal risks that often result in losing positions.
Diversifying allows one to «spread out the the risk» across the overall «bucket» of investments so that if any one individual investment goes horribly wrong then the overall negative impact on the group of investments as a whole is minimized.
There, a group of seven or so people — always including Messrs. Tropin and Pertusi — discusses all aspects of risk: market risks, risks in individual traders» portfolios and how they have changed since the day before, risks to the way the firm is investing its cash, counterparty risk — or risk that the firm on another side of a trade will fail, even evaluations of whether traders» are in positions that are «crowded» with other hedge funds.
The heat maps of risk, presented by AKC groups, reinforced the findings of the overall population, that is, when individual breeds were not considered.
Workspace encourages creative risk - taking, collaboration, learning and skill - sharing at a critical early stage of an artist's career and serves between 15 and 20 individuals or collaborative groups annually.
The Retreat's programs include a residential shelter for women and children, a 24 - hour domestic violence hotline, individual and group counseling, legal advocacy for all victims of domestic violence, programs to engage troubled fathers and other men who may be at - risk of committing family violence, and an in - school violence prevention education program taught in local area schools.
The first fork in the road that confront us (in this case, the group of us whom Andy has brought together) appears when we make our individual judgments about the extent to which the dread to risk ratio is capable of being manipulated.
It seems to me you may have painted yourself into a corner where you run the risk of either hypocritically refusing to acknowledge other groups as «front groups» (ie., forecastthefacts.org or 350.org, etc.) or somehow saying that because they support causes you agree with it doesn't matter if an organization receives a significant amount of funding or infrastructure support from a single individual or company that operates deep in the background.
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