Sentences with phrase «safe borrower»

You can build a conservative portfolio of safe borrowers on Lending Club and still see returns of 7 % or higher.

«This is consistent with the narrative that, if you're a very safe borrower or a large corporation, it is very easy for you to get a loan — in fact there is a lot of competition because these borrowers have access to lots of nonbank sources,» Covas said.

Today, Fannie and Freddie in effect overcharge safer borrowers to help subsidize lower rates for riskier borrowers.

When you apply for a mortgage, lenders try to figure out if you're a safe borrower who will pay the money back.

The safer borrowers who did save and so don't really need to avoid amortisation.

They must establish a credit - risk profile that outlines what they feel is a safe borrower, and what they feel is a risky borrower.

If you use less than 30 % of your credit, you're consider a safe borrower and get a positive rating.

In turn, investors get to pick and choose whether they want to invest with a risky borrower and earn a higher rate of return, or invest with a safer borrower with a lower rate.

At the time of approval, borrowers are assigned a risk grade between A and G, with an A grade being the safest borrower.

The safer the borrower, the better terms the lender offers (read: a lower interest rate).

By applying for our personal loans Ontario, you can improve your credit score and become a safe borrower.

For example, those with higher scores are considered to be safer borrowers and are more likely to be -LSB-...]

Even though there's typically a minimum score required for a loan — around 620 for a conventional loan — lenders will take a closer look at other components in your credit history to verify you'll be a safe borrower.

They must establish a credit - risk profile that outlines what they feel is a safe borrower, and what they feel is a risky borrower.