Sentences with phrase «same as credit risk»

Not exact matches

More from Balancing Priorities: What to do with your bond portfolio as Fed rates rise Credit scores are set to rise Don't make these money mistakes when you're just starting out «There is no sense in bearing the risk of an adjustable rate when you can lock in a fixed rate at essentially the same level,» he said.

You're still dealing with all of the same bond risks as every other investor when you buy individual bonds — interest rate risk, credit risk, inflation risk, duration risk, default risk, etc..

As much as we I like to be bombastic in my chastising of those same people for trotting out nine hundred Michael Bay movies a summer, they are inevitably not going to receive anywhere near the credit they deserve for taking a financial risk on something a little out of the ordinarAs much as we I like to be bombastic in my chastising of those same people for trotting out nine hundred Michael Bay movies a summer, they are inevitably not going to receive anywhere near the credit they deserve for taking a financial risk on something a little out of the ordinaras we I like to be bombastic in my chastising of those same people for trotting out nine hundred Michael Bay movies a summer, they are inevitably not going to receive anywhere near the credit they deserve for taking a financial risk on something a little out of the ordinary.

This is a ratio that helps the lender determine how much additional debt you can handle apart from the debt you are already servicing and what is the credit risk you will be exposed to as a result of the same.

«But, as we have discussed with industry stakeholders for months, borrowers with the same credit scores can pose very different risks.

While we carry the same risk as adults, this act of identity theft can be even more damaging simply because it could be 18 + years before your child pulls their credit and notices the fraudulent activity.

For this reason, credit risk does not provide the same diversification benefits to a broad portfolio as interest rate risk does.

As a credit risk analyst, whether we are dealing with large corporate loans, mortgages, personal loans, etc), the principles are the same:

Business credit cards that are issued in the name of an individual succumb to many of the same risks as traditional credit cards.

The issuer takes minimal risk in extending the line of credit because the cash deposit is typically the same as the credit line.

A FICO score is a specific type of credit score administered by the Fair Issac Corporation that considers the same factors as many of the major credit bureaus, in addition to a potential borrower's credit report to arrive at a numerical evaluation of their «creditworthiness» or likelihood they they'll be a low - risk borrower for the lender to take on.

If you have multiple hard inquiries in a short period of time — such as applying for multiple credit cards around the same time — it could flag you as a high - risk customer who plans to spend money they might not have.

For shorter duration bonds with high levels of credit risk, interest rates will not impact the value of these securities to the same degree as longer duration bonds with low levels of credit risk.

The investment objective is to provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity.

As an example of credit risk being rewarded, my Vanguard Intermediate - Term Investment - Grade fund (VFIDX for Admiral shares) has returned 4.05 % during the same period.

This is not as easy as it sounds because most merchant account providers will not allow credit repair — because they consider it to be «high risk,» which they lump in the same category as vapor cigarettes and tech support services.

Conventional, Government, Conforming, and Jumbo MCAIs are constructed using the same methodology as the Total MCAI and are designed to show relative credit risk / availability for their respective index.

Credit spread risk is not the same thing as the risks associated with a credit spread option, although there are credit spread risks in a credit spread oCredit spread risk is not the same thing as the risks associated with a credit spread option, although there are credit spread risks in a credit spread ocredit spread option, although there are credit spread risks in a credit spread ocredit spread risks in a credit spread ocredit spread option.

For instance, auto loan lenders have an Auto Score available from FICO that uses the same credit information to determine specific risk factors a borrower may show as it relates to defaulting on a new car loan.

And as I said below, developed market investors face the same risks in a different way — tot up their stock losses in the middle of the credit crisis, plus the cost of future taxes & debt (and now deposit losses!?)

Industry - specific FICO ® Scores are grounded in the same algorithm as base FICO ® Scores, but are tweaked to provide lenders a further - refined credit risk assessment tailored to the type of credit the consumer is seeking.

Fair - credit consumers represent more of a credit risk to issuers and, thus, will not receive the same attractive rates as those with good or excellent credit.

That's not necessarily a bad thing — they have several options that help people pay off their balance without incurring any interest charges — but it does come with the same risks as a regular credit card.

Greenlight is obviously offering an extra level of control as its selling point, but whether you're going with a Greenlight debit card or a traditional prepaid credit card there is one glaring risk: debit cards don't offer the same consumer protections as credit cards.

As a national average, these insurance companies charge people with Poor credit twice as much for the same coverage as they charge for people with Excellent credit because they perceive them as higher - risk clientAs a national average, these insurance companies charge people with Poor credit twice as much for the same coverage as they charge for people with Excellent credit because they perceive them as higher - risk clientas much for the same coverage as they charge for people with Excellent credit because they perceive them as higher - risk clientas they charge for people with Excellent credit because they perceive them as higher - risk clientas higher - risk clients.

Buying XRPs, or any other cryptocurrency for that matter, with your debit or credit cards holds the same risk as buying anything else online with your credit / debit cards.

Many of them started out using the same low - risk approaches, many of which use our «no cash or credit needed» strategies that we recommend you use as you start your real estate investing.