The insurance car rates keeps changing and no two insurance buyers pay
the same car insurance premium rates.
Not exact matches
Two people buying the
same car in the
same city might not get the
same insurance premium rates.
You may be surprised to learn that auto
insurance premiums for the exact
same coverage on the
same car can vary widely (by hundreds of dollars) between different insurers, even in states that regulate auto
insurance rates.
For the
same types of
car insurance and coverage amounts, drivers in Chicago pay about double the
car insurance premium rates as drivers in the rest of Illinois.
Ideally, if you had your home and
car insurance with the
same coverage you should receive a lower
premium rate.
Unfortunately, statewide averages are not much use to drivers in terms of actual
car insurance premium rates, as there are some tremendous differences in auto
insurance premium rates between zip codes within the
same state.
Factors affecting
car insurance premium rates are primarily the
same as they were before.
Also, if you have been taking the
same policy for the
same car for several years, it makes sense to try other
insurance companies, as you may get attractive discounts and still lower
car insurance premium rates.
Policyholders, who use the
same company for their Albany
car insurance and other
insurance needs, such as home, medical or renters, can receive a lower
premium rate.
That means if you purchased your renters
insurance and
car insurance from the
same company you will most likely receive a lower renters
insurance premium rate.