Sentences with phrase «same as the universal life»

Often shortened to VUL, this insurance policy from Horace Mann is exactly the same as the universal life policies we've already seen in regards to payment flexibility and adjustable death benefit.

Not exact matches

Muslim, Christian, Jew, Buddhist, Atheist, etc.... however all are American first One is not comfortable with the other, however each lives with the other based on inter faith and universal values All share the same primary core belief... the belief in freedom of rights and religion This core belief is a reliigion in itself, which all worship before their «traditional religion» It is, as Daniel said... the «god of fortresses»

Empirical, speculative, and rationalistic process thinkers differ, we suspect, on the nature of this dimension of experience, the proper ways of analyzing it, and in their conclusions concerning what can be accomplished by referring to this level of experience While all turn to this depth dimension of life, it is not clear that the «deep empiricism» of the rationalists, which yields universal and necessary truths, is the same as that form of «radical empiricism» whose adherents focus on the particular and the contingent.

I believe that Reiki works on similar principles, and that using that universal life force energy (the source of Reiki energy) is also the same as «God energy.»

Filmed without narration, subtitles, or any comprehensible dialogue, Babies is a direct encounter with four babies who stumble their predictable ways to participating in the awesome beauty of life.Needless to say, their experience of the first year of life is vastly different, yet what stands out is not how much is different but how much is universal as each in their own way attempts to conquer their physical environment.Though the language is different as well as the environment, the babies cry the same, laugh the same, and try to learn the frustrating, yet satisfying art of crawling, then walking in the same way.You will either find Babies entrancing or slow moving depending on your attitude towards babies because frankly that's all there is, yet for all it will be an immediate experience far removed from the world of cell phones and texting, exploring up close and personal the mystery of life as the individual personality of each child begins to emerge.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

Guaranteed universal life insurance may offer the same level of certainty but of course may be more expensive as well.

Indexed Universal Life (IUL) offers the same flexible premiums and death benefit as univerUniversal Life (IUL) offers the same flexible premiums and death benefit as universal lLife (IUL) offers the same flexible premiums and death benefit as universaluniversal lifelife.

For those familiar with the insurance side of things, you may know that the FIA is credited much is the same way as an Indexed Universal Life (IUL).

Basically, a universal life insurance policy is a plan that offers the same death benefit as a whole life plan, but with a very flexible payment structure.

Even if a universal life product is offered by a mutual company, these policies do not operate by the same rules as a whole life product.

Universal life insurance is designed to offer many of the same benefits as traditional permanent * life insurance policies such as whole life, but offers more flexibility that allows you to adjust your premiums and coverage as your needs change.

As a result, universal life insurance premiums are typically lower during periods of high interest rates than whole life insurance premiums, often for the same amount of coverage.

Group universal life offers the same plan benefits as group variable universal life, but the tax deferred cash value accumulation includes only an interest - bearing account with a guaranteed1 minimum interest rate.

The same goes for using life insurance as an investment (AKA cash value life insurance, whole life insurance, Universal Life, or just UL, or Variable Universal Life or Vlife insurance as an investment (AKA cash value life insurance, whole life insurance, Universal Life, or just UL, or Variable Universal Life or Vlife insurance, whole life insurance, Universal Life, or just UL, or Variable Universal Life or Vlife insurance, Universal Life, or just UL, or Variable Universal Life or VLife, or just UL, or Variable Universal Life or VLife or VUL).

Guns all use the same, universal ammo, and keys can be collected to open doors (though you can fire through doors if you run out) as well as money and occasionally health packs and extra lives.

Permanent life insurance such as Universal Life and Whole Life works the very same life insurance such as Universal Life and Whole Life works the very same Life and Whole Life works the very same Life works the very same way.

Elite Survivor Index II ®: Elite Survivor Index II offers many of the same benefits as traditional universal life insurance with the flexibility to choose among three interest - crediting accounts that fit your needs.

Permanent Term insurance is the same product known as Guaranteed Universal Life Insurance.

