You must think of insurance as a pool of funds set aside to cover
risks of a group of individuals.
Not exact matches
This new policy was apparently the result
of a 2008
Risk Management Assessment (available to the right) involving stakeholders only from the shipping industry, though Transport Canada's methodology for Pilotage
Risk Assessments defines stakeholders as «any
individual,
group, or organization able to affect, be affected by, or believe it might be affected by, a decision or activity.»
description
of the Company's compensation program governance, including the independence
of each member
of the HRC, Company performance, peer
group analysis, business line performance,
individual performance, independent compensation consultant advice,
risk management, and HRC discretion; and
Stock Market Expectations and Trading Behavior», Christoph Merkle and Martin Weber compare quarterly
risk and return expectation survey responses to actual trading data and portfolio holdings for a
group of self - directed
individual UK investors.
In their development
of this initiative, the three founders recruited additional members to forge the Project's
Risk Committee, a
group of dedicated
individuals concerned about the economic future
of America under the threat
of global climate change.
So, whilst the well - informed
individuals who may be reading this article are likely to recognise and avoid the
risks associated with over consumption and excessive calorie intake, the very real
risk of deteriorating mental health and cognitive performance exists within this
group as much as any other.
BRICC works to reduce high -
risk drinking at
individual,
group, organization and community levels at the University
of Louisville and University
of Kentucky.
Group prenatal care models are designed to improve patient education and include opportunities for social support while maintaining the
risk screening and physical assessment
of individual prenatal care.
They also posit that the DCO's
group - based approach to refugee protection violates the personal focus
of international refugee law, which considers the
risk to the
individual based on his or her context rather the application outcome
of a number
of people.
Individuals (or small
groups) tend to make mistakes, but the looming
risk of losing power make the ruling faction to listen up to the opposition: to the electors if there are elections, or at least, to the opposition factions existing in the same political party; this is how, basically, the self - regulation works everywhere;
A bi-monthly ASPOA / A meeting are comprised
of a diverse
group of service providers who use the meeting to discuss referrals and provide a forum for case discussion
of high
risk individuals.
An anti-GM
group, «Take the Flour Back», describing itself as «a grassroots network
of individuals», said it was extremely concerned about both the
risk of cross-contamination
of wild and domestic plants and the unknown health and environmental impacts.
The
group will address five topic areas — identifying ways in which to identify
individuals who are at
risk of causing violence; identifying ways in which those
individuals can be helped; identifying other ways to prevent violence; examining how drug abuse and drug - related crimes can be reduced; and identifying ways in which to protect people in public places.
Passengers determined to be low
risk, including
individuals in certain age
groups and members
of the military, will also be eligible for expedited screening.
Her
group found that regular participation in exchange programmes cut an
individual's
risk of HIV infection by half.
Today, results
of large - scale surveys identifying
individual and community
risk factors for HIV and other infectious diseases can take years to show up, so having a real - time look at the conversations happening on Twitter could prove to be very advantageous, Albarracín, Ungar, and their colleagues discuss on their Health and Social Media
Group page.
«Cancer patients who are obese and diabetic are an already more vulnerable
group of individuals when it comes to surgery, as they have an increased
risk of developing complications both during and after surgery.
The authors collected data on small - intestine biopsies performed between June 1969 and February 2008 to compare the
risk of neuropathy in 28,232
individuals with celiac disease with that
of 139,473
individuals in a control
group.
Sylvia Cremer and her
group have previously shown that invasive garden ants (Lasius neglectus) care for colony members carrying pathogenic fungus spores by intensively grooming the contaminated
individual's body, which reduces the
risk of the fungus entering the body and infecting the ant.
«These markers need to be further studied in a larger
group of CTE cases, but they could be very important in determining whether an
individual is at greater
risk of developing these brain changes,» Bieniek says.
Using Veterans Health Administration (VHA) health system electronic medical record data, Veterans Affairs (VA) and National Institute
of Mental Health (NIMH) scientists were able to identify very small
groups of individuals within the VHA's patient population with very high, predicted suicide
risk — most
of whom had not been identified for suicide
risk by clinicians.
«If the VA can identify small
groups of people with a particularly high -
risk of suicide, then they can target enhanced prevention and treatment services to these highest -
risk individuals,»
Genomic information that can predict the
risk of susceptibility to, or transmission
of, disease might influence the actual behaviors
of individuals in these at -
risk groups.
This type
of testing is currently offered to
individuals who have a family history
of a genetic disease, people in certain ethnic
groups with an increased
risk of specific genetic diseases (population screening), and people concerned about their
risk of having a child with a genetic disease.
