Sentences with phrase «risks than purchasing»

Although investing in real estate through a crowdfunding site does have lower risks than purchasing stock, it follows that the likely return is lower than investing in the stock market.

Note that the use of borrowed money to finance the purchases of securities involves greater risk than purchases using your own funds.

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only.

Not exact matches

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.

His investment philosophy is rooted in risk management and value creation, and he has purchased and executed more than $ 650 million of commercial real estate and debt collateralized by commercial real estate.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

As the trial over AT&T's purchase of Time Warner continued Tuesday, Turner executive Richard Warren said it would face greater risks than cable, satellite and online video providers during a showdown over fees.

Kansas City Fed president Thomas Hoenig, a voting member of the Federal Open Market Committee (FOMC), dissented from the action, saying that the risks entailed in the purchases were greater than the potential benefits to the economy.

Whether it's mitigating risk in the purchase process, helping the buyer make the business case for the sale, or working within the buyer's limitations of time and resources — solving a problem is about a whole lot more than finding the right widget.

Rebalancing ensures you are not exposed to more risk than you chose at the outset when you first purchased your LifeStrategy fund — and without you having to lift a finger.

By purchasing these companies after a price decline, we find we are able to control risk in the portfolio as these investments often have less downside while offering a decent potential return.The U.S. Equity Fund seeks to invest in companies with a lower Price to Book Ratio, lower Price to Earnings Ratio and higher Dividend Yield than the S&P 500 index.

More Californians Preparing for Severe El Nino Flood Risk: Residents Purchase 28,000 New Flood Insurance Policies in California: The Federal Emergency Management Agency (FEMA) today released new data on National Flood Insurance Program (NFIP) Policies, showing an increase of more than 20,000 new NFIP Policies written in California during the month of November 2015...

If fresh milk access is at risk because of unsustainable pricing in part of Australia - as we understand it there are multiple brands on offer, some more expensive than others - consumers can determine their own welfare simply through what they purchase at the store.

Any purchase would be a stop gap that'd be SLIGHTLY better than Giroud and Theo but still be a calculated risk.

It is important not to purchase these supplements from anywhere other than from a healthcare practitioner because quality, freshness and the product itself is not guaranteed from other sources which puts you at risk.

I've had more hits than misses with Swak Designs and when you're shopping online it's always a risk, but most items purchased have been great and some have gone on to be my favourite things to wear!

More than 100 sessions are planned covering accounting and budgeting; business operations including purchasing, risk management, transportation, food and nutrition; legal aspects and legislative; management and human resources; school finance; school operations; and technology.

Last year, the foundation helped the library reach more than 220,000 people, purchase more than 71,000 books and expand 12 different programs, including initiatives to help at - risk children, seniors, teachers and those hit hard by the tough economy.

You can reduce the risk of piracy by making your book easier to purchase than it is to steal.

However, inherent risks such as contingent liability (where your liability may be greater than the initial purchase price of the investment), margining requirements (where you are required to make a series of payments against the purchase price, depending on whether the underlying investment or index is moving in your favour) and international exchanges (which can mean a reduced level of investor protection, as well as currency fluctuation if the investment is not traded in sterling) meant these were out of reach.

The problem is that these well - intentioned actions really changed the risk profile of the borrowers — recent data compiled by HUD demonstrates that borrowers who have nothing of their own invested in their homes are far more likely to walk away from their mortgages than those with similar socio - economic profiles who put even 2 or 3 percent into their house purchase.

The money must be kept separate from your checking account or general spending money, or else you risk dipping into it and using it for purchases other than emergencies, and

Structural risk protection comes in the form of running portfolios that are diversified by and within asset class in addition to purchasing diversified baskets of securities rather than individual issues.

My question is, are the risks in purchasing / investing in a condo worth it or should I just purchase a house instead since it is the safer investment even though you will spend a lot more on a house than a condo?

If you don't have the full purchase price in cash, you'll need financing which is more complicated than a principal residence because lenders see them as higher risk.

This means that if you know that you want coverage for a longer period of time, you'll pay a higher average premium with Colonial Penn than if you purchased a longer term policy elsewhere (such as a 10 - year or 20 - year term) since your risk profile increases with age.

