Having
rotating categories allows you to plan your spending habits to maximize your rewards.
These rotating categories allow you to earn 5 percent back on up to $ 1,500 in purchases, which can work out to $ 300 a year.
Not exact matches
If you are considering a credit card with
rotating bonus spending
categories, compared to a fixed rate, you should try to choose one that
allows you to earn the 5 % bonus.
Good review and overview of all of the pros associated with SimplyCash — I actually really like the AMEX Plum card because of the fact that you earn a flat 1.5 % discount on all purchases which actually
allows me to earn more with my business simply because I don't spend a lot on wireless or office supplies in relation and much more on advertising etc that isn't a
rotating category.
Upon enrollment, Discover also
allows cardholders to earn 5 percent cash back on up to $ 1,500 in combined spending in
categories that
rotate quarterly.
Why we like it: Aside from the lack of annual fees and the 5 % cash back bonus on
rotating categories, the Discover It card offers plenty of other features for card members, including free access to your FICO score each month and the Freeze It security measure, which
allows you to turn your card on or off whenever you like.
Like the Chase's card, this card will
allow you to earn 5 % cash back in
rotating categories and 1 % back everywhere else.
Upsides: The Freedom Unlimited card offers a straight - forward rewards program that
allows cardholders to earn 1.5 percent on every purchase they make — with no earning caps or
rotating categories.
Points - based credit cards
allow you to earn rewards by offering multiple points per dollar spent on most purchases, with additional points in
rotating categories like entertainment and dining.
However, the Freedom card does
allow cardholders to earn 5 percent cash back on up to $ 1,500 in quarterly
rotating categories.
If you are only going to hit about half of the maximum
allowed spend for the
rotating bonus
categories:
This card
allows cardholders to collect a large cashback bonus on a certain
category of products that
rotates quarterly.
The Chase Freedom ® Card offers
rotating bonus cash back
categories allowing you to earn up to 5 % cash back on purchases made in specific
categories each quarter.
In addition, you might occasionally find a monthly bill that earns extra rewards on credit cards that
rotate their bonus
categories or
allow you to choose bonus
categories.
This is also a cash back credit card that, while it doesn't have 5 %
rotating categories, it
allows you to earn 1 % cash back on every purchase, along with 2 % on purchases at grocery stores, and 3 % on gas for a maximum of $ 1500 for grocery and gas purchases each quarter.