Gastroenterology 118:829 - 34, 2000), methods that allow stratification
of patient
groups and identification
of high -
risk individuals have the potential to significantly decrease the death rate from colorectal cancer.
Individuals who scored high on all examined
risk behaviours clustered in the «high -
risk»
group (13 per cent
of the adolescents).
However,
individuals with celiac disease and gluten sensitivity seem to be at a higher
risk of experiencing arm and leg numbness, compared to healthy control
groups (70, 71, 72).
Though categorization is a valuable, essential data management tool, one that helped propel us to the top
of the food chain (
grouping bits
of data together into categories allows us to handle more mental «stuff» at once), we run the
risk of forgetting that these
groups are made up
of individual, non-homogenous bits.
«Virunga» is the incredible true story
of a
group of brave
individuals risking their lives to save Africa's oldest national park in the midst
of renewed civil war and a scramble for the region's natural resources.
This commission reviewed research on topics related to the development
of reading and reading outcomes, such as normal reading development and instruction, factors identifying
groups and
individuals at
risk for reading difficulties, and prevention, intervention, and instructional approaches related to positive reading outcomes.
Analyze
individual students,
groups of students, or the entire school's
risk status across multiple grading periods and years
of data
Promoters
of this kind
of legislation cite the
risks to women and particularly to children in the case
of public school bathrooms, but support
groups insist that transgender
individuals merely wish to follow the normal behavior
of the gender
group with which they identify.
If you get insurance as a member
of a
group, eg at work, that is generally written based on the
risk to the
group as a whole and doesn't differ from
individual to
individual within that
group.
Consider
group insurance coverage options as well as professional associations and alumni benefits as they may offer lower premiums than an
individual policy, albeit at some
risk if you change jobs or if the rules or definitions
of an alumni or professional association's coverage change.
Almost one - quarter
of individuals surveyed by the The Brondesbury
Group for IEF who identify themselves as low -
risk investors own «medium - to very high -
risk» products; conversely, seven in 10 self - identified high -
risk investors own «low - to medium -
risk» products.
Motorcycle insurance is a set
of policies
grouped together to ensure you have the best coverage for your
individual situation and
risks.
With
group coverage,
risk is pooled across a large number
of people so, if you're quite unhealthy or older, you may receive a much lower rate than you would get with an
individual policy.
I have found purchasing ETFs to as easy as purchasing
individual stocks, however, with reduced
risk as it is essentially a basket
of stocks
of a particular
group or interest.
They can isolate the different
risks of a mortgage loan while tapping into a
group of individuals that have been shying away from becoming homeowners, also known as student loan borrowers.
The opposite
of systematic
risk, unsystematic
risk affects a very specific
group of securities or an
individual security.
This is
risk attributable or specific to the
individual investment or small
group of investments.
Edelman recommends average investors remove the
risk of having an
individual stock blow up on them by holding a diversified
group of mutual funds or exchange - traded funds.
Another important advantage
of social trading is that when trading as part
of a
group or community rather than as an
individual, it is easier to avoid the personal
risks that often result in losing positions.
Diversifying allows one to «spread out the the
risk» across the overall «bucket»
of investments so that if any one
individual investment goes horribly wrong then the overall negative impact on the
group of investments as a whole is minimized.
There, a
group of seven or so people — always including Messrs. Tropin and Pertusi — discusses all aspects
of risk: market
risks,
risks in
individual traders» portfolios and how they have changed since the day before,
risks to the way the firm is investing its cash, counterparty
risk — or
risk that the firm on another side
of a trade will fail, even evaluations
of whether traders» are in positions that are «crowded» with other hedge funds.
The heat maps
of risk, presented by AKC
groups, reinforced the findings
of the overall population, that is, when
individual breeds were not considered.
Workspace encourages creative
risk - taking, collaboration, learning and skill - sharing at a critical early stage
of an artist's career and serves between 15 and 20
individuals or collaborative
groups annually.
The Retreat's programs include a residential shelter for women and children, a 24 - hour domestic violence hotline,
individual and
group counseling, legal advocacy for all victims
of domestic violence, programs to engage troubled fathers and other men who may be at -
risk of committing family violence, and an in - school violence prevention education program taught in local area schools.
The first fork in the road that confront us (in this case, the
group of us whom Andy has brought together) appears when we make our
individual judgments about the extent to which the dread to
risk ratio is capable
of being manipulated.
It seems to me you may have painted yourself into a corner where you run the
risk of either hypocritically refusing to acknowledge other
groups as «front
groups» (ie., forecastthefacts.org or 350.org, etc.) or somehow saying that because they support causes you agree with it doesn't matter if an organization receives a significant amount
of funding or infrastructure support from a single
individual or company that operates deep in the background.