Sentences with phrase «safe access to mortgage credit»

Not exact matches

REALTORS ® believe that imposing a minimum 20 % downpayment, stringent debt - to - income ratio requirements, and rigid credit standards will deny millions of creditworthy Americans access to the lowest cost and safest mortgages.

FHA has provided safe, affordable access to mortgage credit in a time when the private market abandoned housing finance.

NAR is evaluating the proposal on its own and in context with the controversial QRM proposal to ensure that consumers have access to affordable safe mortgage credit.

«The new program mitigates risk with strong underwriting and ensures that responsible buyers have access to safe and affordable mortgage credit.

The National Association of Realtors ® applauds the Consumer Financial Protection Bureau for creating a broadly defined Qualified Mortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgageMortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgagemortgage credit.

Polychron testified that NAR has worked with FHA for years to ensure people have access to safe, affordable mortgage credit for condominiums, and thanked the committee for showing a willingness to address a number of lingering concerns.

Improved access to safe, affordable mortgage credit through FHFA's 3 percent down payment program will help new borrowers achieve the dream of homeownership.»

Phipps said more regulations and legislation that tighten access to credit and affordable safe mortgages are not the solution to righting the housing market and economy.

«Preserving federal assistance for the lowest income renters, protecting and expanding housing production programs like the Low - Income Housing Tax Credit and the National Housing Trust Fund, and ensuring that low - and moderate - income first - time homebuyers have access to affordable, safe mortgages are clear ways to improve stability of families and our economy.»

«NAR has strongly advocated for a Qualified Residential Mortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of IrongaMortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongamortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongate Inc..