In universal life (UL), you apply the same calculations to the premium as you do in term, but instead of taking an average over 10, 20 or 30 years, you pay the average price to insure yourself to age 100.

In this case, policies can be converted to universal life insurance coverage — and if the policyholder opts to do this, the new universal life insurance policy will be issued at the same underwriting class as the existing term plan.

Universal Life has the same components as Whole life, with the exception that these policies may be much more flexible for the buyer in termsLife has the same components as Whole life, with the exception that these policies may be much more flexible for the buyer in termslife, with the exception that these policies may be much more flexible for the buyer in terms of:

The key advantage of the conversion option is that when exercised, the new universal life policy will be issued at the same underwriting class as your existing term.

Nationwide YourLife IUL Accumulator is fixed life insurance that offers you the same core benefits as traditional universal life insurance products, including:

It costs about 1 / 10th of what you would pay for the same death benefits coverage for a Permanent policy such as Whole Life or Universal Life.

Nationwide YourLife IUL Protector is affordable fixed life insurance that offers you the same core benefits as traditional universal life insurance products, including:

The benefits of universal life insurance are by and large the same as whole life insurance benefits.

This unique universal life product has some of the same features as many term life products available, but is generally less expensive — with savings up to 20 % compared to other products in the marketplace.1 View the Product Guide for more information.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

Universal life insurance is designed to offer many of the same benefits as traditional permanent * life insurance policies such as whole life, but offers more flexibility that allows you to adjust your premiums and coverage as your needs change.

Universal life insurance uses the same calculations as a term life insurance policy to establish premium, but instead averages the premiums for coverage to age 100 and charges you that price for the coverage, which is why you pay more for this type of protection vs. term life insurance.

Premiums for traditional whole life insurance and its more variable brethren (universal life and variable universal life) are influenced by expected investment returns as well as by the same forces that affect term rates.

American National's indexed universal life insurance products offer the same features as the company's regular universal life — such as death benefit and cash value build up — but they also offer this ability to earn an additional amount of return.

Universal life combines the ability to build savings at the same time as providing you a life insurance policy.

It has some of the same features as universal life, like premium flexibility, and offers more growth potential, but with potentially less risk than variable universal life insurance.»

This is why I usually recommend term or guaranteed universal life, which is essentially the same as term life to age 100.

It is important to note, though, that just as with any other financial product or service, not all indexed universal life (or IUL) policies are exactly the same.

The same procedure is exactly the same when looking for permanent life insurance such as Universal Life insuralife insurance such as Universal Life insuraLife insurance.

Universal Life does cost more for the same face amount as Term.

Same flexible premiums and death benefit as other universal life products with addition of sub-accounts which may grow based on specific performance of stock, bond, or money market accounts.

If you are looking for permanent life insurance such as Universal Life or Whole life the system works exactly the same life insurance such as Universal Life or Whole life the system works exactly the same Life or Whole life the system works exactly the same life the system works exactly the same way.

Basically, a universal life insurance policy is a plan that offers the same death benefit as a whole life plan, but with a very flexible payment structure.

Group universal life offers the same plan benefits as group variable universal life, but the tax deferred cash value accumulation includes only an interest - bearing account with a guaranteed1 minimum interest rate.

As to Q5, there may also be a conversion provision in the existing policy allowing for an exchange into a different contract, such as Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for surAs to Q5, there may also be a conversion provision in the existing policy allowing for an exchange into a different contract, such as Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for suras Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for sure.

Furthermore, whole life insurance policies do not offer the same payment and benefit flexibility as universal life insurance policies.

Universal life insurance will normally cost more for the same face amount as Term.

The new Universal Life policy will be issued at the same underwriting class as your existing term.

The principal behind universal life is the same as with any other form of life insurance.

The variable universal life policies offer all the same benefits as regular universal life, in addition to more than 60 different investment options for the policy's cash account.

With this policy, the same rules apply as the regular universal life insurance, except the cash value component is linked to a stock market index.