Balloon business loans pose the same
risks to businesses as they do for consumers.
Balloon business loans pose the same
risks to businesses as they do for consumers.
Because it's not getting any easier, owners and operators of skilled nursing facilities need to thoughtfully identify as many
risks to the business as they can, Cambridge Realty Capital Companies Chairman Jeffrey A. Davis advises.
Not exact matches
JAKARTA, April 25 - Indonesia's central bank on Wednesday urged
businesses to hedge their foreign exchange needs beyond minimum requirements,
as policymakers seek
to mitigate
risks of further capital outflows following the rupiah's slump.
«If that reward has been reduced significantly, are
business owners and entrepreneurs going
to be
as motivated
to take
risks?
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes
to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes
to business relationships and other
business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the
risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
the Company is also subject
to a number of additional
risks associated with its
business outside the United States, including foreign currency exchange fluctuations and restrictive regulations
as well
as the
risks and uncertainties associated with the United Kingdom's withdrawal from the European Union;
Such factors include, among others, general
business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments
as plans continue
to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the
risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2
risk that actual costs may exceed estimated costs; failure of plant, equipment or processes
to operate
as anticipated; accidents, labour disputes and other
risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities,
as well
as those factors discussed in the section entitled «
Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2
Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
Remember though, if you default on a secured loan then the assets or asset class you used
as a security could be seized by the creditor in a Court procedure that could also put your company out of
business, so there is some element of
risk to consider with asset - based financing.
As you build scale in your
business, you can often increase revenue, but a banker or accountant can help you better forecast your
business» potential and help you determine which
risks are smart
to take financially.
Indeed, the courts are more likely
to focus on whether there is «an adequate factual basis for singling out these specific countries
as distinct sources of
risk,» Richard Pildes, a professor of Constitutional Law at New York University, told
Business Insider in an email.
Whether the employee simply has a knack for always saying the worst possible thing or the behavior puts your
business at
risk for a sexual harassment claim, it's important
to do something about the employee
as soon
as possible.
By educating employees, enforcing policies, installing protective technologies and, where possible, encrypting IM conversations, you can continue
to enjoy the benefits of using IM
as a
business tool while also mitigating its
risks.
Simpson is learning how
to manage
risk better and better
as he matures
as a
business manager.
While it's true that a good insurance policy can do much
to reduce lawsuit worries and that many small, savvy
businesses don't have debt problems, it's also true that
businesses which face significant
risks in either of these areas should probably organize themselves
as a corporation or LLC.
It also causes them
to have more «skin in the game,» if you will, where they could become even more aligned in helping grow the
business because their money is now at
risk as well
as yours.
Your
business will face a bunch of
risks that it can't insure against, such
as increased competition, declining margins, staff turnover, or the failure of a new product
to make a splash in the market.
Further, PDC urges you
to carefully review and consider the cautionary statements and disclosures, specifically those under the heading «
Risk Factors,» made in its Quarterly Report on Form 10 - Q, its Annual Report on Form 10 - K for the year ended December 31, 2016 (the «2016 Form 10 - K»), filed with the U.S. Securities and Exchange Commission («SEC») on February 28, 2017 and amended on May 1, 2018, and other filings with the SEC for further information on
risks and uncertainties that could affect the Company's
business, financial condition, results of operations, and prospects, which are incorporated by this reference
as though fully set forth herein.
As the marijuana industry explodes with growth, there will always be some bank and payment processor that is willing
to take on the
risk and accept ancillary marijuana
businesses.
Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due
to these
risks and uncertainties
as well
as other factors, which include, without limitation: the uncertain timing of, and
risks relating
to, the executive search process;
risks related
to the potential failure of eptinezumab
to demonstrate safety and efficacy in clinical testing; Alder's ability
to conduct clinical trials and studies of eptinezumab sufficient
to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab;
risks and uncertainties related
to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements;
risks and uncertainties relating
to the manufacture of eptinezumab; Alder's ability
to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and
business conditions; and other factors discussed under the caption «
Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
It's true that
to start your own
business, you must make the borderline insane decision
to risk all your time, finances and mental, emotional and physical well - being
to pursue a dream that may ultimately end up
as a nightmare.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability
to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related
to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21)
risks relating
to the value of the United Technologies» shares
to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company,
to retain and hire key personnel.
That's right: While one of the main purposes of a
business plan is
to help you avoid
risk, the act of creating one does create a few
risks as well.
Be upfront with your loved ones about the financial
risk associated with your potential
business venture,
as well
as with your motivation for wanting
to pursue it now.
As an entrepreneur, you're probably very familiar with debt and loans and monthly payments, but just because you're willing
to take
risks in the
business world doesn't mean you should
risk your personal finances.
