Not exact matches
Plus, you will not need to keep track of
rotating bonus
categories like other cards
require.
Its other great strength is 5 % cash back on quarterly
rotating categories (on up to $ 1,500 in purchases), with rewards earnings matched at the end of your first year (enrollment
required).
Cards with
rotating categories are more complicated and
require more work from you.
But with Freedom, the
rotating bonus
categories offer 5 % back when you make a purchase in that
category (keep in mind there's a $ 1,500 per quarter limit and
requires free activation).
Blue Cash Everyday: If you want hassle - free cash back with no
rotating rewards
categories and no enrollment
required, this card from American Express, a CreditDonkey partner, has the same rewards
categories year - round.
No
rotating bonus
categories, no sign - ups
required, no limit on the cash back earned and no expiration date for rewards
Rotating category cards — which
require you to enroll in and keep track of
categories each quarter — amounted to only three of the cards that we surveyed.
There's no spending minimum to receive rewards, no enrollment is
required, no
rotating categories, and no limit on the cash rewards you can earn.
If keeping track of
rotating categories seems like too much of a hassle, these cards below have a more straightforward rewards structure that doesn't
require much planning.
Some have
rotating categories of up to 5 % cash back that often change every few months and
require free enrollment, while others offer a lower, but consistent reward rate year - round.
But with Freedom, the
rotating bonus
categories offer 5 % back when you make a purchase in that
category (keep in mind there's a $ 1,500 per quarter limit and
requires free activation).
Rotating category cards — which
require you to enroll in and keep track of
categories each quarter — amounted to only three of the cards that we surveyed.
The Discover it ® chrome for Students with $ 20 Cashback Bonus, which
requires applicants to be enrolled college students, offers comparatively high bonus rates, with 5 % cash back on
rotating categories up to $ 1,500 in quarterly purchases (plus 1 % cash back on all other purchases).
The Chase Freedom and Discover It cards both offer
rotating bonus
categories each quarter; you are
required to sign up for those specific
categories each time to earn the extra cash back.
Neither card has an annual fee and neither
requires you to keep up with
rotating reward
categories.
The worst cards have
rotating categories that
require you to activate bonuses each quarter to get up to 5 percent back — it's a feature that pays off for only a small subset of people, and when missed, screws over far more.