Sentences with phrase «rotating categories only»

One great strategy for maximizing points is to use a card with rotating categories only when it earns bonus points, and then use a fixed - rate card for all other purchases.

Not exact matches

Rotating categories change every quarter and grocery shopping may get additional cash back only once a year for three months.

Therefore, the only thing you have to figure out if you will benefit more from the rotating 5 % categories or a fixed 2 % back on gas and restaurant shopping.

After you reach the $ 1,500 cap, you only earn 1 % cash back on purchases in rotating categories.

The Discover it student card is the only student credit card with rotating categories.

You'll not only be earning cash back on all of your purchases, but rotating quarterly categories earn 5 percent cash back at specific merchants, such as restaurants, grocery stores, gas stations and warehouse clubs.

You can find several rotating category cards that offer more cash back, but only on specific purchases.

I like to keep to a limit of two cards in the wallet though so I think I might just use this one only and let it rotate categories depending on what I spend.

Only a small portion of your total spending has to fall into the 5 % bonus categories of rotating cash back cards in order for their savings to be better than a flat rate credit card.

Chase, Discover and U.S. Bank are the only issuers that offer rotating - category cards.

It's a nice cashback bonus but you really only maximize the bonus if you purchase whatever is in the rotating category.

Just keep an eye on the rotating bonus categories and make sure you only use the Freedom card when you'll earn bonus points.

It is hard to beat the 5 % cash back that Chase Freedom offers, but only if you can spend enough in the rotating categories.

The only downside to the More card is you only get.25 % cash back outside the rotating categories until you spend $ 3,000 on the card.

Rotating category cards — which require you to enroll in and keep track of categories each quarter — amounted to only three of the cards that we surveyed.

The Discover card does potentially offer an even higher return, but only in specific, rotating categories.

There can also be other limitations that don't only apply to rotating categories.

Formerly popular, only 3 cards from the sample had rotating categories.

These include the rotating Chase categories as well as supermarkets, gas stations, and department stores (U.S. stores only for American Express cards).

Or find a card that rotates bonus categories every quarter, and use that card at the bonus locations only while using a 2 percent card everywhere else.

However, because the rewards categories for these cards are offered on a rotating, quarterly basis, you can only earn cash back on dining for a few months out of the year.

To get the most out of the card, cardholders must track their spending, since the 5 percent rate only applies to certain categories that rotate frequently, and is limited to $ 1,500 per quarter.

This card is different than Discover it Miles because it has quarterly rotating categories that earn 5 percent cash back and all other purchases earn only 1 percent cash back.

It is hard to beat the 5 % cash back that Chase Freedom offers, but only if you can spend enough in the rotating categories.

Here's how this card's cash back works: Double Cash does away with the rotating categories and is the only card that gives you double cash.

However, there are many cash back cards that can earn up to 5 % back in rotating categories, though it is often only for a promotional period of time.

And, it only earns 1X on base purchases with rotating category bonuses you have to enroll in each quarter.

If you truly wanted to maximize your returns, you could get a rotating category card, like Discover it, but only use it for purchases that fall into the 5 percent bonus category.

For simplicity's sake he only uses our Chase Sapphire Reserve (CSR) and American Express Everyday Preferred (AmEx EDP) instead of keeping track of the rotating bonus categories on the Chase Freedom.

For simplicity's sake he only uses our Chase Sapphire Reserve (CSR) and American Express Everyday Preferred (AmEx EDP) instead of keeping track of the rotating bonus categories on... Read more

If you are only going to hit about half of the maximum allowed spend for the rotating bonus categories:

It takes about five years, but in the long - run the Citi Double Cash will actually net you more cash back if you spend around $ 25,000 a year and only halfway max out the rotating bonus categories.

Rotating category cards — which require you to enroll in and keep track of categories each quarter — amounted to only three of the cards that we surveyed.

Other Chase cards you can apply for at the same time include the Chase Freedom (15K for spending $ 500 +2.5 K for adding an additional user for a limited time only plus 5 - 10 points per dollar spent in rotating categories), Chase British Airways (Up to 100K signup bonus for a limited time only), the Chase United Explorer (30K signup plus another 5K points for adding a free additional user on the consumer card / 50K signup points on the business card, plus get free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent year upon renewal), the Chase Slate (with zero balance transfer fees, 0 % APR on purchase and balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points per dollar spent).

You can find several rotating category cards that offer more cash back, but only on specific purchases.

The BankAmericard Cash Rewards card not only offers static bonus rewards categories (so no rotating categories to keep track of) for your everyday necessities, but the popular cash back card also charges no annual fee and comes with a great intro APR offer, to boot.

PointBreaks are a rotating list of hotels from all nine categories that cost 5,000 points for 2 - 3 months only.

The Chase Freedom ® earns only 5 % on rotating categories, so unless Target is one of them, you'll only earn 1 % on your purchase.

The Discover it student card is the only student credit card with rotating categories.

Chase, Discover and U.S. Bank are the only issuers that offer rotating - category cards.

The worst cards have rotating categories that require you to activate bonuses each quarter to get up to 5 percent back — it's a feature that pays off for only a small subset of people, and when missed, screws over far more.

«Not only do the rotating categories offer consumers the chance to earn at places that appeal to them, but Discover it cardmembers earn 5 % Cashback Bonus ® on all purchases made in that category up to the quarterly maximum when they activate.»

But that doesn't mean the only differences are in the positive category — the Huawei Watch 2 in turn feels cheaper, has a more polarizing bezel design and is missing a couple of key features for many like a larger display and rotating bezel.