Sentences with phrase «risky health habit»

This particular risky health habit can dramatically impact the cost of your life insurance coverage.

Not exact matches

Life insurance policies have a two - year «contestability period,» during which the life insurance company can refute a life insurance claim, or can drop the policy if the insured is found to have misrepresented anything from health status to a risky lifestyle, certain health habits such as smoking or severe depression.

We've gone in - depth about what this information means at the links above, but in short your health information, like family health history, smoking habits, and driving records, are used to determine how risky you are for the insurer to cover and, therefore, how expensive your monthly premiums will be; your contact information is so the agent, broker, or insurer can reach out to you for next steps after you get your quotes.

That means risky hobbies, like skydiving, or bad health habits, like smoking, often lead to higher rates.

Then, if you add on health conditions and habits like smoking that insurance providers deem risky, you could see your insurance premiums rise even more.

If we did not answer your questions, we provided three different ways to contact one of our knowledgeable experts who can.We have covered a wide variety of issues that can affect your life insurance rates — from lifestyle habits — such as smoking and risky jobs — to your health history, your age, and whether or not you maintain a healthy weight.