Younger drivers are considered to be bigger
risks than other drivers due to the fact that they are comparatively inexperienced on the road and have a greater chance of being involved in accidents.
Despite the fact that motorcyclists face greater physical
risks than other drivers, bikers have the same entitlements as other motorists, and this includes the right to pursue legal action if they are harmed in an accident that is the direct result of another person's negligence.
Senior drivers and student drivers invariably pay more premium than other drivers, because insurance companies consider them as higher
risk than other drivers, even if they have clean driving records.
«Non-standard» auto insurance is the instance in which an insurer classifies someone as a higher
risk than other drivers and these drivers pay higher policy premiums for similar benefits to a standard insurance policy holder.
Not exact matches
A 2008 Institute analysis of insurance claims found that, all
other factors being the same,
drivers of vehicles with seat / head restraint combinations rated good in Institute evaluations were 15 percent less likely to sustain neck injuries in rear - end crashes
than drivers of vehicles with poor head restraints (see «Neck injury
risk is lower if seats and head restraints are rated good,» March 15, 2008).
Teens» high
risk of crashing is amplified by certain vehicles, and teens are more likely
than other drivers to have the least safe types of cars, new studies show.
More
than 11.5 million women
drivers in the UK are putting themselves and
other drivers at
risk by wearing the wrong footwear when behind the wheel.
It is an unfortunate fact that motorcycle riders are inherently put at many more
risks on the road
than are
other drivers of standard sedans, SUVs, and
other larger motor vehicles.
Cyclists face higher
risks of being hit
than other drivers because of a bicycle's smaller size compared to
other vehicles.
In rural areas, where speed limits are higher, the
risk of a fatal accident for a motorcyclist is much higher per kilometre
than the
driver or passenger of any
other motorized vehicle.
Motorcycle riders are at a greater
risk of severe bodily injury
than other drivers if they are involved in a collision.
Despite these increased
risks, motorcyclists are no less entitled to use of public roads
than other drivers, and they have equal rights in court.
The lack of safety devices combined with ability of the side and roof of a vehicle to crumple puts
drivers and passengers at a greater
risk for injuries
than many
other types of collisions.
As if the primary
drivers of predictability and
risk sharing were not enough, in - house attorneys should give more
than a cursory look at the
other benefits of value - based pricing: Total costs and expenses per matter are more easily tracked, allowing for more efficient reporting and accountability to senior management.
Teens are at a higher
risk of being involved in a car accident
than are
drivers of
other age groups, but when it comes to teen accidents, summertime poses the greatest threat.
Even though some are more likely
than others to suffer a chest injury,
drivers, passengers, and pedestrians are all at
risk.
When insurance providers see that their customers are abusing the laws of the road, they immediately recognize them as higher
risk to insure — the likelihood becomes far greater that they will be involved in an accident and will cost the company more money
than other safer
drivers.
According to statistics, young
drivers under 25, especially males, belong to a high
risk group, i.e. those who tend to make insurance claims more often
than any
other group of
drivers.
Generally speaking, the same factors that make you a higher -
risk driver will be what drive your premiums higher
than other motorists, even through the OK AIP.
Some who qualify for the assigned
risk plan may qualify for lower rates if within the previous 36 months, all licensed
drivers in the household have had no accidents
other than those in which a Pennsylvania car insurance company paid no more
than $ 1,150 in claims; received no more
than three moving violation «points»; had no
driver's license suspensions or revocations; and have been licensed
drivers for at least three years.
Since certain
drivers are at a greater
risk of getting into an accident
than others, California auto insurance policies often cost more for these people
than for low -
risk drivers.
If you've had your license suspended or revoked, have a history of accidents or
other moving violations, or are older
than 70 or younger
than 20,
other insurance companies may classify you as a high -
risk driver.
Non-standard auto insurance which is also known as high
risk or substandard auto insurance, is a policy that is offered to a
driver that is considered to be a higher
risk to the insurance company
than other drivers that insurance company provides coverage to.
Teens and young
drivers are inexperienced behind the wheel and statistics show they, as a class in whole, are more likely to be in accident
than other age groups, which makes them a high
risk to auto insurance providers.
New
drivers statistically have more accidents
than any
other age category and thus are considered «high
risk» to insure.
This is generally because automobile coverage is largely based on a
driver's claim
risk, and individual motorists may be more or less likely to file claims
than others, based on a wide range of statistical evidence.
If you're labeled a «high
risk»
driver, your insurance premium is probably more expensive
than other drivers, since the insurer uses your profile and your driving history as an indicator of safe and responsible driving.
Because young
drivers aged 16 — 25 are automatically classified as «high
risk,» they will have to pay higher insurance rates — often much higher —
than other drivers.
There are also certain companies that specialize in insuring high -
risk drivers, rates for
drivers with DUIs are usually double, triple or more
than a
driver without a DUI, all
other things being equal.
While New Jersey
drivers do have to pay higher auto insurance rates
than those in most
other states, they do enjoy very low auto theft rates and moderate
risk of being in an automobile accident.
If you're labeled a «high
risk»
driver, your auto insurance premium is probably more expensive
than other drivers», since the insurer uses your profile and your driving history as an indicator of safe and responsible driving — it's based on their determining your
risk for getting into a possible accident or collision.
Providers have to factor in the experience factor plus
other statistical information to prove their point that new
drivers present more
risks than other motorists... (more) September 20, 2009
Drivers from big cities tend to have higher risks than small city drivers as their locations have higher risks in car thefts, accidents, and other kinds of trouble
Drivers from big cities tend to have higher
risks than small city
drivers as their locations have higher risks in car thefts, accidents, and other kinds of trouble
drivers as their locations have higher
risks in car thefts, accidents, and
other kinds of trouble in all.
Cruising Around the Salem Area: Peabody Insurance Quotes for
Drivers Massachusetts auto insurance isn't cheap, either, and Peabody residents may find themselves paying more
than the national average, especially if they have a specialty car or
other expensive vehicle, or if they have any points on their driving record due to moving violations, a DUI / DWI, or anything that insurers feel bumps up their
risk rating.
Motorcycles are harder to see
than other vehicles, putting them at a higher
risk for collisions with
other drivers.
Insurance companies tend to view some places as higher
risk than others, and as a result, they require
drivers in those places to pay more — sometimes significantly more — for insurance.
Teen
drivers are more at
risk of crashing
than any
other age group.
Even without a vehicle coming the
other way, the pick - up
driver caused significant
risk to ourselves by unnecessarily throwing a large quantity of snow up onto the windscreen of our car as he passed and then pulled directly in front of us with less
than a car length between the vehicles (see more on this aspect), and that alone was unforgivable.
Recent statistics revealed that more
drivers aged between 20 and 24 are failing breath tests
than any
other age group and one fifth of
drivers admit to
risking drink driving.
Young
drivers are the highest
risk group for insurance companies, and rates for
drivers under the age of 25 will always be higher
than other drivers.