Sentences with phrase «safe access to mortgage»

Not exact matches

NMLS approved, SAFE Act compliant, and easy to access - our education and certification classes are trusted across the mortgage industry.

Despite economic upheaval and forward mortgage lending issues, reverse mortgages have continued to grow as a safe, government - insured loan allowing seniors to access a portion of the equity in their homes while not having to make a monthly mortgage payment.

REALTORS ® believe that imposing a minimum 20 % downpayment, stringent debt - to - income ratio requirements, and rigid credit standards will deny millions of creditworthy Americans access to the lowest cost and safest mortgages.

He added that quick decisions aimed at punishing certain market players will only punish the taxpayers by constraining their ability to access affordable mortgage financing, and that making it harder for those who can afford a safe mortgage does not further the goals of the recovery.

Rural families face unique difficulties in finding access to safe, affordable mortgage financing.

«NAR strongly opposed earlier versions of the rule that included 20 and 30 percent down payment requirements, which would have denied millions of Americans access to the lowest - cost and safest mortgages.»

FHA has provided safe, affordable access to mortgage credit in a time when the private market abandoned housing finance.

Given the concerns about FHA's overall fiscal stability, this bill balances the needs to protect the fund from taxpayer risk, with the need to continue to provide access to safe and affordable mortgage financing.

NAR is evaluating the proposal on its own and in context with the controversial QRM proposal to ensure that consumers have access to affordable safe mortgage credit.

«The new program mitigates risk with strong underwriting and ensures that responsible buyers have access to safe and affordable mortgage credit.

Access to affordable, safe mortgage financing is a struggle for many rural Americans.

The National Association of Realtors ® applauds the Consumer Financial Protection Bureau for creating a broadly defined Qualified Mortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgageMortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgagemortgage credit.

New mortgage lending rules to protect consumers from risky loan products will take effect this Friday, and Realtors ® will be on the front lines as homebuyers access safer mortgages that meet strong underwriting standards.

Nearly 8,500 REALTORS ® and guests will meet with legislators, regulatory officials and top industry executives to ensure qualified buyers and investors have access to safe and affordable mortgage financing and protect and advance the operations of REALTORS ®» businesses and real estate - related tax policies.

Polychron testified that NAR has worked with FHA for years to ensure people have access to safe, affordable mortgage credit for condominiums, and thanked the committee for showing a willingness to address a number of lingering concerns.

The FHA's Mutual Mortgage Insurance Fund has strongly rebounded, is healthier, and has seen increased access to safe mortgage fiMortgage Insurance Fund has strongly rebounded, is healthier, and has seen increased access to safe mortgage fimortgage financing.

FHA's single family mortgage insurance program was created in 1934 to provide access to safe, affordable mortgage financing for American families.

For his part, Obama said he wants to preserve borrowers» access «to safe and simple mortgage products like the 30 - year, fixed - rate mortgage.»

Rural families face unique difficulties in finding access to safe, affordable mortgage financing, and affordable rental options in short supply in rural America.

Improved access to safe, affordable mortgage credit through FHFA's 3 percent down payment program will help new borrowers achieve the dream of homeownership.»

This includes creating access to affordable, safe mortgage products and low - priced bank owned properties that meet financing standards, among other measures.

Affordability conditions remain favorable in much of the country, but consumers need access to safe and sound financing, particularly the 30 - year fixed - rate mortgage, and with low downpayment options for first - time buyers,» Yun said.

Phipps said more regulations and legislation that tighten access to credit and affordable safe mortgages are not the solution to righting the housing market and economy.

«Preserving federal assistance for the lowest income renters, protecting and expanding housing production programs like the Low - Income Housing Tax Credit and the National Housing Trust Fund, and ensuring that low - and moderate - income first - time homebuyers have access to affordable, safe mortgages are clear ways to improve stability of families and our economy.»

«NAR has strongly advocated for a Qualified Residential Mortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of IrongaMortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongamortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongate Inc..