New ventures are usually exploratory and risky by nature, so don't let any
business plan process convince you
to commit more than you can
risk as a person, should your exploration fail.
I really enjoy those events because racing is a lot like
business: You set goals, work
as a team, know your strengths and weaknesses, know how
to rely on other people, know when
to take smart
risks and when
to be patient...
While traditional banks view small
business lending
as high -
risk, many online lenders award funding exclusively
to small -
business startups.
As economic conditions change, and government regulations evolve,
businesses are motivated
to seek new tools and processes for
risk reduction and continued growth.
Typically, these
businesses describe their loans
as faster and more readily available
to customers than bank loans, because they leverage technology
to evaluate
risk on a number of factors,
as opposed
to relying solely on credit scores.
Our bankruptcy laws are designed
to create a soft landing for small
business owners when those
risks don't turn out
as planned.
If your
business still accepts face -
to - face transactions without EMV, not only are losing credibility among your customers, but you're facing some serious financial
risk as well.
There are huge
risks here,
as many of the startups launching ICOs are getting regular people
to buy into thin or implausible
business plans — or, worse, outright scamming them with pump - and - dump schemes.
As a
business owner, minimize these
risks to ensure you are delivering on your promise
to your customers.
However, many small ecommerce
businesses are not
as prepared, which puts them at
risk of losing
businesses to other retailers.
The «enterprise
business» seeks
to exploit Bloomberg's tech muscle and Wall Street presence
to offer such products
as portfolio
risk analytics, order management systems, and message storage and retrieval.
The four conglomerates originated in different sectors, but their underlying
business model is the same: cultivate powerful allies in the Communist Party; use those relationships
to win regulatory and property concessions; gather investment from friends, family and other proxies of party elites into a murky, unregulated private holding company; borrow heavily from state - owed banks and other sources
to finance prodigious growth plans; invest
as aggressively
as possible in stock and property overseas
as a hedge against slower growth in China and the
risk of a weaker Chinese currency.
Osteryoung suggests that you look for resources in your industry, such
as the annual statement studies on small and mid-sized
business financial benchmarks from
Risk Management Associates,
to help you determine whether your profit margin is on target.
As a Senate report noted in 2015, «An aversion
to risk may... prevent Canadian
businesses, particularly SMEs, from pursuing international trade opportunities.»
Buying into a franchise system allows
business owners
to minimize the
risks they face
as a
business owner.
They «allege their
businesses have been placed at
risk due
to the cybersecurity incident and generally assert various common law claims such
as claims for negligence and breach of contract,
as well
as, in some cases, statutory claims.»
«
As our
business is involved with sending people overseas we needed
to ensure that we are diversified across many countries and regions
to avoid the
risks of things like flu outbreak, terrorist attacks, war in the region, government unrest, natural disasters, etc.,» says David.
However, homeowners» policies are limited in coverage and you may need
to purchase additional policies such
as home - based
business insurance
to cover other
risks, such
as general and professional liability.
Actual results, including with respect
to our targets and prospects, could differ materially due
to a number of factors, including the
risk that we may not obtain sufficient orders
to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able
to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders
as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue
to suffer if new issues arise regarding issues related
to product quality for this
business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities
to meet customer orders or that result in higher production costs and lower margins; our ability
to lower costs; the
risk that our results will suffer if we are unable
to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis
to meet customer demand; the
risk that longer manufacturing lead times may cause customers
to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail
to perform or fail
to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters
as consumers and
businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our
business among few customers, including the
risk that customers may reduce or cancel orders or fail
to honor purchase commitments; the
risk that we are not able
to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us
to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability
to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required
to record a significant charge
to earnings if our goodwill or amortizable assets become impaired;
risks relating
to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability
to complete development and commercialization of products under development, such
as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related
to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
The company listed its «controversial» commercials
as a
risk to its
business when it declared its plans
to go public in June.
Depending on
risks to your
business, you may add riders
to your homeowners» policy
to cover normal
business risks such
as property damage.
How
to Properly Insure Your
Business and Employees: Choosing Coverage As impossible as it may seem, insurance coverage is available for almost every possible risk your business m
Business and Employees: Choosing Coverage
As impossible as it may seem, insurance coverage is available for almost every possible risk your business may fac
As impossible
as it may seem, insurance coverage is available for almost every possible risk your business may fac
as it may seem, insurance coverage is available for almost every possible
risk your
business m
business may face.
The former Wells Fargo Financial employee saw franchising
as a chance
to break free from a corporate job while minimizing the
risk of opening a new
business.
As such, it said, tax will increasingly become an «important operational
business risk,» and it will have
to play a greater role «in the heart of
business.»
The definition is subjective and just
as unique
as your
business itself, so when considering a crisis or «disaster» plan, the first thing
to do is sit down and assess your
risks.