Not exact matches
If banks would look at their overall portfolio and invest money with «
safer» investments (for example, infrastructure projects, with government backing), they will have lower
yields on those investments, and probably make less money, however it would be more
guaranteed money and less risk.
A steady, «
guaranteed»
yield of 4 % from a CDN bank and you can largely avoid worrying about
safe withdrawal rates.
Having a good dividend
yield doesn't
guarantee that a stock is
safe.
If the ledger shows pre-tax income of $ 150 a month, then you're not realizing a 3 %
safe and totally
guaranteed yield for life - you're only getting ~ 1.75 % (and it's usually much less than that too, it could be less than 1 %).
When your agent says, «With this wonderful new fixed rate annuity, you'll lock in a 3 %
safe and totally
guaranteed yield for life!
This is about the same interest
yield as bank CDs, that also have just about as much in «
safe guarantees.»
Here's brutal life lessons from the School of Hard Knocks to keep in mind, when your life insurance company agent is trying to get you to buy a
safe guaranteed high
yield for life fixed annuity.