Sentences with phrase «running a credit report for»

Ethical and knowledgeable background screening companies (those who provide credit reports to employers for employment - related decisions) have long advised a policy of running credit reports for positions only where there is a clear corollary between job necessity and the characteristics that can be extrapolated from the credit history information.

Not exact matches

It's not unusual for a lender to run a final credit report within days or hours of closing to take a second look at your financial situation.

Choosing a business credit card that does not report to personal credit may be helpful if you know there will be times you need to run up charges that put you close to the limit or carry a balance — think holiday inventory, or that big tradeshow, for example — and you don't want that activity to bring down your scores.

It was reported that some people ran up huge credit card debt with expensive gifts and vacations for themselves.

This is because each time a credit report is run for an application your credit report will be marked.

Working with a debt counselor first is better for everyone in the long run since bankruptcy can hurt your credit for ten years before it will disappear from your credit report.

You have to explicitly give permission for a bank to run a hard hit on your credit report.

They can run your credit report, and using the information about your current financial criteria, locate the appropriate financial institution with the best first time home buyer programs available for your needs.

The former involves a bank running a soft pull on your credit report, and presenting you with card offers you are likely to get approved for.

This type of loans are personal loans due to the fact that the business is not running yet, so the applicant's personal credit report will be pulled when a loan application is submitted for consideration.

Though applying and getting approved for Best Credit Cards shows that you already have good credit, these cards contribute greatly to credit improvement as the payments keep getting reported while there is little chances for delinquencies since these cards provide great flexibility and different finance options in case the holder runs momentarily out ofCredit Cards shows that you already have good credit, these cards contribute greatly to credit improvement as the payments keep getting reported while there is little chances for delinquencies since these cards provide great flexibility and different finance options in case the holder runs momentarily out ofcredit, these cards contribute greatly to credit improvement as the payments keep getting reported while there is little chances for delinquencies since these cards provide great flexibility and different finance options in case the holder runs momentarily out ofcredit improvement as the payments keep getting reported while there is little chances for delinquencies since these cards provide great flexibility and different finance options in case the holder runs momentarily out of cash.

Your card issuer may run a hard inquiry on your credit, which can negatively impact your credit report for a short time.

For example, employers may be justified in running credit reports on bookkeepers or others who handle significant amounts of cash.

Remember, you'll still have a couple of hard inquiries on your credit report from applying for the 0 % card and the personal loan — but in the long run, transforming credit card debt into personal loan debt will have a positive impact on your score.

If you have fraud or mistakes on your credit reports and you're not keeping up to date with your 3 - bureau profiles, you can easily be denied for credit or pay extra interest rates in the long run.

Your bankruptcy is reported on your credit report, so for the next seven years anyone who runs a credit report on you will know that you went bankrupt.

If you apply for a credit card with credit that is not so good, you run the risk of having an inquiry on your report only to have been denied the benefits of the card.

Debts can still be listed on your credit report for several years after the statute of limitations has run out.

Choosing a business credit card that does not report to personal credit may be helpful if you know there will be times you need to run up charges that put you close to the limit or carry a balance — think holiday inventory, or that big tradeshow, for example — and you don't want that activity to bring down your scores.

Whenever you apply for a credit card, loan or similar financial product, the bank, financial institution or lender will run a hard inquiry of your credit report.

Some lenders might run a credit report and then, if you pass their credit requirements, ask for additional information in order to make a final determination of approval.

For example, if someone has opened a new credit card in your name, run up a large bill and not paid it off, those changes will be reflected in both your report and your score.

In the long run, these credit repair companies actually cost more due to their inadequate results and length of time it takes for them to remove items from your credit report.

Laura Curley, who runs a charitable foundation in Chicago, was shopping with her husband, Dan, for an equity line of credit when they discovered that a disgruntled customer service rep had reported Dan as deceased on their mortgage file, a «fact» picked up by all three credit bureaus.

Your credit report will need to be run, but your specific credit score number is not used to qualify for a reverse mortgage.

Of course, it doesn't always work out that way, but if you have the time to do things like check your credit report (and fix any mistakes) and pay down debt before applying for a mortgage, it will likely pay off in the long run.

Even though your credit is not checked and no hard credit inquiry is placed on your credit report, lenders will still determine whether or not you are credit worthy for an approval by running your Social Security Number.

Some lenders charge an application fee, while others charge fees for items tied into the application, such as the cost to run your credit report or appraise your collateral.

Satisfaction is highest for co-branded debit cards like PC Financial, coffee cards, credit cards and programs run at drugstore, grocery and gas retailers, according to the Bond Report.

The pre-qualification process requires a completed application which is reviewed by a mortgage consultant who will run a credit report and provide you with the amount you will qualify for and help identify which mortgage program would best suit your needs.

Debit cards fall under the Electronic Funds Transfer Act for errors, loss or theft, but liability, which is capped by law at $ 50 for credit cards, may run from $ 50 to $ 500 or more for debit cards, depending on when you report the problem.

Every time a lender or other credit provider runs a credit report on you, a record is made showing who ran the report and when they asked for it.

Even if you haven't been a victim in the Equifax breach, you should run your credit report to check for unusual activity.

Dear Krista, The threat of being sent to collections and having a negative mark cast on their credit report has sent many disgruntled customers running for their checkbooks, regardless of how unsatisfactory the goods or services they received.

Make sure to tell the credit card company to only run your credit one time, for both requests, to avoid getting two negative inquiries on your credit report which will bring your credit score down.