These risks largely center on affordability: a person must be able to stop making new credit card purchases, and must be able to pay more than the minimum payment on the new card, or else they risk many years of very high interest rates.

But by buying in stages — say, annuitizing $ 300,000 with separate $ 100,000 purchases over a few years rather than investing the entire three hundred grand in one shot — you can at least diversify against the risk of putting all your money into annuities when interest rates are at a low.

Rather than risk the investment you have made in your home or business, you may want to consider purchasing an earthquake insurance policy for the peace of mind it can afford you.

You'll pay higher interest rates for building rather than purchasing an investment property — rates currently range from 5 % to 12 % — because constructing a new building is a riskier endeavor than purchasing a finished one, so banks charge higher interest rates to compensate for this risk.

Inflation risk Inflation causes tomorrow's dollar to be worth less than today's; in other words, it reduces the purchasing power of a bond investor's future interest payments and principal, collectively known as «cash flows.»

LEAPS ® calls enable investors to benefit from stock price rises while placing less capital at risk than is required to purchase stock.

Since you are simply replacing a mortgage that you have already been making payments on, this is considered the lowest risk of the 3 types of refinances and therefore will typically have lower interest rates than equivalent cash - out or debt consolidation refinances and follow similar Loan - To - Value requirements to purchase transactions.

So if I own several single family homes, purchase them wisely, and manage them smartly, a pool of three or four nice single family homes in good areas spreads out my risk more than a single 8 - plex.

Down payments of greater than 20 to 25 % of the total value of the property to be purchased can almost always assure the lenders that there is a lower risk involved in the loan, thereby allowing them to issue a mortgage at the lowest possible rate regardless of the applicant's credit history.

Other than the risk associated with a margin account, stock purchases are fundamentally the same only you're allowed to purchase more than you have cash on hand.

However, because mortgages are a riskier investment for a lender than purchasing a note guaranteed by the U.S. government, lenders add a percentage to the Treasury rate to account for the additional risk of a mortgage default.

However, if he jumps from job to job, or if he barely qualified for a mortgage because of a lower credit score, lending him cash to purchase a house has more risks than benefits, and there's a chance that he won't pay you back.

If you're saving towards a large purchase planned for a definite date in the future, a CD can be a great place to stash those savings and earn more than you would in a typical savings account (or under your mattress), without the loss risks associated with stocks and bonds.

Investments that are purchased when perceived risk is lower than the actual risk will produce poor investment returns in the long run.

Buying an option requires a much smaller outlay of money than purchasing the actual shares of stock and therefore reduces the risk of losing money.

This strategy involves more risk than a traditional hedge because it is not meant to be a substitute for an anticipated purchase or sale.

Of course, meeting 5 % of investment return after inflation seems not that easy, it means 7 - 8 % return, with a risk, and since your table is based on that number as a performance, that means you have to risk ALL of your savings into that kind of return... Of course, apparently Buffett did a 25 % return according to this web site http://www.zimbio.com/CEO+Warren+Buffett/articles/214/Berkshire+Hathaway+Historical+Total+Return plus they show a portfolio based on BH purchases which performed higher than the market, i suppose that is with buying at prices after the purchases by BH become publicly known.

Using multiple credit cards for purchases increases the risks that you will spend more than you can afford to repay, that you will accidentally make a payment late, or that you will pay an astronomical interest rate for the money borrowed.

Further, the specific risks associated with selling cash - secured puts include the risk that the underlying stock could be purchased at the exercise price when the current market value is less than the exercise price the put seller will receive.

For instance, it considers a loan to consolidate debt to be a higher risk than for one to purchase a car.

Hurricane insurance quotes are based primarily on the amount of coverage you are purchasing and your relative risk of damage, which will be greater for those who live on the island of Kauai than in other parts of Hawaii.

Southern Company is useful for investors that are more concerned with protecting their money rather than building wealth, and have the first priority of modestly increasing purchasing power while assuming the minimal risk of loss possible in the stock market.

This risk can best be mitigated when you purchase bonds from high quality issuers that are rated by third party rating agencies like Moody's and S & P, and when you diversify your bond exposure among several issuers rather than just one.