Beyond shocked, disappointed but saying nnot eant to be, he felt worse than myself (but nnot really) it crushed me when I called to confirm approval, customer service rep just said no without explanation, just
said something on credit report.
Not exact matches
Potts
said in the legislature
on April 12 that the bill «was
something that came about as a result of conversations I'd had with many people...
on the aspect of the bill relating to
credit reporting scores, and particularly in relation to when we saw a breach of data from a
credit reporting agency.»
Debt settlement will also generally show
on your
credit report, usually as a comment that
says something like «Settled in Full» or «Paid in Full for Less Than the Balance Due.»
Bureaus required to investigate disputes By law, any time a consumer
says there is
something wrong
on his or her
reports, the
credit bureaus are required to conduct «a reasonable investigation» into the disputed information and remove anything they can't verify as accurate.
Something interesting to point out, recent studies have shown that 80 % of the consumers that
say they «Have no
credit», normally have negative items appearing
on their
credit reports that have stopped them from obtaining
credit.
That
said, you may find
something on your
credit report that shouldn't be there, so be sure to call the major three
reporting agencies (Equifax, Experian, and TransUnion) to have it removed if you do.
Up until now the onus was definitely
on the consumer (you and me), and even when we are right about
something if the creditor responded to the dispute request
saying the debt is valid the
credit bureau would often side with the creditor and nothing would change about the way the debt was
reported.