Your credit report also has a section for public records, which shows whether you ran into any legal problems like bankruptcies or foreclosures.

If you've ever opened a credit card, taken out a car loan, applied for an apartment to rent, and so on, then you've had someone check your credit score and run a credit report on you.

The panel also tried to study tax credits for home energy efficiency improvements, but these programs «resisted analysis» because they are so complicated, which is a running theme in the report.

For less than $ 20 a client can run his or her credit report and share it with me.

Freezing and even temporarily unfreezing credit reports can run you about $ 5 to $ 10 a pop, though there are state laws that limit what you can be charged and even let identity theft victims do so for free.

For example, running a credit report or title search will tell you a great deal about an individual's financial holdings.

A quick Google search for «free credit reports» will put you in touch with many of these companies that will run a credit check for you.

Processed accounts payable, maintained up - to - date vendor statements to ensure timeliness and completeness, communicated with vendors to resolve questions and concerns on invoices, issued of checks to vendors, ran aging as required to identify current items due for payment Processed accounts receivable, sent information of customer aging summary to stores and collected the payments, maintained accounts receivable Calculated monthly sales, prepared all of federal and provincial sales tax report, and remitted the sales tax to government Prepared financial statement for the monthly end and year - end, processed closing account at the end of period Employment History (continued) Reconciled bank accounts, credit card accounts and other accounts required to reconciled Processed semi-monthly payroll, vacation pay, courted ordered deductions and other benefits, prepared payroll tax report and remitted payroll tax to government Made works compensation report and bill payment Filed sales invoices, purchase bills and all of documents; trained new employees; Communicated with vendors processing RMA (Return material authorization); provided some customer services as well as some office duties.

Running a quick background check on the blind date you've been set up with might be a good way (or not, remember it's going to be a database search) to use the latest mobile background screening apps, but the FTC fears employers might be using these apps for employment screening purposes — and that could very easily violate the Fair Credit Reporting Act.

A recent Salary.com Surveyrevealed that running a credit report is a relatively common practice employers use to judge an applicant's level of responsibility, verify their employment history applicant's level of responsibility, verify their employment history and identity, and assess their risk for workplace theft.

Essential Duties · To welcome and serve all guests in an efficient, courteous and friendly manner whether face to face, on the phone or via email · To handle all guest compliments, comments, observations and complaints in a timely and effective manner, achieving guest satisfaction · To reserve, register and check out guests completely and accurately, following the procedures and policies set up for this process · To utilize proper selling techniques and strategies to maximize room and outlet revenues · To ensure the proactive building of guest history · To process credit card authorizations for each guest upon arrival and as needed during stay · To accurately post charges to group, guest, member and house accounts when necessary · To forward messages to departments with regards to guest requests and expectations and to follow up on requests with the guest via email, phone, radio and / or trace system · To liaise with bellstaff in order to ensure that gift delivery, luggage service, parking and rooming is taken care of in a courteous and timely manner · To ensure the accuracy of billing for each guest · To accurately account for daily bank issuance · To order room drop items and ensure ancilliary charges are scheduled appropriately · Sell, make, process and mail gift certificates · To run nightly audit and separate guest tickets for accounting · To maintain accurate house account excel spreadsheets · To run reports and perform some accounting duties (may include sales reports and statistics, processing and reconciling daily service charge breakdowns, completing billing instructions, etc).

• Welcome customers as they approach the box office counter and inquire into their movie preferences • Provide information on running movies and show timings along with seat availability • Take customers» information (such as name and age) and punch it into the system for verification purposes • Provide customers with information on age - appropriateness of their desired movie and ensure that identification is properly conducted for rated films • Issue tickets to customers and ask them to verify seat, movie and date information on them • Accept credit card and cash payments for sold tickets and tender change and receipts • Handle reservations for shows over the telephone and in person and ensure that any cancellations are managed according to cinema protocols • Balance cash registers against tickets sold and ensure that any discrepancies or problems are immediately handled • Create and maintain reports of sold tickets and cinema income and provide feedback to managers regarding movies» success or failure • Assist in booking entire cinema halls for special screenings and issue tickets / passes to authorized guests and support staff • Ascertain that leaflet racks are fully stocked and that the counter is properly cleaned and maintained • Issue auxiliaries such as 3D glasses and ensure that returned glasses are counted and stored properly

• Save annual cost of $ 30K by negotiating a productive contract with a third party transportation service provider • Reduce the front desk operational costs by 12 % through implementation of cost effective methods • Run and check daily reports, contingency lists and credit card authorization reports • Coordinate with housekeeping department to track room status and availability • Answer, record and process all guest calls and concerns • Arrange transportation services for guests and visitors • Cash guests» checks and process all types of payments received • Secure guest payments, activate, issue and re-issue room keys • Process check - in, check - out and room change requests in a timely manner

Jun 2009 — Present Marriot, Athens, AL Night Auditor • Prepare daily revenue reports • Run audit reports for the front office system • Make corrections and adjustments to books • Enter all pertinent information into a prescribed bookkeeping system • Balance all revenue and settlement accounts • Provide relief support to the front desk officer • Transmit credit card batches • Act as hotel system liaison after hours

We will advertise the property on effective websites including our MLS and Rentals.com, take all prospective tenant calls and emails, pre-screen those tenants, show the property, take applications, run a credit report, complete background check, and then submit the tenants to you for final approval.