Sentences with phrase «risky business lending»

Not exact matches

Home Capital Group has seen some of its riskier lending business drain away to the private, unregulated mortgage lenders — firms like Alpine Credit or the many so - called «mom - and - pop» shops which proliferated as small investors teamed up with brokers to provide short - term, non-amortized loans.

The number of small - business loans fell dramatically during the recession, as big banks cut off credit to customers they considered risky and many smaller and regional banks that once lent to local business owners shut their doors.

The proposals include prohibiting issuers from dipping into their own capital to compensate investors for losses — closing a loophole thought to have encouraged risky lending behavior and the growth of the shadow banking business.

The lending will also involve Goldman in a relatively risky business in which it has little experience, dealing with ordinary borrowers with limited financial cushions.

Institutions were specialised: trading banks lent to businesses; savings banks lent to households, almost entirely for housing; and finance companies lent for more risky property loans and consumer credit.

Personal guarantees will frequently be paired with collateral requirements to lower the bank's risk in lending to you (small business loans are considered risky for banks due to the higher failure rates of small businesses).

Businesses will disinvest, creditors will demand shorter and riskier maturities, workers will strike, politicians will shorten their time horizons, and banks won't lend.

Without this backing guarantee, banks would see small business lending as too risky and elect not to loan the prospective entrepreneur money, stifling small business.

Banking and lending are risky businesses, because there's always a chance the borrower will fail to repay his or her debt obligation down the road.

Investors are eagerly lending to risky retail borrowers like RadioShack, Sears Holdings and J.C. Penney, buying the chains time to try to turn around their businesses but delaying the overbuilt industry's day of reckoning.

It is one of several local and international players discussing mutually beneficial deals with banks that have favoured the less risky mortgage sector for years, but are looking for growth in business lending.

Well... the goal is to move money from cash to equity / lending to help fund business even riskier enterprises... This goal is being accomplished... wait for money moving into UK stocks and raising market... This makes sense from preserving capital from inflation — stock market is the only (except gold) real way to fight coming inflation.

Now, in the old days, if you wanted to lend money to somebody in particular, you were taking on a pretty risky business, unless he or she put up some form of collateral.

Personal guarantees will frequently be paired with collateral requirements to lower the bank's risk in lending to you (small business loans are considered risky for banks due to the higher failure rates of small businesses).

But there are ways around these problems, with a growing number of alternative lenders willing to accept the risky business of lending to bad credit borrowers.

By 2005, many lenders dropped the required FICO score to 620, making it much easier to qualify for prime loans and making subprime lending a riskier business.

Chase's Goal: Lending to small businesses is riskier than lending to individuals, so Chase wants to ensure that the credit extended is appropriate and likely to be paid back.

There is a reason traditional banks will only lend to small businesses with high credit scores — small businesses can be pretty risky.

As you may already know, private lending is a risky business, and that's the main reason why most private lenders do not provide mortgages when a property isn't in good condition or if it has a high amount of existing debt.

Mortgage lending is a risky business, and lenders want to make sure the borrower is able to pay the loan back.

Banking and lending are risky businesses, because there's always a chance the borrower will fail to repay his or her debt obligation down the road.